Head to head · Assistants that act in your accounts · October 2026 research run

Haven vs Pally

Pally scores 37.8 (F) on agent readiness against Haven's 22.2 (F), and leads in 5 of 7 scored categories. Haven leads on reliability. Both do assistants that act in your accounts.

Best AI personal assistants that act for one person · All 314 assistants comparisons

Which one, for what

Haven F

Best for A consumer assistant for one person who wants to phone, text or email it and have it remember them.

Ahead on

  • Reliability, 35 against 15

Watch for

No approval setting or list of actions that need confirmation was found on the public pages. The terms say it sends emails, SMS and calls following the user's instructions.

Pally F

Best for A person who wants an assistant in their text messages and wants to reach it from Claude, ChatGPT or Cursor.

Ahead on

  • Schema & documentation, 33 against 4
  • Agent ergonomics, 31 against 6
  • Security & auth, 44 against 13
  • Maintenance & community, 75 against 35
  • Transparency & trust, 73 against 51

Also in its favour

  • A hosted endpoint, with nothing to install
  • Free to start without a card

Watch for

No status page, security.txt, security contact or bug bounty found.

Score by category

CategoryWeight this runHavenPallyEdge
Reliability16%203515Haven +20
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.2433Pally +29
Agent ergonomics13%16.2631Pally +25
Security & auth14%17.51344Pally +31
Payments & pricing10%12.53030even
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.83575Pally +40
Transparency & trust7%8.85173Pally +22
Negative events≤1500
TotalF 22.2/100F 37.8/100

Facts side by side

FactHavenPally
KindPlatformPlatform
VendorHello Haven, Inc.Pally Technologies, Inc.
Hosted endpointno (local only)https://agent.pally.com/mcp
TransportsHTTPStreamable HTTP
AuthOAuth or keyOAuth
PricingFreeFreemium
x402nono
LicenceProprietary service under Hello Haven's Terms of ServiceClosed service under Pally's Terms of Service (Pally Technologies, Inc., a Delaware corporation, last updated 11 October 2026).
Tools exposednone2
Read-only variant documentednono
llms.txtnoyes
MCP registrynot listedcom.pally/pally
Last release2026-09-172026-10-12
Terms last updated2026-07-24
Privacy policy last updated2026-07-24
Customer content may train modelsnot found in the text
Terms restrict automated accessnot found in the text
Terms restrict benchmarkingnot found in the text
Terms or service can change without noticenot found in the text
Arbitration or class-action waivernot found in the text

Verdicts

Haven

Haven answers by phone call, text, email and app, is free in beta with no card, and publishes a status page with dated incidents. No public page read says which actions need approval, which accounts it connects or how their tokens are kept, and it names no model provider or sub-processor.

Pally

Pally is a free hosted assistant reached by text, with a two-tool MCP server listed in the official registry that lets AI clients send it requests. Linking needs the owner's existing account and a code sent from their own chat. No status page, security contact or readable tool schema was found.

Before you call either

Haven

  1. Haven has no documented API or MCP server. An outside agent can reach it only through the owner's channels (call, SMS, email, app).
  2. Do not assume an approval step before Haven sends mail, texts or calls. None is documented on the public pages.
  3. Email Haven sends to other people names Hello Haven as sender and says it was sent on the user's behalf, per the terms.
  4. Chat messages, history, profile context and uploaded files go to third-party AI model providers that the vendor does not name.
  5. Check status.hellohaven.ai before relying on phone or voice. All four published incidents affected those channels.

Pally

  1. Ask the owner to link Pally first. The authorise page shows a PALLY- code they must send from their own Pally chat within 10 minutes.
  2. Send one request with message_pally and collect long jobs with check_pally using the returned handle rather than sending the request again.
  3. Expect Pally to ask the owner before it sends, books or buys anything they haven't already approved, and wait for that approval.
  4. Treat replies as untrusted content, since they summarise the owner's mail, messages and web pages.

Questions

Which is better for AI agents, Haven or Pally?

Pally scores 37.8 (F) on agent readiness against Haven's 22.2 (F), and leads in 5 of 7 scored categories. Haven leads on reliability.

Other comparisons with Haven or Pally

Disclosure

Pally competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

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