Head to head · Identity verification · October 2026 research run
Middesk vs Vouched
Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments & pricing and transparency & trust. Both do identity verification.
Best identity and business verification APIs for AI agents · All 119 verification comparisons
Which one, for what
Middesk C
Best for An agent onboarding or re-checking US businesses for a bank, lender or marketplace that already holds a Middesk contract, with registry, TIN, sanctions and lien data in one object.
Ahead on
- Reliability, 73 against 50
- Security & auth, 56 against 40
Also in its favour
- A hosted endpoint, with nothing to install
Watch for
No public price. Fees are set in an order form, and every docs page ends with a prompt to contact sales
Vouched C
Best for US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.
Ahead on
- Agent ergonomics, 66 against 56
- Payments & pricing, 30 against 10
- Transparency & trust, 74 against 61
Watch for
Rate limits are stated without a number
Score by category
| Category | Weight this run | Middesk | Vouched | Edge |
|---|---|---|---|---|
| Reliability | 16%20 | 73 | 50 | Middesk +23 |
| Performance | 10%pending | pending | pending | not scored in this run |
| Schema & documentation | 13%16.2 | 82 | 81 | Middesk +1 |
| Agent ergonomics | 13%16.2 | 56 | 66 | Vouched +10 |
| Security & auth | 14%17.5 | 56 | 40 | Middesk +16 |
| Payments & pricing | 10%12.5 | 10 | 30 | Vouched +20 |
| Task success | 10%pending | pending | pending | not scored in this run |
| Maintenance & community | 7%8.8 | 64 | 60 | Middesk +4 |
| Transparency & trust | 7%8.8 | 61 | 74 | Vouched +13 |
| Negative events | ≤15 | 0 | 0 | |
| Total | C 59/100 | C 56.4/100 |
Facts side by side
| Fact | Middesk | Vouched |
|---|---|---|
| Kind | HTTP API | HTTP API |
| Vendor | Middesk, Inc. | Vouched Identity, Inc. |
| Hosted endpoint | https://api.middesk.com/v1 | no (local only) |
| Transports | HTTP | HTTP |
| Auth | OAuth or key | API key |
| Pricing | Paid | Pay per use |
| x402 | no | no |
| Licence | Proprietary service under Middesk's Business Verification Terms and Conditions. The Claude Code and Codex plugins on GitHub are MIT | Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0 |
| Tools exposed | 11 | none |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-05 | 2026-08-28 |
| Terms last updated | no date given | 2026-02-12 |
| Privacy policy last updated | no date given | 2022-12-05 |
| Customer content may train models | yes | yes |
| Terms restrict automated access | not found in the text | not found in the text |
| Terms restrict benchmarking | yes | yes |
| Terms or service can change without notice | not found in the text | yes |
| Arbitration or class-action waiver | yes | not found in the text |
| Popularity | 2 stars | 69 npm/wk |
Verdicts
Middesk
A public OpenAPI 3.1 contract for 87 operations, llms.txt, Markdown docs and a dated weekly changelog make the REST API readable to an agent, and OAuth has a read-only scope. Access is sales-led. No price, self-serve signup or official SDK was found, and the hosted MCP server rejects sandbox keys.
Vouched
Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.
Before you call either
Middesk
- Match the key to the host.
mk_testkeys work only at https://api-sandbox.middesk.com/v1 andmk_livekeys only at https://api.middesk.com/v1 - Name the
ordersonPOST /v1/businesses. Omitting them places a verification order plus every package the account runs automatically, all billed - Send
address_line1andaddress_line2. The API ignoresaddress_line_1without an error - A 201 means the business was created, not verified. Wait for the
business.updatedwebhook or poll untilstatusleavespending - Stay under 20 requests a second per account, and in sandbox wait the seconds in
Retry-Afterafter a 429 on business creation
Vouched
- Use the private key in
X-API-Keyagainst verify.vouched.id or verify.eu.vouched.id, matching the account's region - Check Find Jobs before resubmitting. There is no idempotency key and each job is billed
- Pass
withPhotos=falseand selectfieldson Find Jobs to keep responses small - In a test account, use the name test pass for a clean result and any other name for a failure
- Back off on 429. All endpoints share one limit and no figure is published
Questions
Which is better for AI agents, Middesk or Vouched?
Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments & pricing and transparency & trust.
Do Middesk and Vouched need an API key?
Middesk takes an API key or an OAuth sign-in. Vouched needs an API key.
Can an agent call Middesk and Vouched without installing anything?
Middesk has a hosted endpoint at https://api.middesk.com/v1. No hosted endpoint is listed for Vouched.
Other comparisons with Middesk or Vouched
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- Jumio vs Middesk
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- Middesk vs Plaid Identity Verification
- Middesk vs Stripe Identity
- Middesk vs Veriff
- Persona vs Vouched
- Plaid Identity Verification vs Vouched
- Shufti vs Vouched
- Socure RiskOS vs Vouched
- Stripe Identity vs Vouched
- Sumsub vs Vouched
- Trulioo vs Vouched
- Veriff vs Vouched
- ComplyAdvantage vs Middesk
- ComplyAdvantage vs Vouched
- Middesk vs Persona
- Middesk vs Shufti
- Middesk vs Socure RiskOS
- Middesk vs Sumsub
- Middesk vs Trulioo
Machine-readable
- This page as Markdown
/compare/middesk-vs-vouched.md· slim.min.md· JSON.json(or sendAccept: text/markdown) - Each listing in full
/api/v1/tools/middesk.json·/api/v1/tools/vouched.json - From a terminal
anchor compare middesk vouched(the CLI) - Over MCP
compare_tools {"a": "middesk", "b": "vouched"}at/mcp, no key