# Town vs Zo Computer (slim) > Town scores 48.7 (D) to Zo Computer's 43.1 (E) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side. - Full: https://www.anchorterminal.com/compare/town-vs-zo-computer.md (~3,600 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/town-vs-zo-computer.json · canonical https://www.anchorterminal.com/compare/town-vs-zo-computer - Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-13 Town scores 48.7 (D) on agent readiness against Zo Computer's 43.1 (E), and leads in 4 of 7 scored categories. Zo Computer leads on schema & documentation, payments & pricing and maintenance & community. Both do proactive personal assistants. - Town: D 48.7, rank #834 of 1010 · https://www.anchorterminal.com/tools/town.min.md - Zo Computer: E 43.1, rank #915 of 1010 · https://www.anchorterminal.com/tools/zo-computer.min.md - Town, good for An owner who wants a mail and calendar assistant whose routines other systems can trigger. Ahead on Reliability, 35 against 15; Agent ergonomics, 49 against 34; Security & auth, 79 against 37. Also Free to start without a card. - Zo Computer, good for One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step. Ahead on Schema & documentation, 73 against 33; Payments & pricing, 40 against 30; Maintenance & community, 68 against 60. Also A hosted endpoint, with nothing to install. | Category | Town | Zo Computer | | --- | --- | --- | | Reliability (16%) | 35 | 15 | | Performance (10%) | pending | pending | | Schema & documentation (13%) | 33 | 73 | | Agent ergonomics (13%) | 49 | 34 | | Security & auth (14%) | 79 | 37 | | Payments & pricing (10%) | 30 | 40 | | Task success (10%) | pending | pending | | Maintenance & community (7%) | 60 | 68 | | Transparency & trust (7%) | 63 | 60 | | Fact (where they differ) | Town | Zo Computer | | --- | --- | --- | | Kind | Platform | HTTP API | | Vendor | Town.com, Inc. | Zo Computer Company | | Hosted endpoint | no (local only) | `https://api.zo.computer/mcp` | | Auth | OAuth or key | API key | | Licence | Closed service under Town's Terms of Service (Town.com, Inc., updated 21 July 2026). | Proprietary service under Zo Computer Company's terms of service | | Read-only variant documented | yes | no | | llms.txt | no | yes | | Last release | 2026-10-10 | 2026-09-14 | | Terms last updated | | 2025-08-08 | | Privacy policy last updated | | 2026-05-20 | | Customer content may train models | | not found in the text | | Terms restrict automated access | | not found in the text | | Terms restrict benchmarking | | not found in the text | | Terms or service can change without notice | | not found in the text | | Arbitration or class-action waiver | | not found in the text |