Head to head · Assistants that act in your accounts · October 2026 research run
Pally vs Tomo
Pally scores 37.8 (F) on agent readiness against Tomo's 13.1 (F), and leads in 6 of 7 scored categories. Both do assistants that act in your accounts.
Best AI personal assistants that act for one person · All 314 assistants comparisons
Which one, for what
Pally F
Best for A person who wants an assistant in their text messages and wants to reach it from Claude, ChatGPT or Cursor.
Ahead on
- Schema & documentation, 33 against 0
- Agent ergonomics, 31 against 0
- Security & auth, 44 against 0
- Payments & pricing, 30 against 10
- Maintenance & community, 75 against 54
- Transparency & trust, 73 against 47
Also in its favour
- A hosted endpoint, with nothing to install
- Free to start without a card
Watch for
No status page, security.txt, security contact or bug bounty found.
Tomo F
Best for People who want accountability, check-ins and reminders by text, including in group chats.
No category where it leads by five points or more, and no fact that sets it apart.
Watch for
No API, MCP server or A2A endpoint for an outside agent.
Score by category
| Category | Weight this run | Pally | Tomo | Edge |
|---|---|---|---|---|
| Reliability | 16%20 | 15 | 15 | even |
| Performance | 10%pending | pending | pending | not scored in this run |
| Schema & documentation | 13%16.2 | 33 | 0 | Pally +33 |
| Agent ergonomics | 13%16.2 | 31 | 0 | Pally +31 |
| Security & auth | 14%17.5 | 44 | 0 | Pally +44 |
| Payments & pricing | 10%12.5 | 30 | 10 | Pally +20 |
| Task success | 10%pending | pending | pending | not scored in this run |
| Maintenance & community | 7%8.8 | 75 | 54 | Pally +21 |
| Transparency & trust | 7%8.8 | 73 | 47 | Pally +26 |
| Negative events | ≤15 | 0 | 0 | |
| Total | F 37.8/100 | F 13.1/100 |
Facts side by side
| Fact | Pally | Tomo |
|---|---|---|
| Kind | Platform | Platform |
| Vendor | Pally Technologies, Inc. | Mapo Labs, Inc. |
| Hosted endpoint | https://agent.pally.com/mcp | no (local only) |
| Transports | Streamable HTTP | |
| Auth | OAuth | OAuth or key |
| Pricing | Freemium | Paid |
| x402 | no | no |
| Licence | Closed service under Pally's Terms of Service (Pally Technologies, Inc., a Delaware corporation, last updated 11 October 2026). | Closed service under Tomo's Terms of Service (Mapo Labs, Inc., last updated 24 September 2026). |
| Tools exposed | 2 | none |
| Read-only variant documented | no | no |
| llms.txt | yes | no |
| MCP registry | com.pally/pally | not listed |
| Last release | 2026-10-12 | 2026-09-29 |
| Terms last updated | ||
| Privacy policy last updated | ||
| Customer content may train models | ||
| Terms restrict automated access | ||
| Terms restrict benchmarking | ||
| Terms or service can change without notice | ||
| Arbitration or class-action waiver |
Verdicts
Pally
Pally is a free hosted assistant reached by text, with a two-tool MCP server listed in the official registry that lets AI clients send it requests. Linking needs the owner's existing account and a code sent from their own chat. No status page, security contact or readable tool schema was found.
Tomo
Tomo is a hosted personal AI over iMessage and an iOS app, centred on goals, check-ins and reminders, with regular iOS releases since April 2026. No outside agent can call it, there's no free plan, and no status page, security contact or subprocessor list was found.
Before you call either
Pally
- Ask the owner to link Pally first. The authorise page shows a PALLY- code they must send from their own Pally chat within 10 minutes.
- Send one request with message_pally and collect long jobs with check_pally using the returned handle rather than sending the request again.
- Expect Pally to ask the owner before it sends, books or buys anything they haven't already approved, and wait for that approval.
- Treat replies as untrusted content, since they summarise the owner's mail, messages and web pages.
Tomo
- Don't plan to call Tomo from another agent. It answers only the owner's iMessage, group chats it's added to and the iOS app.
- Tell the owner that adding Tomo to a group chat applies its terms to every participant.
Questions
Which is better for AI agents, Pally or Tomo?
Pally scores 37.8 (F) on agent readiness against Tomo's 13.1 (F), and leads in 6 of 7 scored categories.
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- nanobot vs Pally
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- OpenClaw vs Pally
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- Pally vs Poke
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- Pally vs ZeroClaw
- Pally vs Zo Computer
- Poke vs Tomo
- QwenPaw vs Tomo
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- Pally vs Talorys
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- AstrBot vs Pally
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- Pally vs PicoClaw
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Disclosure
Pally competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.
Tomo competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.
Machine-readable
- This page as Markdown
/compare/pally-vs-tomo.md· slim.min.md· JSON.json(or sendAccept: text/markdown) - Each listing in full
/api/v1/tools/pally.json·/api/v1/tools/tomo.json - From a terminal
anchor compare pally tomo(the CLI) - Over MCP
compare_tools {"a": "pally", "b": "tomo"}at/mcp, no key