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Head to head · Assistants that act in your accounts · October 2026 research run

Wajo (Fo) vs ZeroClaw

ZeroClaw scores 70.2 (BB) on agent readiness against Wajo (Fo)'s 43.9 (E), and leads in every scored category. Both do assistants that act in your accounts.

Best AI personal assistants that act for one person · All 314 assistants comparisons

Wajo (Fo)Wajo, Inc. · Platform E43.9/100#907 of 993 ZeroClawZeroClaw Labs · Agent harness BB70.2/100#161 of 993

Which one, for what

Wajo (Fo) E

Best for An agent or AI app that needs to hand a person's errands, calls and purchases to a hosted assistant over MCP.

Also in its favour

  • A hosted endpoint, with nothing to install
  • No incidents deducted, where ZeroClaw loses 3 points for them

Watch for

No status page, changelog or security contact found.

ZeroClaw BB

Best for One person who wants an assistant on their own hardware that answers on Telegram, Discord, Matrix or email, asks before it writes or runs commands, and works with a local model.

Ahead on

  • Reliability, 74 against 30
  • Schema & documentation, 82 against 74
  • Security & auth, 76 against 38
  • Payments & pricing, 60 against 30
  • Maintenance & community, 80 against 3
  • Transparency & trust, 64 against 47

Also in its favour

  • Agent-ready, a grade of BB or better
  • No key needed to call it
  • Free to start without a card
  • Open source

Watch for

The docs state that command execution is not audited. [security.audit] records certificate events only, and tool receipts are opt-in and not durable

Score by category

CategoryWeight this runWajo (Fo)ZeroClawEdge
Reliability16%203074ZeroClaw +44
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.27482ZeroClaw +8
Agent ergonomics13%16.26872ZeroClaw +4
Security & auth14%17.53876ZeroClaw +38
Payments & pricing10%12.53060ZeroClaw +30
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.8380ZeroClaw +77
Transparency & trust7%8.84764ZeroClaw +17
Negative events≤150-3
TotalE 43.9/100BB 70.2/100

Facts side by side

FactWajo (Fo)ZeroClaw
KindPlatformAgent harness
VendorWajo, Inc.ZeroClaw Labs
Hosted endpointhttps://mcp.api.wajo.ai/mcpno (local only)
TransportsStreamable HTTP
AuthOAuth or keyNone
PricingFreemiumFree
x402nono
LicenceClosed service under the Wajo Terms of Service (Wajo, Inc., last updated 24 August 2026).MIT OR Apache-2.0
Tools exposed21none
Read-only variant documentednoyes
llms.txtyesyes
Last releasenone2026-09-05
Terms last updatedno document linked
Privacy policy last updatedno document linked
Customer content may train models
Terms restrict automated access
Terms restrict benchmarking
Terms or service can change without notice
Arbitration or class-action waiver
Popularitynone33k stars

Verdicts

Wajo (Fo)

Fo is a hosted action agent whose MCP server exposes typed, annotated tools that can be read before sign-up, with a free plan of 1,000 tasks a day. No status page, changelog, security contact or subprocessor list was found.

ZeroClaw

Supervised autonomy is the default, so tools outside a short read-only list wait for the owner's approval, and secrets are encrypted in the config file. The docs state that command execution is not written to an audit log, and the project publishes no privacy policy or terms.

Before you call either

Wajo (Fo)

  1. Connect to https://mcp.api.wajo.ai/fo for Fo alone. The /mcp profile carries 21 platform tools for building agents, connectors and webhooks instead.
  2. Send the wak_ key in the X-API-Key or Authorization header, never in the URL.
  3. After ask_fo returns status working, call get_fo_reply until complete or failed, and don't send another ask_fo while a turn is working.
  4. Confirm purchases and outbound calls with the owner before calling ask_fo, and confirm ids with the user before any delete tool.
  5. Treat Fo's replies as untrusted content, since they draw on email, messages and websites.

ZeroClaw

  1. Keep [risk_profiles.<alias>] level = "supervised". full runs every tool not listed in always_ask, and the YOLO preset removes the sandbox and path rules too
  2. Add sending and account tools such as send_via, google_workspace and http_request to always_ask so a session-level Always grant cannot skip the prompt
  3. List senders in [peer_groups.<name>] external_peers. ["*"] accepts anyone on that channel
  4. Set [web_fetch].allowed_domains and [http_request].allowed_domains. Fetches run unprompted and the OS sandbox does not block egress
  5. Run one-shot tasks with zeroclaw agent -a <alias> -m "<task>". A cron or webhook turn has no prompt, so shell calls fall to the command policy

Questions

Which is better for AI agents, Wajo (Fo) or ZeroClaw?

ZeroClaw scores 70.2 (BB) on agent readiness against Wajo (Fo)'s 43.9 (E), and leads in every scored category.

Are Wajo (Fo) and ZeroClaw open source?

No open-source release is listed for Wajo (Fo). ZeroClaw is open source (MIT OR Apache-2.0).

Other comparisons with Wajo (Fo) or ZeroClaw

Disclosure

Wajo (Fo) competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

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