Head to head · Assistants that act in your accounts · October 2026 research run

Tomo vs Zo Computer

Zo Computer scores 43.1 (E) on agent readiness against Tomo's 13.1 (F), and leads in 6 of 7 scored categories. Both do assistants that act in your accounts.

Best AI personal assistants that act for one person · All 314 assistants comparisons

Which one, for what

Tomo F

Best for People who want accountability, check-ins and reminders by text, including in group chats.

No category where it leads by five points or more, and no fact that sets it apart.

Watch for

No API, MCP server or A2A endpoint for an outside agent.

Zo Computer E

Best for One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step.

Ahead on

  • Schema & documentation, 73 against 0
  • Agent ergonomics, 34 against 0
  • Security & auth, 37 against 0
  • Payments & pricing, 40 against 10
  • Maintenance & community, 68 against 54
  • Transparency & trust, 60 against 47

Also in its favour

  • A hosted endpoint, with nothing to install

Watch for

The access token for the API and MCP endpoint grants full access to the workspace, with no scoped or read-only token documented

Score by category

CategoryWeight this runTomoZo ComputerEdge
Reliability16%201515even
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.2073Zo Computer +73
Agent ergonomics13%16.2034Zo Computer +34
Security & auth14%17.5037Zo Computer +37
Payments & pricing10%12.51040Zo Computer +30
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.85468Zo Computer +14
Transparency & trust7%8.84760Zo Computer +13
Negative events≤1500
TotalF 13.1/100E 43.1/100

Facts side by side

FactTomoZo Computer
KindPlatformHTTP API
VendorMapo Labs, Inc.Zo Computer Company
Hosted endpointno (local only)https://api.zo.computer/mcp
TransportsHTTP
AuthOAuth or keyAPI key
PricingPaidFreemium
x402nono
LicenceClosed service under Tomo's Terms of Service (Mapo Labs, Inc., last updated 24 September 2026).Proprietary service under Zo Computer Company's terms of service
Read-only variant documentednono
llms.txtnoyes
Last release2026-09-292026-09-14
Terms last updated2025-08-08
Privacy policy last updated2026-05-20
Customer content may train modelsnot found in the text
Terms restrict automated accessnot found in the text
Terms restrict benchmarkingnot found in the text
Terms or service can change without noticenot found in the text
Arbitration or class-action waivernot found in the text

Verdicts

Tomo

Tomo is a hosted personal AI over iMessage and an iOS app, centred on goals, check-ins and reminders, with regular iOS releases since April 2026. No outside agent can call it, there's no free plan, and no status page, security contact or subprocessor list was found.

Zo Computer

Zo publishes an OpenAPI file, Markdown docs, plan prices and a named list of the providers that receive user content. One access token grants full access to the workspace, no approval step before sending or buying was found in the reviewed docs, and no status page, rate limit or SLA is published.

Before you call either

Tomo

  1. Don't plan to call Tomo from another agent. It answers only the owner's iMessage, group chats it's added to and the iOS app.
  2. Tell the owner that adding Tomo to a group chat applies its terms to every participant.

Zo Computer

  1. Send POST https://api.zo.computer/zo/ask with Authorization: Bearer zo_sk_... and an input string. The owner creates the token under Settings > Advanced
  2. Pass persona_id for a persona with a narrow tool set. The token itself carries every permission the owner has
  3. Set memory_mode to off to keep workspace memory out of a request. The field is in the OpenAPI file and absent from the API guide
  4. Do not retry /zo/ask blindly after a timeout. No idempotency key is documented and the request may already have sent a message
  5. Append .md to any guide or reference URL for Markdown

Questions

Which is better for AI agents, Tomo or Zo Computer?

Zo Computer scores 43.1 (E) on agent readiness against Tomo's 13.1 (F), and leads in 6 of 7 scored categories.

Can an agent call Tomo and Zo Computer without installing anything?

No hosted endpoint is listed for Tomo. Zo Computer has a hosted endpoint at https://api.zo.computer/mcp.

Other comparisons with Tomo or Zo Computer

Disclosure

Tomo competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

Machine-readable

For companies

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