# Liquid d1 vs Microsoft-Decision-1 (slim)

> Liquid d1 scores 43.5 (E) to Microsoft-Decision-1's 39 (E) for decision models. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/liquid-d1-vs-microsoft-decision-1.md (~2,700 tokens) · this version ~780 tokens · JSON https://www.anchorterminal.com/compare/liquid-d1-vs-microsoft-decision-1.json · canonical https://www.anchorterminal.com/compare/liquid-d1-vs-microsoft-decision-1
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-10

Liquid d1 scores 43.5 (E) on agent readiness against Microsoft-Decision-1's 39 (E), and leads in 5 of 7 scored categories. Microsoft-Decision-1 leads on reliability and security & auth. Both do decision models.

- Liquid d1: E 43.5, rank #886 of 954 · https://www.anchorterminal.com/tools/liquid-d1.min.md
- Microsoft-Decision-1: E 39, rank #921 of 954 · https://www.anchorterminal.com/tools/microsoft-decision-1.min.md
- Liquid d1, good for Classification, routing, yes or no gates and rubric scoring over text and images at a low per-token price, or on your own hardware with d1-3B where data can't leave. Ahead on Schema & documentation, 59 against 43; Agent ergonomics, 63 against 50; Payments & pricing, 27 against 20; Maintenance & community, 60 against 40; Transparency & trust, 54 against 32. Also A hosted endpoint, with nothing to install.
- Microsoft-Decision-1, good for Routing, classification, prioritisation and rubric checks over text, where a fixed set of options and a low price per token matter more than generated text. Ahead on Reliability, 30 against 21; Security & auth, 52 against 35.

| Category | Liquid d1 | Microsoft-Decision-1 |
| --- | --- | --- |
| Reliability (16%) | 21 | 30 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 59 | 43 |
| Agent ergonomics (13%) | 63 | 50 |
| Security & auth (14%) | 35 | 52 |
| Payments & pricing (10%) | 27 | 20 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 60 | 40 |
| Transparency & trust (7%) | 54 | 32 |

| Fact (where they differ) | Liquid d1 | Microsoft-Decision-1 |
| --- | --- | --- |
| Vendor | Liquid AI | Microsoft |
| Hosted endpoint | `https://api.liquid.ai/decisions/v1/systemone` | no (local only) |
| Auth | API key | OAuth or key |
| Pricing | Freemium | Pay per use |
| Price for decision models | not published | free |
| Licence | The hosted d1 model is proprietary under Liquid AI's terms of service. The d1-3B and d1-omni-600M weights and model code are under the LFM Open Licence v1.0, which is based on Apache-2.0 and conditions commercial use on annual revenue under $10 million. Training code and data aren't published | Not stated. The announcement and OpenRouter's model page name no licence, and no weights repository was found. |
| llms.txt | yes | no |
| Last release | 2026-10-07 | 2026-10-09 |
| Terms last updated | 2026-09-30 | no document linked |
| Privacy policy last updated | 2026-09-30 |  |
| Customer content may train models | yes |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | not found in the text |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |