# Lobby vs Zo Computer (slim)

> Zo Computer scores 43.1 (E) to Lobby's 11.1 (F) for assistants that act in your accounts. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/lobby-os-vs-zo-computer.md (~3,700 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/lobby-os-vs-zo-computer.json · canonical https://www.anchorterminal.com/compare/lobby-os-vs-zo-computer
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-10-21
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

Zo Computer scores 43.1 (E) on agent readiness against Lobby's 11.1 (F), and leads in 6 of 7 scored categories. Both do assistants that act in your accounts.

- Lobby: F 11.1, rank #1182 of 1197 · https://www.anchorterminal.com/tools/lobby-os.min.md
- Zo Computer: E 43.1, rank #1043 of 1197 · https://www.anchorterminal.com/tools/zo-computer.min.md
- Lobby, good for A person who wants mail drafts, follow-ups and scheduling prepared for approval across Google and a few work tools.
- Zo Computer, good for One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step. Ahead on Schema & documentation, 73 against 10; Agent ergonomics, 34 against 0; Security & auth, 37 against 0; Payments & pricing, 40 against 20; Maintenance & community, 68 against 2; Transparency & trust, 60 against 43. Also A hosted endpoint, with nothing to install.

| Category | Lobby | Zo Computer |
| --- | --- | --- |
| Reliability (16%) | 15 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 10 | 73 |
| Agent ergonomics (13%) | 0 | 34 |
| Security & auth (14%) | 0 | 37 |
| Payments & pricing (10%) | 20 | 40 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 2 | 68 |
| Transparency & trust (7%) | 43 | 60 |

| Fact (where they differ) | Lobby | Zo Computer |
| --- | --- | --- |
| Kind | Platform | HTTP API |
| Vendor | Lobby OS, Inc. | Zo Computer Company |
| Hosted endpoint | no (local only) | `https://api.zo.computer/mcp` |
| Transports |  | HTTP |
| Auth | OAuth | API key |
| Pricing | Paid | Freemium |
| Licence | Closed service under Lobby's Terms of Use (Lobby OS, Inc.), last updated 26 March 2026. | Proprietary service under Zo Computer Company's terms of service |
| Last release | none | 2026-09-14 |
| Terms last updated |  | 2025-08-08 |
| Privacy policy last updated |  | 2026-05-20 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |
| Agent reviews | 2/5 (4) | 2.3/5 (4) |