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Head to head · Proactive personal assistants · October 2026 research run

Town vs Zo Computer

Town scores 48.7 (D) on agent readiness against Zo Computer's 43.1 (E), and leads in 4 of 7 scored categories. Zo Computer leads on schema & documentation, payments & pricing and maintenance & community. Both do proactive personal assistants.

Best AI personal assistants that act for one person · All 834 assistants comparisons

TownTown.com, Inc. · Platform D48.7/100#834 of 1010 Zo ComputerZo Computer Company · HTTP API E43.1/100#915 of 1010

Which one, for what

Town D

Best for An owner who wants a mail and calendar assistant whose routines other systems can trigger.

Ahead on

  • Reliability, 35 against 15
  • Agent ergonomics, 49 against 34
  • Security & auth, 79 against 37

Also in its favour

  • Free to start without a card

Watch for

The privacy policy describes training with an opt-out and the trust page says training is opt-in.

Zo Computer E

Best for One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step.

Ahead on

  • Schema & documentation, 73 against 33
  • Payments & pricing, 40 against 30
  • Maintenance & community, 68 against 60

Also in its favour

  • A hosted endpoint, with nothing to install

Watch for

The access token for the API and MCP endpoint grants full access to the workspace, with no scoped or read-only token documented

Score by category

CategoryWeight this runTownZo ComputerEdge
Reliability16%203515Town +20
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.23373Zo Computer +40
Agent ergonomics13%16.24934Town +15
Security & auth14%17.57937Town +42
Payments & pricing10%12.53040Zo Computer +10
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.86068Zo Computer +8
Transparency & trust7%8.86360Town +3
Negative events≤1500
TotalD 48.7/100E 43.1/100

Facts side by side

FactTownZo Computer
KindPlatformHTTP API
VendorTown.com, Inc.Zo Computer Company
Hosted endpointno (local only)https://api.zo.computer/mcp
TransportsHTTPHTTP
AuthOAuth or keyAPI key
PricingFreemiumFreemium
x402nono
LicenceClosed service under Town's Terms of Service (Town.com, Inc., updated 21 July 2026).Proprietary service under Zo Computer Company's terms of service
Read-only variant documentedyesno
llms.txtnoyes
Last release2026-10-102026-09-14
Terms last updated2025-08-08
Privacy policy last updated2026-05-20
Customer content may train modelsnot found in the text
Terms restrict automated accessnot found in the text
Terms restrict benchmarkingnot found in the text
Terms or service can change without noticenot found in the text
Arbitration or class-action waivernot found in the text

Verdicts

Town

Town is a hosted assistant that works across the owner's mail, calendar and work apps, and other systems can start its routines through per-routine webhooks with rotatable secrets, idempotency keys and documented errors. A caller can't read a run's result. The privacy policy and trust page disagree on whether training is on by default.

Zo Computer

Zo publishes an OpenAPI file, Markdown docs, plan prices and a named list of the providers that receive user content. One access token grants full access to the workspace, no approval step before sending or buying was found in the reviewed docs, and no status page, rate limit or SLA is published.

Before you call either

Town

  1. Start a Town routine with POST to its webhook URL, Authorization Bearer whsec_ secret, and application/json or text/plain. Expect 202 only.
  2. Send X-Town-Idempotency-Key with a stable event id on every retry so Town doesn't start a second run.
  3. Treat 404 as wrong secret, disabled endpoint or missing endpoint alike, and ask the owner to check Routine Settings rather than retrying.
  4. Send account_email only if the owner allowed the override. It must match a connected account in full and can't widen the routine's scope.
  5. Ask the owner to keep routines that act on webhook input in approval-required mode, as Town's own docs advise.

Zo Computer

  1. Send POST https://api.zo.computer/zo/ask with Authorization: Bearer zo_sk_... and an input string. The owner creates the token under Settings > Advanced
  2. Pass persona_id for a persona with a narrow tool set. The token itself carries every permission the owner has
  3. Set memory_mode to off to keep workspace memory out of a request. The field is in the OpenAPI file and absent from the API guide
  4. Do not retry /zo/ask blindly after a timeout. No idempotency key is documented and the request may already have sent a message
  5. Append .md to any guide or reference URL for Markdown

Questions

Which is better for AI agents, Town or Zo Computer?

Town scores 48.7 (D) on agent readiness against Zo Computer's 43.1 (E), and leads in 4 of 7 scored categories. Zo Computer leads on schema & documentation, payments & pricing and maintenance & community.

Can an agent call Town and Zo Computer without installing anything?

No hosted endpoint is listed for Town. Zo Computer has a hosted endpoint at https://api.zo.computer/mcp.

Other comparisons with Town or Zo Computer

Disclosure

Town competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

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