ComplyAdvantage vs Socure RiskOS

ComplyAdvantage

The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.

Socure RiskOS

A public OpenAPI file, llms.txt, 15 documented error codes and dated release notes cover a ten-operation REST API, and Socure Launch publishes prices from $0.80 an evaluation with a free sandbox. API keys carry no scopes, no idempotency header is defined, no service terms are published, and production stays at zero requests until Socure activates it.

ComplyAdvantage

1. Exchange the access key and secret at POST /v3/token for a bearer token. It lasts 24 hours and can't be refreshed, so request a new one before expiry
2. Ask for a credential with only the permissions the task needs. Permissions can't be edited later, and each reference page names the ones a call requires
3. Create a screening configuration first and keep its configuration_identifier. Creating and screening a customer needs it
4. Give each customer a unique external identifier. A concurrent request for the same identifier returns 409 with a pointer to the first workflow
5. Read Ratelimit-Remaining and Ratelimit-Reset on every response. A 429 body is only API rate limit exceeded

Socure RiskOS

1. Send Authorization: Bearer <key> to https://riskos.sandbox.socure.com/api/evaluation for tests and https://riskos.socure.com/api/evaluation for live checks. The two environments use separate keys.
2. Use dummy data only in the sandbox. It returns predefined results, connects to no live data source and expects the documented test values.
3. Store the eval_id from every POST /api/evaluation response. No list or search endpoint exists to find it later.
4. On 429 wait the seconds given in X-Retry-After. Do not blindly resend a failed POST /api/evaluation, because no idempotency header is documented and Launch bills each initiated evaluation.
5. The MCP server at https://mcp.riskos.socure.com/sandbox reads docs, workflows and webhooks with its own MCP Server Key. It cannot run evaluations or read results.