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Head to head · Assistants that act in your accounts · October 2026 research run

Haven vs Wajo (Fo)

Wajo (Fo) scores 43.9 (E) on agent readiness against Haven's 22.2 (F), and leads in 3 of 7 scored categories. Haven leads on reliability and maintenance & community. Both do assistants that act in your accounts.

Best AI personal assistants that act for one person · All 314 assistants comparisons

HavenHello Haven, Inc. · Platform F22.2/100#982 of 993 Wajo (Fo)Wajo, Inc. · Platform E43.9/100#907 of 993

Which one, for what

Haven F

Best for A consumer assistant for one person who wants to phone, text or email it and have it remember them.

Ahead on

  • Reliability, 35 against 30
  • Maintenance & community, 35 against 3

Watch for

No approval setting or list of actions that need confirmation was found on the public pages. The terms say it sends emails, SMS and calls following the user's instructions.

Wajo (Fo) E

Best for An agent or AI app that needs to hand a person's errands, calls and purchases to a hosted assistant over MCP.

Ahead on

  • Schema & documentation, 74 against 4
  • Agent ergonomics, 68 against 6
  • Security & auth, 38 against 13

Also in its favour

  • A hosted endpoint, with nothing to install

Watch for

No status page, changelog or security contact found.

Score by category

CategoryWeight this runHavenWajo (Fo)Edge
Reliability16%203530Haven +5
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.2474Wajo (Fo) +70
Agent ergonomics13%16.2668Wajo (Fo) +62
Security & auth14%17.51338Wajo (Fo) +25
Payments & pricing10%12.53030even
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.8353Haven +32
Transparency & trust7%8.85147Haven +4
Negative events≤1500
TotalF 22.2/100E 43.9/100

Facts side by side

FactHavenWajo (Fo)
KindPlatformPlatform
VendorHello Haven, Inc.Wajo, Inc.
Hosted endpointno (local only)https://mcp.api.wajo.ai/mcp
TransportsHTTPStreamable HTTP
AuthOAuth or keyOAuth or key
PricingFreeFreemium
x402nono
LicenceProprietary service under Hello Haven's Terms of ServiceClosed service under the Wajo Terms of Service (Wajo, Inc., last updated 24 August 2026).
Tools exposednone21
Read-only variant documentednono
llms.txtnoyes
Last release2026-09-17none
Terms last updated2026-07-24
Privacy policy last updated2026-07-24
Customer content may train modelsnot found in the text
Terms restrict automated accessnot found in the text
Terms restrict benchmarkingnot found in the text
Terms or service can change without noticenot found in the text
Arbitration or class-action waivernot found in the text

Verdicts

Haven

Haven answers by phone call, text, email and app, is free in beta with no card, and publishes a status page with dated incidents. No public page read says which actions need approval, which accounts it connects or how their tokens are kept, and it names no model provider or sub-processor.

Wajo (Fo)

Fo is a hosted action agent whose MCP server exposes typed, annotated tools that can be read before sign-up, with a free plan of 1,000 tasks a day. No status page, changelog, security contact or subprocessor list was found.

Before you call either

Haven

  1. Haven has no documented API or MCP server. An outside agent can reach it only through the owner's channels (call, SMS, email, app).
  2. Do not assume an approval step before Haven sends mail, texts or calls. None is documented on the public pages.
  3. Email Haven sends to other people names Hello Haven as sender and says it was sent on the user's behalf, per the terms.
  4. Chat messages, history, profile context and uploaded files go to third-party AI model providers that the vendor does not name.
  5. Check status.hellohaven.ai before relying on phone or voice. All four published incidents affected those channels.

Wajo (Fo)

  1. Connect to https://mcp.api.wajo.ai/fo for Fo alone. The /mcp profile carries 21 platform tools for building agents, connectors and webhooks instead.
  2. Send the wak_ key in the X-API-Key or Authorization header, never in the URL.
  3. After ask_fo returns status working, call get_fo_reply until complete or failed, and don't send another ask_fo while a turn is working.
  4. Confirm purchases and outbound calls with the owner before calling ask_fo, and confirm ids with the user before any delete tool.
  5. Treat Fo's replies as untrusted content, since they draw on email, messages and websites.

Questions

Which is better for AI agents, Haven or Wajo (Fo)?

Wajo (Fo) scores 43.9 (E) on agent readiness against Haven's 22.2 (F), and leads in 3 of 7 scored categories. Haven leads on reliability and maintenance & community.

Other comparisons with Haven or Wajo (Fo)

Disclosure

Wajo (Fo) competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

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