# Town vs Zo Computer > Town scores 48.7 (D) to Zo Computer's 43.1 (E) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side. - Canonical: https://www.anchorterminal.com/compare/town-vs-zo-computer - Markdown: https://www.anchorterminal.com/compare/town-vs-zo-computer.md (~3,600 tokens) - Slim: https://www.anchorterminal.com/compare/town-vs-zo-computer.min.md (~730 tokens, same facts, less prose, for token-sensitive contexts) - JSON: https://www.anchorterminal.com/compare/town-vs-zo-computer.json (this page as data, same URL with Accept: application/json) - Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt) - API: https://www.anchorterminal.com/api/v1/index.json - Updated: 2026-10-13 Town scores 48.7 (D) on agent readiness against Zo Computer's 43.1 (E), and leads in 4 of 7 scored categories. Zo Computer leads on schema & documentation, payments & pricing and maintenance & community. Both do proactive personal assistants. - Town: grade D, 48.7/100, rank #834 of 1010. Markdown https://www.anchorterminal.com/tools/town.md · JSON https://www.anchorterminal.com/api/v1/tools/town.json - Zo Computer: grade E, 43.1/100, rank #915 of 1010. Markdown https://www.anchorterminal.com/tools/zo-computer.md · JSON https://www.anchorterminal.com/api/v1/tools/zo-computer.json - Best AI personal assistants that act for one person: https://www.anchorterminal.com/best/personal-assistants/index.md - All 834 assistants comparisons: https://www.anchorterminal.com/compare/personal-assistants/index.md ## Which one, for what ### Town (D) Good for: An owner who wants a mail and calendar assistant whose routines other systems can trigger. Ahead on: - Reliability, 35 against 15 - Agent ergonomics, 49 against 34 - Security & auth, 79 against 37 Also in its favour: - Free to start without a card Watch for: The privacy policy describes training with an opt-out and the trust page says training is opt-in. ### Zo Computer (E) Good for: One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step. Ahead on: - Schema & documentation, 73 against 33 - Payments & pricing, 40 against 30 - Maintenance & community, 68 against 60 Also in its favour: - A hosted endpoint, with nothing to install Watch for: The access token for the API and MCP endpoint grants full access to the workspace, with no scoped or read-only token documented ## Score by category | Category | Weight | Town | Zo Computer | Edge | | --- | --- | --- | --- | --- | | Reliability | 16% (20 this run) | 35 | 15 | Town +20 | | Performance | 10%, pending | pending | pending | not scored in this run | | Schema & documentation | 13% (16.2 this run) | 33 | 73 | Zo Computer +40 | | Agent ergonomics | 13% (16.2 this run) | 49 | 34 | Town +15 | | Security & auth | 14% (17.5 this run) | 79 | 37 | Town +42 | | Payments & pricing | 10% (12.5 this run) | 30 | 40 | Zo Computer +10 | | Task success | 10%, pending | pending | pending | not scored in this run | | Maintenance & community | 7% (8.8 this run) | 60 | 68 | Zo Computer +8 | | Transparency & trust | 7% (8.8 this run) | 63 | 60 | Town +3 | | Negative events | ≤15 | 0 | 0 | | | **Total** | | **48.7 · D** | **43.1 · E** | | ## Facts side by side | Fact | Town | Zo Computer | | --- | --- | --- | | Kind | Platform | HTTP API | | Vendor | Town.com, Inc. | Zo Computer Company | | Hosted endpoint | no (local only) | `https://api.zo.computer/mcp` | | Transports | HTTP | HTTP | | Auth | OAuth or key | API key | | Pricing | Freemium | Freemium | | x402 | no | no | | Licence | Closed service under Town's Terms of Service (Town.com, Inc., updated 21 July 2026). | Proprietary service under Zo Computer Company's terms of service | | Read-only variant documented | yes | no | | llms.txt | no | yes | | Last release | 2026-10-10 | 2026-09-14 | | Terms last updated | | 2025-08-08 | | Privacy policy last updated | | 2026-05-20 | | Customer content may train models | | not found in the text | | Terms restrict automated access | | not found in the text | | Terms restrict benchmarking | | not found in the text | | Terms or service can change without notice | | not found in the text | | Arbitration or class-action waiver | | not found in the text | ## Verdicts **Town.** Town is a hosted assistant that works across the owner's mail, calendar and work apps, and other systems can start its routines through per-routine webhooks with rotatable secrets, idempotency keys and documented errors. A caller can't read a run's result. The privacy policy and trust page disagree on whether training is on by default. **Zo Computer.