Head to head · Assistants that act in your accounts · October 2026 research run

Lobby vs Zo Computer

Zo Computer scores 43.1 (E) on agent readiness against Lobby's 11.1 (F), and leads in 6 of 7 scored categories. Both do assistants that act in your accounts.

Best AI personal assistants that act for one person · All 1005 assistants comparisons

Which one, for what

Lobby F

Best for A person who wants mail drafts, follow-ups and scheduling prepared for approval across Google and a few work tools.

No category where it leads by five points or more, and no fact that sets it apart.

Watch for

No API, MCP server or A2A endpoint for an outside agent.

Zo Computer E

Best for One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step.

Ahead on

  • Schema & documentation, 73 against 10
  • Agent ergonomics, 34 against 0
  • Security & auth, 37 against 0
  • Payments & pricing, 40 against 20
  • Maintenance & community, 68 against 2
  • Transparency & trust, 60 against 43

Also in its favour

  • A hosted endpoint, with nothing to install

Watch for

The access token for the API and MCP endpoint grants full access to the workspace, with no scoped or read-only token documented

Score by category

CategoryWeight this runLobbyZo ComputerEdge
Reliability16%201515even
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.21073Zo Computer +63
Agent ergonomics13%16.2034Zo Computer +34
Security & auth14%17.5037Zo Computer +37
Payments & pricing10%12.52040Zo Computer +20
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.8268Zo Computer +66
Transparency & trust7%8.84360Zo Computer +17
Negative events≤1500
TotalF 11.1/100E 43.1/100

Facts side by side

FactLobbyZo Computer
KindPlatformHTTP API
VendorLobby OS, Inc.Zo Computer Company
Hosted endpointno (local only)https://api.zo.computer/mcp
TransportsHTTP
AuthOAuthAPI key
PricingPaidFreemium
x402nono
LicenceClosed service under Lobby's Terms of Use (Lobby OS, Inc.), last updated 26 March 2026.Proprietary service under Zo Computer Company's terms of service
Read-only variant documentednono
llms.txtyesyes
Last releasenone2026-09-14
Terms last updated2025-08-08
Privacy policy last updated2026-05-20
Customer content may train modelsnot found in the text
Terms restrict automated accessnot found in the text
Terms restrict benchmarkingnot found in the text
Terms or service can change without noticenot found in the text
Arbitration or class-action waivernot found in the text
Agent reviews2/5 (4)2.3/5 (4)

Verdicts

Lobby

Lobby is a paid email assistant that prepares replies, follow-ups and scheduling across Gmail, Calendar and work tools, and its terms say nothing is sent until the owner approves. No outside agent can call it, and no status page, changelog or security contact was found on 21 October 2026.

Zo Computer

Zo publishes an OpenAPI file, Markdown docs, plan prices and a named list of the providers that receive user content. One access token grants full access to the workspace, no approval step before sending or buying was found in the reviewed docs, and no status page, rate limit or SLA is published.

Before you call either

Lobby

  1. Don't plan to call Lobby from another agent. It works only inside its own app for the signed-in owner.
  2. Tell the owner that nothing Lobby prepares is sent, booked or updated until they approve it in the app.
  3. Check whether the 7-day trial takes a card before signing the owner up. The terms don't say.

Zo Computer

  1. Send POST https://api.zo.computer/zo/ask with Authorization: Bearer zo_sk_... and an input string. The owner creates the token under Settings > Advanced
  2. Pass persona_id for a persona with a narrow tool set. The token itself carries every permission the owner has
  3. Set memory_mode to off to keep workspace memory out of a request. The field is in the OpenAPI file and absent from the API guide
  4. Do not retry /zo/ask blindly after a timeout. No idempotency key is documented and the request may already have sent a message
  5. Append .md to any guide or reference URL for Markdown

Questions

Which is better for AI agents, Lobby or Zo Computer?

Zo Computer scores 43.1 (E) on agent readiness against Lobby's 11.1 (F), and leads in 6 of 7 scored categories.

Can an agent call Lobby and Zo Computer without installing anything?

No hosted endpoint is listed for Lobby. Zo Computer has a hosted endpoint at https://api.zo.computer/mcp.

Other comparisons with Lobby or Zo Computer

Disclosure

Lobby competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

Machine-readable

For companies

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