Head to head · Decision models · October 2026 research run

Liquid d1 vs Microsoft-Decision-1

Liquid d1 scores 43.5 (E) on agent readiness against Microsoft-Decision-1's 39 (E), and leads in 5 of 7 scored categories. Microsoft-Decision-1 leads on reliability and security & auth. Both do decision models.

Best decision models for AI agents · All 91 decisions comparisons

Which one, for what

Liquid d1 E

Best for Classification, routing, yes or no gates and rubric scoring over text and images at a low per-token price, or on your own hardware with d1-3B where data can't leave.

Ahead on

  • Schema & documentation, 59 against 43
  • Agent ergonomics, 63 against 50
  • Payments & pricing, 27 against 20
  • Maintenance & community, 60 against 40
  • Transparency & trust, 54 against 32

Also in its favour

  • A hosted endpoint, with nothing to install

Watch for

The terms of 30 September 2026 allow Liquid to train on API content, with no opt-out or zero-retention option found

Microsoft-Decision-1 E

Best for Routing, classification, prioritisation and rubric checks over text, where a fixed set of options and a low price per token matter more than generated text.

Ahead on

  • Reliability, 30 against 21
  • Security & auth, 52 against 35

Watch for

Public preview only. Microsoft's post gives no general availability date and states no licence for the hosted model

Score by category

CategoryWeight this runLiquid d1Microsoft-Decision-1Edge
Reliability16%202130Microsoft-Decision-1 +9
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.25943Liquid d1 +16
Agent ergonomics13%16.26350Liquid d1 +13
Security & auth14%17.53552Microsoft-Decision-1 +17
Payments & pricing10%12.52720Liquid d1 +7
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.86040Liquid d1 +20
Transparency & trust7%8.85432Liquid d1 +22
Negative events≤1500
TotalE 43.5/100E 39/100

Facts side by side

FactLiquid d1Microsoft-Decision-1
KindModel APIModel API
VendorLiquid AIMicrosoft
Hosted endpointhttps://api.liquid.ai/decisions/v1/systemoneno (local only)
TransportsHTTPHTTP
AuthAPI keyOAuth or key
PricingFreemiumPay per use
Price for decision modelsnot publishedfree
x402nono
LicenceThe hosted d1 model is proprietary under Liquid AI's terms of service. The d1-3B and d1-omni-600M weights and model code are under the LFM Open Licence v1.0, which is based on Apache-2.0 and conditions commercial use on annual revenue under $10 million. Training code and data aren't publishedNot stated. The announcement and OpenRouter's model page name no licence, and no weights repository was found.
Read-only variant documentednono
llms.txtyesno
Last release2026-10-072026-10-09
Terms last updated2026-09-30no document linked
Privacy policy last updated2026-09-30
Customer content may train modelsyes
Terms restrict automated accessnot found in the text
Terms restrict benchmarkingnot found in the text
Terms or service can change without noticenot found in the text
Arbitration or class-action waivernot found in the text

Verdicts

Liquid d1

The hosted API costs $0.04 per million input tokens and takes TypeSafe's System One request, and the d1-3B weights run locally through Transformers or llama.cpp. Liquid's terms allow it to train on API content, and no status page, rate limits or error reference were found. The family launched between 22 September and 7 October 2026.

Microsoft-Decision-1

Microsoft publishes $0.042 per million input tokens, with output free, and the model is callable through Microsoft Foundry and OpenRouter. It is in public preview. No licence, model-specific retention statement, rate limit or deprecation policy was found, and the Foundry route needs an Azure deployment and an Entra token. Latency and accuracy figures are Microsoft's claims.

Before you call either

Liquid d1

  1. POST to https://api.liquid.ai/decisions/v1/systemone with a liquid_ key as a Bearer header. This is not a chat-completions endpoint
  2. Use d1 for images. d1:free is text-only and answers that it does not accept images
  3. Send images as Base64 data URLs in images, at most 8, with the whole JSON body under 4.5 MB. Remote image URLs are refused
  4. Budget tokens per question. Each question is billed as its own prompt, with its text and every image counted again
  5. Don't send confidential content to the hosted API, since the terms allow training on it. Run d1-3B locally for that data

Microsoft-Decision-1

  1. Use OpenRouter's Decisions method, not an OpenAI chat-completions SDK. OpenRouter says chat completions SDKs will not work with this model
  2. On Foundry, send the request to the deployment's /providers/microsoft/v1/systemone path with a Microsoft Entra token for https://cognitiveservices.azure.com/.default, not an API key
  3. Take the deployment name from the Foundry quickstart before the first call. Microsoft says to confirm the route and authentication header, and the pages reviewed do not give the name
  4. Keep each request within OpenRouter's 32,768-token context and send only fixed options, since the model is not intended for open-ended generation
  5. Measure latency and calibration on your own labelled cases before relying on Microsoft's latency and 'nine times out of 10' statements

Questions

Which is better for AI agents, Liquid d1 or Microsoft-Decision-1?

Liquid d1 scores 43.5 (E) on agent readiness against Microsoft-Decision-1's 39 (E), and leads in 5 of 7 scored categories. Microsoft-Decision-1 leads on reliability and security & auth.

Do Liquid d1 and Microsoft-Decision-1 need an API key?

Liquid d1 needs an API key. Microsoft-Decision-1 takes an API key or an OAuth sign-in.

Can an agent call Liquid d1 and Microsoft-Decision-1 without installing anything?

Liquid d1 has a hosted endpoint at https://api.liquid.ai/decisions/v1/systemone. No hosted endpoint is listed for Microsoft-Decision-1.

Other comparisons with Liquid d1 or Microsoft-Decision-1

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