** Zo publishes an OpenAPI file, Markdown docs, plan prices and a named list of the providers that receive user content. One access token grants full access to the workspace, no approval step before sending or buying was found in the reviewed docs, and no status page, rate limit or SLA is published. ## Before you call either ### Town 1. Start a Town routine with POST to its webhook URL, Authorization Bearer whsec_ secret, and application/json or text/plain. Expect 202 only. 2. Send X-Town-Idempotency-Key with a stable event id on every retry so Town doesn't start a second run. 3. Treat 404 as wrong secret, disabled endpoint or missing endpoint alike, and ask the owner to check Routine Settings rather than retrying. 4. Send account_email only if the owner allowed the override. It must match a connected account in full and can't widen the routine's scope. 5. Ask the owner to keep routines that act on webhook input in approval-required mode, as Town's own docs advise. ### Zo Computer 1. Send `POST https://api.zo.computer/zo/ask` with `Authorization: Bearer zo_sk_...` and an `input` string. The owner creates the token under Settings > Advanced 2. Pass `persona_id` for a persona with a narrow tool set. The token itself carries every permission the owner has 3. Set `memory_mode` to `off` to keep workspace memory out of a request. The field is in the OpenAPI file and absent from the API guide 4. Do not retry `/zo/ask` blindly after a timeout. No idempotency key is documented and the request may already have sent a message 5. Append `.md` to any guide or reference URL for Markdown ## Questions ### Which is better for AI agents, Town or Zo Computer? Town scores 48.7 (D) on agent readiness against Zo Computer's 43.1 (E), and leads in 4 of 7 scored categories. Zo Computer leads on schema & documentation, payments & pricing and maintenance & community. ### Can an agent call Town and Zo Computer without installing anything? No hosted endpoint is listed for Town. Zo Computer has a hosted endpoint at https://api.zo.computer/mcp. ## For agents - This comparison as JSON: https://www.anchorterminal.com/compare/town-vs-zo-computer.json, and with the fewest tokens: https://www.anchorterminal.com/compare/town-vs-zo-computer.min.md - Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "town", "b": "zo-computer"}`. From a terminal: `anchor compare town zo-computer` - Each listing in full: https://www.anchorterminal.com/api/v1/tools/town.json and https://www.anchorterminal.com/api/v1/tools/zo-computer.json ## Other comparisons with Town or Zo Computer - [asaply vs Town](https://www.anchorterminal.com/compare/asaply-vs-town.md) - [asaply vs Zo Computer](https://www.anchorterminal.com/compare/asaply-vs-zo-computer.md) - [Asmi vs Town](https://www.anchorterminal.com/compare/asmi-vs-town.md) - [Asmi vs Zo Computer](https://www.anchorterminal.com/compare/asmi-vs-zo-computer.md) - [Boba vs Town](https://www.anchorterminal.com/compare/boba-vs-town.md) - [Boba vs Zo Computer](https://www.anchorterminal.com/compare/boba-vs-zo-computer.md) - [Brea vs Town](https://www.anchorterminal.com/compare/brea-vs-town.md) - [Brea vs Zo Computer](https://www.anchorterminal.com/compare/brea-vs-zo-computer.md) - [Del vs Town](https://www.anchorterminal.com/compare/del-vs-town.md) - [Del vs Zo Computer](https://www.anchorterminal.com/compare/del-vs-zo-computer.md) - [HireAlpha vs Town](https://www.anchorterminal.com/compare/hirealpha-vs-town.md) - [HireAlpha vs Zo Computer](https://www.anchorterminal.com/compare/hirealpha-vs-zo-computer.md) - [OpenInstinct vs Town](https://www.anchorterminal.com/compare/openinstinct-vs-town.md) - [OpenInstinct vs Zo Computer](https://www.anchorterminal.com/compare/openinstinct-vs-zo-computer.md) - [Orbits vs Town](https://www.anchorterminal.com/compare/orbits-vs-town.md) - [Orbits vs Zo Computer](https://www.anchorterminal.com/compare/orbits-vs-zo-computer.md) - [Orchid vs Town](https://www.anchorterminal.com/compare/orchid-ai-vs-town.md) - [Orchid vs Zo Computer](https://www.anchorterminal.com/compare/orchid-ai-vs-zo-computer.md) - [szn vs Town](https://www.anchorterminal.com/compare/szn-vs-town.md) - [szn vs Zo Computer](https://www.anchorterminal.com/compare/szn-vs-zo-computer.md) - [Tab vs Town](https://www.anchorterminal.com/compare/tab-bot-vs-town.md) - [Tab vs Zo Computer](https://www.anchorterminal.com/compare/tab-bot-vs-zo-computer.md) - [Town vs Zapia](https://www.anchorterminal.com/compare/town-vs-zapia.md) - [Zapia vs Zo Computer](https://www.anchorterminal.com/compare/zapia-vs-zo-computer.md) - [AstrBot vs Town](https://www.anchorterminal.com/compare/astrbot-vs-town.md) - [AstrBot vs Zo