Get an audit

Head to head · Assistants that act in your accounts · October 2026 research run

Lindy vs Wajo (Fo)

Wajo (Fo) scores 43.9 (E) on agent readiness against Lindy's 32.3 (F), and leads in 3 of 7 scored categories. Lindy leads on security & auth, payments & pricing, maintenance & community and transparency & trust. Both do assistants that act in your accounts.

Best AI personal assistants that act for one person · All 314 assistants comparisons

LindyCrivello Corp (doing business as Lindy) · Platform F32.3/100#971 of 993 Wajo (Fo)Wajo, Inc. · Platform E43.9/100#907 of 993

Which one, for what

Lindy F

Best for Lindy suits a person or small team that lives in Slack and Google or Microsoft mail and wants briefs, drafts, scheduling and meeting notes done on a schedule.

Ahead on

  • Security & auth, 49 against 38
  • Payments & pricing, 35 against 30
  • Maintenance & community, 9 against 3
  • Transparency & trust, 52 against 47

Also in its favour

  • Free to start without a card

Watch for

The integrations page says approval settings apply in shared Slack threads only. Web chat, Slack direct messages, iMessage and SMS are not covered, and reads are never covered.

Wajo (Fo) E

Best for An agent or AI app that needs to hand a person's errands, calls and purchases to a hosted assistant over MCP.

Ahead on

  • Reliability, 30 against 24
  • Schema & documentation, 74 against 32
  • Agent ergonomics, 68 against 43

Also in its favour

  • A hosted endpoint, with nothing to install
  • No incidents deducted, where Lindy loses 3 points for them

Watch for

No status page, changelog or security contact found.

Score by category

CategoryWeight this runLindyWajo (Fo)Edge
Reliability16%202430Wajo (Fo) +6
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.23274Wajo (Fo) +42
Agent ergonomics13%16.24368Wajo (Fo) +25
Security & auth14%17.54938Lindy +11
Payments & pricing10%12.53530Lindy +5
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.893Lindy +6
Transparency & trust7%8.85247Lindy +5
Negative events≤15-30
TotalF 32.3/100E 43.9/100

Facts side by side

FactLindyWajo (Fo)
KindPlatformPlatform
VendorCrivello Corp (doing business as Lindy)Wajo, Inc.
Hosted endpointno (local only)https://mcp.api.wajo.ai/mcp
TransportsStreamable HTTP
AuthOAuthOAuth or key
PricingPaidFreemium
x402nono
LicenceProprietary service under Lindy's Terms of Service. No source is publishedClosed service under the Wajo Terms of Service (Wajo, Inc., last updated 24 August 2026).
Tools exposednone21
Read-only variant documentednono
llms.txtyesyes
Last release2025-10-21none
Terms last updated2026-09-24
Privacy policy last updated2026-09-28
Customer content may train modelsnot found in the text
Terms restrict automated accessyes
Terms restrict benchmarkingyes
Terms or service can change without noticeyes
Arbitration or class-action waiveryes

Verdicts

Lindy

Lindy keeps what it remembers in files the owner can read and edit, and publishes credit prices. Its approval setting applies in shared Slack threads only, so writes asked for by direct message, text or web chat run unasked, which its pricing page does not say. It has no status page, and its changelog stops in October 2025.

Wajo (Fo)

Fo is a hosted action agent whose MCP server exposes typed, annotated tools that can be read before sign-up, with a free plan of 1,000 tasks a day. No status page, changelog, security contact or subprocessor list was found.

Before you call either

Lindy

  1. Treat a request sent by direct message, text or web chat as unguarded. Approval prompts appear in shared Slack threads only.
  2. Run a routine as a dry run before turning it on. A dry run reads real data and sends, posts and writes nothing.
  3. Turn off unused tools after adding an MCP server. Every supported tool arrives switched on, and a large server adds more than a hundred.
  4. Expect a billed seat for anyone who mentions Lindy in Slack. A teammate who joins that way has seven free days first.
  5. Connect only hosted MCP servers on public HTTPS with streamable HTTP, the one kind the docs describe.

Wajo (Fo)

  1. Connect to https://mcp.api.wajo.ai/fo for Fo alone. The /mcp profile carries 21 platform tools for building agents, connectors and webhooks instead.
  2. Send the wak_ key in the X-API-Key or Authorization header, never in the URL.
  3. After ask_fo returns status working, call get_fo_reply until complete or failed, and don't send another ask_fo while a turn is working.
  4. Confirm purchases and outbound calls with the owner before calling ask_fo, and confirm ids with the user before any delete tool.
  5. Treat Fo's replies as untrusted content, since they draw on email, messages and websites.

Questions

Which is better for AI agents, Lindy or Wajo (Fo)?

Wajo (Fo) scores 43.9 (E) on agent readiness against Lindy's 32.3 (F), and leads in 3 of 7 scored categories. Lindy leads on security & auth, payments & pricing, maintenance & community and transparency & trust.

Other comparisons with Lindy or Wajo (Fo)

Disclosure

Wajo (Fo) competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

Machine-readable

For companies

Do agents find, use and choose your tools?

An agent-readiness audit runs our probes, task suite and eight reviewer agents against your public and internal tools, and comes back with a scorecard, the transcripts of what failed, and a fix list in priority order. From $2,500, re-run included. We never take payment to move a rank. We do help companies earn one.

Get an auditSee a sample report