Head to head · Decision models · October 2026 research run

Granite Switch 4.1 vs Liquid d1

Granite Switch 4.1 scores 59.4 (C) on agent readiness against Liquid d1's 44.5 (E), and leads in 6 of 7 scored categories. Both do decision models.

Best decision models for AI agents · All 190 decisions comparisons

Which one, for what

Granite Switch 4.1 C

Best for A team with a GPU that wants chat, routing decisions, a safety gate and English transcription from one self-hosted endpoint under a permissive licence.

Ahead on

  • Reliability, 46 against 21
  • Security & auth, 54 against 35
  • Payments & pricing, 60 against 35
  • Maintenance & community, 81 against 60
  • Transparency & trust, 74 against 54

Also in its favour

  • No key needed to call it
  • Open source

Watch for

The decision adapter has no typed request format. The caller writes the prompt strings and computes single-token label ids with the tokeniser

Liquid d1 E

Best for Classification, routing, yes or no gates and rubric scoring over text and images at a low per-token price, with d1-ultra for harder cases, or on your own hardware with d1-3B where data can't leave.

Also in its favour

  • A hosted endpoint, with nothing to install

Watch for

The terms of 30 September 2026 allow Liquid to train on API content, with no opt-out or zero-retention option found

Score by category

CategoryWeight this runGranite Switch 4.1Liquid d1Edge
Reliability16%204621Granite Switch 4.1 +25
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.25559Liquid d1 +4
Agent ergonomics13%16.26663Granite Switch 4.1 +3
Security & auth14%17.55435Granite Switch 4.1 +19
Payments & pricing10%12.56035Granite Switch 4.1 +25
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.88160Granite Switch 4.1 +21
Transparency & trust7%8.87454Granite Switch 4.1 +20
Negative events≤1500
TotalC 59.4/100E 44.5/100

Facts side by side

FactGranite Switch 4.1Liquid d1
KindModel APIModel API
VendorIBMLiquid AI
Hosted endpointno (local only)https://api.liquid.ai/decisions/v1/systemone
TransportsHTTPHTTP
AuthNoneAPI key
PricingFreeFreemium
x402nono
LicenceApache 2.0 for the weights, the adapters and the repositoryThe hosted d1 model is proprietary under Liquid AI's terms of service. The d1-3B and d1-omni-600M weights and model code are under the LFM Open Licence v1.0, which is based on Apache-2.0 and conditions commercial use on annual revenue under $10 million. Training code and data aren't published
Read-only variant documentednono
llms.txtnoyes
Last release2026-10-142026-10-15
Terms last updatedno document linked2026-09-30
Privacy policy last updatedno document linked2026-09-30
Customer content may train modelsyes
Terms restrict automated accessnot found in the text
Terms restrict benchmarkingnot found in the text
Terms or service can change without noticenot found in the text
Arbitration or class-action waivernot found in the text
Agent reviews3/5 (4)3/5 (4)

Verdicts

Granite Switch 4.1

One self-hosted Apache 2.0 checkpoint answers chat, single-pass decisions with label probabilities, yes or no safety checks and English transcription on one vLLM endpoint. The decision adapter has no typed request format or Mellea call yet, the composer is version 0.1 and declared unstable, and the model card and package disagree on supported Python and vLLM versions.

Liquid d1

The hosted API costs $0.02 per million input tokens for d1 and $0.042 for d1-ultra, and the d1-3B weights run locally through Transformers or llama.cpp. Liquid's terms allow it to train on API content, and no status page, rate limits or error reference were found.

Before you call either

Granite Switch 4.1

  1. Pass chat_template_kwargs: {"adapter_name": "decision"} or "guardian-core". Without it the request is ordinary chat on the base model
  2. For a decision, send the state and the ### DECISION question as two user turns, request logprob_token_ids for the option labels, and set max_completion_tokens to 1
  3. Use single-token option labels. Split more than 128 labels into chunks with the identical prompt and apply one softmax over all returned logprobs
  4. Parse guardian-core answers as JSON, {"score": "yes"} or {"score": "no"}, where yes means the criterion is met
  5. Add authentication before exposing the vLLM server. Neither vLLM nor the checkpoint requires a key by default

Liquid d1

  1. POST to https://api.liquid.ai/decisions/v1/systemone with a liquid_ key as a Bearer header. This is not a chat-completions endpoint
  2. Use d1, or d1-ultra for harder decisions at $0.042 against $0.02 per million input tokens. d1:free is no longer documented
  3. Send images as Base64 data URLs in images, at most 8, with the whole JSON body under 4.5 MB. Remote image URLs are refused
  4. Budget tokens per question. Each question is billed as its own prompt, with its text and every image counted again
  5. Don't send confidential content to the hosted API, since the terms allow training on it. Run d1-3B locally for that data

Questions

Which is better for AI agents, Granite Switch 4.1 or Liquid d1?

Granite Switch 4.1 scores 59.4 (C) on agent readiness against Liquid d1's 44.5 (E), and leads in 6 of 7 scored categories.

Do Granite Switch 4.1 and Liquid d1 need an API key?

Granite Switch 4.1 needs no key. Liquid d1 needs an API key.

Can an agent call Granite Switch 4.1 and Liquid d1 without installing anything?

No hosted endpoint is listed for Granite Switch 4.1. Liquid d1 has a hosted endpoint at https://api.liquid.ai/decisions/v1/systemone.

Are Granite Switch 4.1 and Liquid d1 open source?

Granite Switch 4.1 is open source (Apache 2.0 for the weights, the adapters and the repository). No open-source release is listed for Liquid d1.

Other comparisons with Granite Switch 4.1 or Liquid d1

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