# Middesk vs Vouched

> Middesk scores 59 (C) to Vouched's 56.4 (C) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/middesk-vs-vouched
- Markdown: https://www.anchorterminal.com/compare/middesk-vs-vouched.md (~2,500 tokens)
- Slim: https://www.anchorterminal.com/compare/middesk-vs-vouched.min.md (~680 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/middesk-vs-vouched.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-14

Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments & pricing and transparency & trust. Both do identity verification.

- Middesk: grade C, 59/100, rank #596 of 1076. Markdown https://www.anchorterminal.com/tools/middesk.md · JSON https://www.anchorterminal.com/api/v1/tools/middesk.json
- Vouched: grade C, 56.4/100, rank #673 of 1076. Markdown https://www.anchorterminal.com/tools/vouched.md · JSON https://www.anchorterminal.com/api/v1/tools/vouched.json
- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md
- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md

## Which one, for what

### Middesk (C)

Good for: An agent onboarding or re-checking US businesses for a bank, lender or marketplace that already holds a Middesk contract, with registry, TIN, sanctions and lien data in one object.

Ahead on:
- Reliability, 73 against 50
- Security & auth, 56 against 40

Also in its favour:
- A hosted endpoint, with nothing to install

Watch for: No public price. Fees are set in an order form, and every docs page ends with a prompt to contact sales

### Vouched (C)

Good for: US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.

Ahead on:
- Agent ergonomics, 66 against 56
- Payments & pricing, 30 against 10
- Transparency & trust, 74 against 61

Watch for: Rate limits are stated without a number


## Score by category

| Category | Weight | Middesk | Vouched | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 73 | 50 | Middesk +23 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 82 | 81 | Middesk +1 |
| Agent ergonomics | 13% (16.2 this run) | 56 | 66 | Vouched +10 |
| Security & auth | 14% (17.5 this run) | 56 | 40 | Middesk +16 |
| Payments & pricing | 10% (12.5 this run) | 10 | 30 | Vouched +20 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 64 | 60 | Middesk +4 |
| Transparency & trust | 7% (8.8 this run) | 61 | 74 | Vouched +13 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **59 · C** | **56.4 · C** | |

## Facts side by side

| Fact | Middesk | Vouched |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | Middesk, Inc. | Vouched Identity, Inc. |
| Hosted endpoint | `https://api.middesk.com/v1` | no (local only) |
| Transports | HTTP | HTTP |
| Auth | OAuth or key | API key |
| Pricing | Paid | Pay per use |
| x402 | no | no |
| Licence | Proprietary service under Middesk's Business Verification Terms and Conditions. The Claude Code and Codex plugins on GitHub are MIT | Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0 |
| Tools exposed | 11 | none |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-05 | 2026-08-28 |
| Terms last updated | no date given | 2026-02-12 |
| Privacy policy last updated | no date given | 2022-12-05 |
| Customer content may train models | yes | yes |
| Terms restrict automated access | not found in the text | not found in the text |
| Terms restrict benchmarking | yes | yes |
| Terms or service can change without notice | not found in the text | yes |
| Arbitration or class-action waiver | yes | not found in the text |
| Popularity | 2 stars | 69 npm/wk |

## Verdicts

**Middesk.** A public OpenAPI 3.1 contract for 87 operations, llms.txt, Markdown docs and a dated weekly changelog make the REST API readable to an agent, and OAuth has a read-only scope. Access is sales-led. No price, self-serve signup or official SDK was found, and the hosted MCP server rejects sandbox keys.

**Vouched.** Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.

## Before you call either

### Middesk

1. Match the key to the host. `mk_test` keys work only at https://api-sandbox.middesk.com/v1 and `mk_live` keys only at https://api.middesk.com/v1
2. Name the `orders` on `POST /v1/businesses`. Omitting them places a verification order plus every package the account runs automatically, all billed
3. Send `address_line1` and `address_line2`. The API ignores `address_line_1` without an error
4. A 201 means the business was created, not verified. Wait for the `business.updated` webhook or poll until `status` leaves `pending`
5. Stay under 20 requests a second per account, and in sandbox wait the seconds in `Retry-After` after a 429 on business creation

### Vouched

1. Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region
2. Check Find Jobs before resubmitting. There is no idempotency key and each job is billed
3. Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small
4. In a test account, use the name test pass for a clean result and any other name for a failure
5. Back off on 429. All endpoints share one limit and no figure is published

## Questions

### Which is better for AI agents, Middesk or Vouched?

Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments & pricing and transparency & trust.

### Do Middesk and Vouched need an API key?

Middesk takes an API key or an OAuth sign-in. Vouched needs an API key.

### Can an agent call Middesk and Vouched without installing anything?

Middesk has a hosted endpoint at https://api.middesk.com/v1. No hosted endpoint is listed for Vouched.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/middesk-vs-vouched.json, and with the fewest tokens: https://www.anchorterminal.com/compare/middesk-vs-vouched.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "middesk", "b": "vouched"}`. From a terminal: `anchor compare middesk vouched`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/middesk.json and https://www.anchorterminal.com/api/v1/tools/vouched.json

## Other comparisons with Middesk or Vouched

- [Alloy vs Middesk](https://www.anchorterminal.com/compare/alloy-vs-middesk.md)
- [Alloy vs Vouched](https://www.anchorterminal.com/compare/alloy-vs-vouched.md)
- [ComplyCube vs Middesk](https://www.anchorterminal.com/compare/complycube-vs-middesk.md)
- [ComplyCube vs Vouched](https://www.anchorterminal.com/compare/complycube-vs-vouched.md)
- [Didit vs Middesk](https://www.anchorterminal.com/compare/didit-vs-middesk.md)
- [Didit vs Vouched](https://www.anchorterminal.com/compare/didit-vs-vouched.md)
- [Entrust Identity Verification (formerly Onfido) vs Middesk](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-middesk.md)
- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)
- [Jumio vs Middesk](https://www.anchorterminal.com/compare/jumio-vs-middesk.md)
- [Jumio vs Vouched](https://www.anchorterminal.com/compare/jumio-vs-vouched.md)
- [Middesk vs Plaid Identity Verification](https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification.md)
- [Middesk vs Stripe Identity](https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.md)
- [Middesk vs Veriff](https://www.anchorterminal.com/compare/middesk-vs-veriff.md)
- [Persona vs Vouched](https://www.anchorterminal.com/compare/persona-vs-vouched.md)
- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)
- [Shufti vs Vouched](https://www.anchorterminal.com/compare/shufti-vs-vouched.md)
- [Socure RiskOS vs Vouched](https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.md)
- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)
- [Sumsub vs Vouched](https://www.anchorterminal.com/compare/sumsub-vs-vouched.md)
- [Trulioo vs Vouched](https://www.anchorterminal.com/compare/trulioo-vs-vouched.md)
- [Veriff vs Vouched](https://www.anchorterminal.com/compare/veriff-vs-vouched.md)
- [ComplyAdvantage vs Middesk](https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.md)
- [ComplyAdvantage vs Vouched](https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.md)
- [Middesk vs Persona](https://www.anchorterminal.com/compare/middesk-vs-persona.md)
- [Middesk vs Shufti](https://www.anchorterminal.com/compare/middesk-vs-shufti.md)
- [Middesk vs Socure RiskOS](https://www.anchorterminal.com/compare/middesk-vs-socure-riskos.md)
- [Middesk vs Sumsub](https://www.anchorterminal.com/compare/middesk-vs-sumsub.md)
- [Middesk vs Trulioo](https://www.anchorterminal.com/compare/middesk-vs-trulioo.md)