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Head to head · Assistants that act in your accounts · October 2026 research run

Dots vs Wajo (Fo)

Wajo (Fo) scores 43.9 (E) on agent readiness against Dots's 28.3 (F), and leads in 5 of 7 scored categories. Dots leads on security & auth and maintenance & community. Both do assistants that act in your accounts.

Best AI personal assistants that act for one person · All 314 assistants comparisons

DotsOpenAI · Platform F28.3/100#977 of 993 Wajo (Fo)Wajo, Inc. · Platform E43.9/100#907 of 993

Which one, for what

Dots F

Best for A ChatGPT Pro or Enterprise user who wants ongoing work tracked across mail, documents, code and Slack with approval before sends.

Ahead on

  • Security & auth, 58 against 38
  • Maintenance & community, 38 against 3

Watch for

Beta. The admin setting is labelled Use dots (Beta), access is rolling out gradually, and Teams access is an invite-only alpha

Wajo (Fo) E

Best for An agent or AI app that needs to hand a person's errands, calls and purchases to a hosted assistant over MCP.

Ahead on

  • Reliability, 30 against 3
  • Schema & documentation, 74 against 41
  • Agent ergonomics, 68 against 22
  • Payments & pricing, 30 against 10
  • Transparency & trust, 47 against 31

Also in its favour

  • A hosted endpoint, with nothing to install

Watch for

No status page, changelog or security contact found.

Score by category

CategoryWeight this runDotsWajo (Fo)Edge
Reliability16%20330Wajo (Fo) +27
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.24174Wajo (Fo) +33
Agent ergonomics13%16.22268Wajo (Fo) +46
Security & auth14%17.55838Dots +20
Payments & pricing10%12.51030Wajo (Fo) +20
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.8383Dots +35
Transparency & trust7%8.83147Wajo (Fo) +16
Negative events≤1500
TotalF 28.3/100E 43.9/100

Facts side by side

FactDotsWajo (Fo)
KindPlatformPlatform
VendorOpenAIWajo, Inc.
Hosted endpointno (local only)https://mcp.api.wajo.ai/mcp
TransportsStreamable HTTP
AuthOAuth or keyOAuth or key
PricingPaidFreemium
x402nono
LicenceProprietary hosted service. The governing terms were not readClosed service under the Wajo Terms of Service (Wajo, Inc., last updated 24 August 2026).
Tools exposednone21
Read-only variant documentednono
llms.txtyesyes
Last release2026-10-09none
Terms last updatedno document linked
Privacy policy last updatedno document linked
Customer content may train models
Terms restrict automated access
Terms restrict benchmarking
Terms or service can change without notice
Arbitration or class-action waiver

Verdicts

Dots

Actions that affect accounts or share information pass an automatic review, and custom rules can require approval or a hand-off. Dots is a beta on Pro plans from $100 a month, and no status page, terms, privacy policy or way to delete individual saved notes was found in the pages we could read.

Wajo (Fo)

Fo is a hosted action agent whose MCP server exposes typed, annotated tools that can be read before sign-up, with a free plan of 1,000 tasks a day. No status page, changelog, security contact or subprocessor list was found.

Before you call either

Dots

  1. Say what may be sent. Asking a dot to draft replies does not permit sending them, and an action outside a stated scope needs another decision
  2. Stop three things separately. Pause stops the main task only, delegated tasks stop in Activity and recurring tasks in Scheduled, and completed actions are not undone
  3. Connect each thing separately. A messaging channel grants no access to an inbox, an app or a computer
  4. Sign out of websites and disconnect apps yourself when removing access. Revoking dots access or disconnecting an app does not delete information already obtained
  5. Keep the connected computer online with the ChatGPT app open for local work. Only one personal computer can be connected at a time

Wajo (Fo)

  1. Connect to https://mcp.api.wajo.ai/fo for Fo alone. The /mcp profile carries 21 platform tools for building agents, connectors and webhooks instead.
  2. Send the wak_ key in the X-API-Key or Authorization header, never in the URL.
  3. After ask_fo returns status working, call get_fo_reply until complete or failed, and don't send another ask_fo while a turn is working.
  4. Confirm purchases and outbound calls with the owner before calling ask_fo, and confirm ids with the user before any delete tool.
  5. Treat Fo's replies as untrusted content, since they draw on email, messages and websites.

Questions

Which is better for AI agents, Dots or Wajo (Fo)?

Wajo (Fo) scores 43.9 (E) on agent readiness against Dots's 28.3 (F), and leads in 5 of 7 scored categories. Dots leads on security & auth and maintenance & community.

Other comparisons with Dots or Wajo (Fo)

Disclosure

Wajo (Fo) competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.

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