# Pally vs Tomo (slim)

> Pally scores 37.8 (F) to Tomo's 13.1 (F) for assistants that act in your accounts. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/pally-vs-tomo.md (~2,650 tokens) · this version ~580 tokens · JSON https://www.anchorterminal.com/compare/pally-vs-tomo.json · canonical https://www.anchorterminal.com/compare/pally-vs-tomo
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-12

Pally scores 37.8 (F) on agent readiness against Tomo's 13.1 (F), and leads in 6 of 7 scored categories. Both do assistants that act in your accounts.

- Pally: F 37.8, rank #956 of 993 · https://www.anchorterminal.com/tools/pally.min.md
- Tomo: F 13.1, rank #989 of 993 · https://www.anchorterminal.com/tools/tomo.min.md
- Pally, good for A person who wants an assistant in their text messages and wants to reach it from Claude, ChatGPT or Cursor. Ahead on Schema & documentation, 33 against 0; Agent ergonomics, 31 against 0; Security & auth, 44 against 0; Payments & pricing, 30 against 10; Maintenance & community, 75 against 54; Transparency & trust, 73 against 47. Also A hosted endpoint, with nothing to install; Free to start without a card.
- Tomo, good for People who want accountability, check-ins and reminders by text, including in group chats.

| Category | Pally | Tomo |
| --- | --- | --- |
| Reliability (16%) | 15 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 33 | 0 |
| Agent ergonomics (13%) | 31 | 0 |
| Security & auth (14%) | 44 | 0 |
| Payments & pricing (10%) | 30 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 75 | 54 |
| Transparency & trust (7%) | 73 | 47 |

| Fact (where they differ) | Pally | Tomo |
| --- | --- | --- |
| Vendor | Pally Technologies, Inc. | Mapo Labs, Inc. |
| Hosted endpoint | `https://agent.pally.com/mcp` | no (local only) |
| Transports | Streamable HTTP |  |
| Auth | OAuth | OAuth or key |
| Pricing | Freemium | Paid |
| Licence | Closed service under Pally's Terms of Service (Pally Technologies, Inc., a Delaware corporation, last updated 11 October 2026). | Closed service under Tomo's Terms of Service (Mapo Labs, Inc., last updated 24 September 2026). |
| Tools exposed | 2 | none |
| llms.txt | yes | no |
| MCP registry | `com.pally/pally` | not listed |
| Last release | 2026-10-12 | 2026-09-29 |