Head to head · Identity verification · October 2026 research run

Middesk vs Vouched

Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments & pricing and transparency & trust. Both do identity verification.

Best identity and business verification APIs for AI agents · All 119 verification comparisons

Which one, for what

Middesk C

Best for An agent onboarding or re-checking US businesses for a bank, lender or marketplace that already holds a Middesk contract, with registry, TIN, sanctions and lien data in one object.

Ahead on

  • Reliability, 73 against 50
  • Security & auth, 56 against 40

Also in its favour

  • A hosted endpoint, with nothing to install

Watch for

No public price. Fees are set in an order form, and every docs page ends with a prompt to contact sales

Vouched C

Best for US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.

Ahead on

  • Agent ergonomics, 66 against 56
  • Payments & pricing, 30 against 10
  • Transparency & trust, 74 against 61

Watch for

Rate limits are stated without a number

Score by category

CategoryWeight this runMiddeskVouchedEdge
Reliability16%207350Middesk +23
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.28281Middesk +1
Agent ergonomics13%16.25666Vouched +10
Security & auth14%17.55640Middesk +16
Payments & pricing10%12.51030Vouched +20
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.86460Middesk +4
Transparency & trust7%8.86174Vouched +13
Negative events≤1500
TotalC 59/100C 56.4/100

Facts side by side

FactMiddeskVouched
KindHTTP APIHTTP API
VendorMiddesk, Inc.Vouched Identity, Inc.
Hosted endpointhttps://api.middesk.com/v1no (local only)
TransportsHTTPHTTP
AuthOAuth or keyAPI key
PricingPaidPay per use
x402nono
LicenceProprietary service under Middesk's Business Verification Terms and Conditions. The Claude Code and Codex plugins on GitHub are MITProprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0
Tools exposed11none
Read-only variant documentednono
llms.txtyesyes
Last release2026-10-052026-08-28
Terms last updatedno date given2026-02-12
Privacy policy last updatedno date given2022-12-05
Customer content may train modelsyesyes
Terms restrict automated accessnot found in the textnot found in the text
Terms restrict benchmarkingyesyes
Terms or service can change without noticenot found in the textyes
Arbitration or class-action waiveryesnot found in the text
Popularity2 stars69 npm/wk

Verdicts

Middesk

A public OpenAPI 3.1 contract for 87 operations, llms.txt, Markdown docs and a dated weekly changelog make the REST API readable to an agent, and OAuth has a read-only scope. Access is sales-led. No price, self-serve signup or official SDK was found, and the hosted MCP server rejects sandbox keys.

Vouched

Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.

Before you call either

Middesk

  1. Match the key to the host. mk_test keys work only at https://api-sandbox.middesk.com/v1 and mk_live keys only at https://api.middesk.com/v1
  2. Name the orders on POST /v1/businesses. Omitting them places a verification order plus every package the account runs automatically, all billed
  3. Send address_line1 and address_line2. The API ignores address_line_1 without an error
  4. A 201 means the business was created, not verified. Wait for the business.updated webhook or poll until status leaves pending
  5. Stay under 20 requests a second per account, and in sandbox wait the seconds in Retry-After after a 429 on business creation

Vouched

  1. Use the private key in X-API-Key against verify.vouched.id or verify.eu.vouched.id, matching the account's region
  2. Check Find Jobs before resubmitting. There is no idempotency key and each job is billed
  3. Pass withPhotos=false and select fields on Find Jobs to keep responses small
  4. In a test account, use the name test pass for a clean result and any other name for a failure
  5. Back off on 429. All endpoints share one limit and no figure is published

Questions

Which is better for AI agents, Middesk or Vouched?

Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments & pricing and transparency & trust.

Do Middesk and Vouched need an API key?

Middesk takes an API key or an OAuth sign-in. Vouched needs an API key.

Can an agent call Middesk and Vouched without installing anything?

Middesk has a hosted endpoint at https://api.middesk.com/v1. No hosted endpoint is listed for Vouched.

Other comparisons with Middesk or Vouched

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