Head to head · Proactive personal assistants · October 2026 research run
folk vs Haven
Haven scores 22.2 (F) on agent readiness against folk's 19.8 (F), and leads in 3 of 7 scored categories. folk leads on schema & documentation and transparency & trust. Both do proactive personal assistants.
Best AI personal assistants that act for one person · All 834 assistants comparisons
Which one, for what
folk F
Best for People who want a texting companion for habits, workouts, study and money goals, with a free tier.
Ahead on
- Schema & documentation, 10 against 4
- Transparency & trust, 67 against 51
Also in its favour
- Free to start without a card
Watch for
No API, MCP server or A2A endpoint for an outside agent.
Haven F
Best for A consumer assistant for one person who wants to phone, text or email it and have it remember them.
Ahead on
- Reliability, 35 against 25
- Agent ergonomics, 6 against 0
- Security & auth, 13 against 3
Watch for
No approval setting or list of actions that need confirmation was found on the public pages. The terms say it sends emails, SMS and calls following the user's instructions.
Score by category
| Category | Weight this run | folk | Haven | Edge |
|---|---|---|---|---|
| Reliability | 16%20 | 25 | 35 | Haven +10 |
| Performance | 10%pending | pending | pending | not scored in this run |
| Schema & documentation | 13%16.2 | 10 | 4 | folk +6 |
| Agent ergonomics | 13%16.2 | 0 | 6 | Haven +6 |
| Security & auth | 14%17.5 | 3 | 13 | Haven +10 |
| Payments & pricing | 10%12.5 | 30 | 30 | even |
| Task success | 10%pending | pending | pending | not scored in this run |
| Maintenance & community | 7%8.8 | 35 | 35 | even |
| Transparency & trust | 7%8.8 | 67 | 51 | folk +16 |
| Negative events | ≤15 | 0 | 0 | |
| Total | F 19.8/100 | F 22.2/100 |
Facts side by side
| Fact | folk | Haven |
|---|---|---|
| Kind | Platform | Platform |
| Vendor | Nozomio, Inc. | Hello Haven, Inc. |
| Hosted endpoint | no (local only) | no (local only) |
| Transports | HTTP | |
| Auth | OAuth or key | OAuth or key |
| Pricing | Freemium | Free |
| x402 | no | no |
| Licence | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). | Proprietary service under Hello Haven's Terms of Service |
| Read-only variant documented | yes | no |
| llms.txt | yes | no |
| Last release | 2026-10-12 | 2026-09-17 |
| Terms last updated | 2026-07-24 | |
| Privacy policy last updated | 2026-07-24 | |
| Customer content may train models | not found in the text | |
| Terms restrict automated access | not found in the text | |
| Terms restrict benchmarking | not found in the text | |
| Terms or service can change without notice | not found in the text | |
| Arbitration or class-action waiver | not found in the text |
Verdicts
folk
folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price.
Haven
Haven answers by phone call, text, email and app, is free in beta with no card, and publishes a status page with dated incidents. No public page read says which actions need approval, which accounts it connects or how their tokens are kept, and it names no model provider or sub-processor.
Before you call either
folk
- Don't plan to call folk from another agent. It answers only the owner's iMessage, Telegram or WhatsApp thread and iPhone app.
- Quote limits and prices from pricing.md and the terms, and note that llms.txt gives different free-tier limits.
Haven
- Haven has no documented API or MCP server. An outside agent can reach it only through the owner's channels (call, SMS, email, app).
- Do not assume an approval step before Haven sends mail, texts or calls. None is documented on the public pages.
- Email Haven sends to other people names Hello Haven as sender and says it was sent on the user's behalf, per the terms.
- Chat messages, history, profile context and uploaded files go to third-party AI model providers that the vendor does not name.
- Check status.hellohaven.ai before relying on phone or voice. All four published incidents affected those channels.
Questions
Which is better for AI agents, folk or Haven?
Haven scores 22.2 (F) on agent readiness against folk's 19.8 (F), and leads in 3 of 7 scored categories. folk leads on schema & documentation and transparency & trust.
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Disclosure
folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.
Machine-readable
- This page as Markdown
/compare/folk-nozomio-vs-haven.md· slim.min.md· JSON.json(or sendAccept: text/markdown) - Each listing in full
/api/v1/tools/folk-nozomio.json·/api/v1/tools/haven.json - From a terminal
anchor compare folk-nozomio haven(the CLI) - Over MCP
compare_tools {"a": "folk-nozomio", "b": "haven"}at/mcp, no key