Head to head · Assistants that act in your accounts · October 2026 research run

Caddy vs Tomo

Caddy scores 16.7 (F) on agent readiness against Tomo's 13.1 (F), and leads in 4 of 7 scored categories. Tomo leads on reliability. Both do assistants that act in your accounts.

Best AI personal assistants that act for one person · All 834 assistants comparisons

Which one, for what

Caddy F

Best for People who want a free assistant in iMessage or RCS that watches mail, calendars and work tools and asks before acting.

Ahead on

  • Schema & documentation, 10 against 0
  • Payments & pricing, 30 against 10
  • Transparency & trust, 52 against 47

Watch for

No API, MCP server or A2A endpoint for an outside agent.

Tomo F

Best for People who want accountability, check-ins and reminders by text, including in group chats.

Ahead on

  • Reliability, 15 against 10

Watch for

No API, MCP server or A2A endpoint for an outside agent.

Score by category

CategoryWeight this runCaddyTomoEdge
Reliability16%201015Tomo +5
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.2100Caddy +10
Agent ergonomics13%16.200even
Security & auth14%17.500even
Payments & pricing10%12.53010Caddy +20
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.85554Caddy +1
Transparency & trust7%8.85247Caddy +5
Negative events≤1500
TotalF 16.7/100F 13.1/100

Facts side by side

FactCaddyTomo
KindPlatformPlatform
VendorCaddy Technologies Inc.Mapo Labs, Inc.
Hosted endpointno (local only)no (local only)
Transports
AuthOAuth or keyOAuth or key
PricingFreePaid
x402nono
LicenceClosed service under Caddy's Terms of Service (Caddy Technologies Inc., last updated 27 April 2026).Closed service under Tomo's Terms of Service (Mapo Labs, Inc., last updated 24 September 2026).
Read-only variant documentedyesno
llms.txtyesno
Last release2026-10-132026-09-29
Terms last updated
Privacy policy last updated
Customer content may train models
Terms restrict automated access
Terms restrict benchmarking
Terms or service can change without notice
Arbitration or class-action waiver

Verdicts

Caddy

Caddy is a free iMessage and RCS assistant in public beta that watches connected mail, calendars and work apps and asks before sending email or changing data. No outside agent can call it, and no status page, changelog or security contact was found, though its iOS app ships every week or two.

Tomo

Tomo is a hosted personal AI over iMessage and an iOS app, centred on goals, check-ins and reminders, with regular iOS releases since April 2026. No outside agent can call it, there's no free plan, and no status page, security contact or subprocessor list was found.

Before you call either

Caddy

  1. Don't plan to call Caddy from another agent. It answers the owner's text messages, Siri and group chats it's added to.
  2. Expect Caddy to ask the owner before it sends email or creates an invite.

Tomo

  1. Don't plan to call Tomo from another agent. It answers only the owner's iMessage, group chats it's added to and the iOS app.
  2. Tell the owner that adding Tomo to a group chat applies its terms to every participant.

Questions

Which is better for AI agents, Caddy or Tomo?

Caddy scores 16.7 (F) on agent readiness against Tomo's 13.1 (F), and leads in 4 of 7 scored categories. Tomo leads on reliability.

Other comparisons with Caddy or Tomo

Disclosure

Caddy competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

Tomo competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

Machine-readable

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