Computer](https://www.anchorterminal.com/compare/astrbot-vs-zo-computer.md) - [Boski vs Town](https://www.anchorterminal.com/compare/boski-vs-town.md) - [Boski vs Zo Computer](https://www.anchorterminal.com/compare/boski-vs-zo-computer.md) - [Caddy vs Town](https://www.anchorterminal.com/compare/caddy-app-vs-town.md) - [Caddy vs Zo Computer](https://www.anchorterminal.com/compare/caddy-app-vs-zo-computer.md) - [CowAgent vs Town](https://www.anchorterminal.com/compare/cowagent-vs-town.md) - [CowAgent vs Zo Computer](https://www.anchorterminal.com/compare/cowagent-vs-zo-computer.md) - [folk vs Town](https://www.anchorterminal.com/compare/folk-nozomio-vs-town.md) - [folk vs Zo Computer](https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.md) - [GAIA vs Town](https://www.anchorterminal.com/compare/gaia-vs-town.md) - [GAIA vs Zo Computer](https://www.anchorterminal.com/compare/gaia-vs-zo-computer.md) - [Gemini Spark vs Town](https://www.anchorterminal.com/compare/gemini-spark-vs-town.md) - [Gemini Spark vs Zo Computer](https://www.anchorterminal.com/compare/gemini-spark-vs-zo-computer.md) - [Grok Bot vs Town](https://www.anchorterminal.com/compare/grok-bot-vs-town.md) - [Grok Bot vs Zo Computer](https://www.anchorterminal.com/compare/grok-bot-vs-zo-computer.md) - [Haven vs Town](https://www.anchorterminal.com/compare/haven-vs-town.md) - [Haven vs Zo Computer](https://www.anchorterminal.com/compare/haven-vs-zo-computer.md) - [Hermes Agent vs Town](https://www.anchorterminal.com/compare/hermes-agent-vs-town.md) - [Hermes Agent vs Zo Computer](https://www.anchorterminal.com/compare/hermes-agent-vs-zo-computer.md) - [Instinct vs Town](https://www.anchorterminal.com/compare/instinct-vs-town.md) - [Instinct vs Zo Computer](https://www.anchorterminal.com/compare/instinct-vs-zo-computer.md) - [IronClaw vs Town](https://www.anchorterminal.com/compare/ironclaw-vs-town.md) - [IronClaw vs Zo Computer](https://www.anchorterminal.com/compare/ironclaw-vs-zo-computer.md) - [Leon vs Town](https://www.anchorterminal.com/compare/leon-vs-town.md) - [Leon vs Zo Computer](https://www.anchorterminal.com/compare/leon-vs-zo-computer.md) - [Lindy vs Town](https://www.anchorterminal.com/compare/lindy-vs-town.md) - [Lindy vs Zo Computer](https://www.anchorterminal.com/compare/lindy-vs-zo-computer.md) - [nanobot vs Town](https://www.anchorterminal.com/compare/nanobot-vs-town.md) - [nanobot vs Zo Computer](https://www.anchorterminal.com/compare/nanobot-vs-zo-computer.md) - [NanoClaw vs Town](https://www.anchorterminal.com/compare/nanoclaw-vs-town.md) - [NanoClaw vs Zo Computer](https://www.anchorterminal.com/compare/nanoclaw-vs-zo-computer.md) - [Dots vs Town](https://www.anchorterminal.com/compare/openai-dots-vs-town.md) - [Dots vs Zo Computer](https://www.anchorterminal.com/compare/openai-dots-vs-zo-computer.md) - [OpenClaw vs Town](https://www.anchorterminal.com/compare/openclaw-vs-town.md) - [OpenClaw vs Zo Computer](https://www.anchorterminal.com/compare/openclaw-vs-zo-computer.md) - [PicoClaw vs Town](https://www.anchorterminal.com/compare/picoclaw-vs-town.md) - [PicoClaw vs Zo Computer](https://www.anchorterminal.com/compare/picoclaw-vs-zo-computer.md) - [Poke vs Town](https://www.anchorterminal.com/compare/poke-vs-town.md) - [Poke vs Zo Computer](https://www.anchorterminal.com/compare/poke-vs-zo-computer.md) - [QwenPaw vs Town](https://www.anchorterminal.com/compare/qwenpaw-vs-town.md) - [QwenPaw vs Zo Computer](https://www.anchorterminal.com/compare/qwenpaw-vs-zo-computer.md) - [Town vs ZeroClaw](https://www.anchorterminal.com/compare/town-vs-zeroclaw.md) - [ZeroClaw vs Zo Computer](https://www.anchorterminal.com/compare/zeroclaw-vs-zo-computer.md) - [Natura tinyNature vs Town](https://www.anchorterminal.com/compare/natura-vs-town.md) - [Natura tinyNature vs Zo Computer](https://www.anchorterminal.com/compare/natura-vs-zo-computer.md) - [Pally vs Town](https://www.anchorterminal.com/compare/pally-vs-town.md) - [Pally vs Zo Computer](https://www.anchorterminal.com/compare/pally-vs-zo-computer.md) - [Tomo vs Town](https://www.anchorterminal.com/compare/tomo-vs-town.md) - [Tomo vs Zo Computer](https://www.anchorterminal.com/compare/tomo-vs-zo-computer.md) - [Town vs Wajo (Fo)](https://www.anchorterminal.com/compare/town-vs-wajo.md) - [Wajo (Fo) vs Zo Computer](https://www.anchorterminal.com/compare/wajo-vs-zo-computer.md) - [Talorys vs Town](https://www.anchorterminal.com/compare/talorys-vs-town.md) - [Talorys vs Zo Computer](https://www.anchorterminal.com/compare/talorys-vs-zo-computer.md) ## Disclosure - Town competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.