{ "data": { "a": { "slug": "middesk", "name": "Middesk", "vendor": "Middesk, Inc.", "vendorUrl": "https://www.middesk.com", "kind": "http-api", "category": "identity-verification", "summary": "Business verification API from Middesk in San Francisco. It checks US and international businesses against registry, tax ID, sanctions and watchlist records, monitors them for changes, and files liens and state tax registrations, over REST and a hosted MCP server.", "url": "https://www.anchorterminal.com/tools/middesk", "markdownUrl": "https://www.anchorterminal.com/tools/middesk.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/middesk.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/middesk.json", "repo": "https://github.com/middesk/plugins", "license": "Proprietary service under Middesk's Business Verification Terms and Conditions. The Claude Code and Codex plugins on GitHub are MIT", "transports": [ "http" ], "remoteUrl": "https://api.middesk.com/v1", "packages": [], "auth": "mixed", "authNotes": "Access is granted by Middesk's sales team, and keys are then created in the dashboard under Settings, Developer, Credentials. An API key goes as the Basic auth username or as a Bearer token. `mk_test` keys work only against https://api-sandbox.middesk.com/v1 and `mk_live` keys only against https://api.middesk.com/v1. OAuth 2.0 authorisation code is available for acting in another Middesk user's account, with up to 5 clients an account, `read_only` or `read_write` scope, no consent screen, access tokens that don't expire and a revoke endpoint. The hosted MCP server takes OAuth 2.1 with PKCE and dynamic client registration, or a live API key as a Bearer token. The account's IP allowlist applies to OAuth requests.", "pricing": "paid", "pricingNotes": "No public prices. Fees are set in an order form under the Business Verification Terms and Conditions, the site has no pricing page (middesk.com/pricing returns 404) and its buttons ask for a demo. A sandbox with mock data comes with every account. Middesk's plugin README says trial accounts exist and issue test keys only, and we didn't find how one is opened without sales. Creating a business places billable orders (checked 2026-10-08).", "priceSummary": "Paid", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs index, the OpenAPI spec or the site (checked 2026-10-08).", "endpoints": [] }, "toolCount": 11, "popularity": { "githubStars": 2, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://docs.middesk.com", "llmsTxt": "https://docs.middesk.com/llms.txt", "openapi": "https://docs.middesk.com/openapi.json", "capabilities": [ "kyc.business", "kyc.screening", "kyc.cases", "kyc.identity" ], "tags": [ "hosted", "enterprise", "sales-led", "api-key", "oauth", "mcp", "openapi", "llms-txt", "webhooks", "sandbox", "graphql", "status-page", "soc2" ], "lastRelease": "2026-10-05", "graded": true, "anchor": { "graded": true, "score": 59, "grade": "C", "agentReady": false, "rank": 596, "ranked": true, "rankOf": 1076, "categoryRank": 10, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 56, "maintenance": 64, "payments": 10, "reliability": 73, "schema": 82, "security": 56, "transparency": 61 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "A public OpenAPI 3.1 contract for 87 operations, llms.txt, Markdown docs and a dated weekly changelog make the REST API readable to an agent, and OAuth has a read-only scope. Access is sales-led. No price, self-serve signup or official SDK was found, and the hosted MCP server rejects sandbox keys.", "bestFor": "An agent onboarding or re-checking US businesses for a bank, lender or marketplace that already holds a Middesk contract, with registry, TIN, sanctions and lien data in one object.", "strengths": [ "Public OpenAPI 3.1 spec with 87 operations and 373 schemas, plus llms.txt and a Markdown copy of every docs page", "Dated changelog with nine entries between 20 July and 5 October 2026, breaking changes labelled as such", "OAuth 2.0 with `read_only` and `read_write` scopes and a revoke endpoint. The MCP server adds PKCE and dynamic client registration", "Sandbox at api-sandbox.middesk.com with documented trigger values for names, addresses, TINs, people and watchlist hits", "The public terms of 21 August 2026 bar training generative AI models on customer data in any form" ], "weaknesses": [ "No public price. Fees are set in an order form, and every docs page ends with a prompt to contact sales", "No official SDK found on npm, PyPI or RubyGems, and none in the vendor's GitHub organisation", "The hosted MCP server runs against production only, so a sandbox key fails on every call", "Creating a business places billable orders, and an empty `orders` array doesn't prevent that", "OAuth access tokens don't expire, and no security.txt, disclosure policy or bug bounty was found" ], "agentNotes": [ "Match the key to the host. `mk_test` keys work only at https://api-sandbox.middesk.com/v1 and `mk_live` keys only at https://api.middesk.com/v1", "Name the `orders` on `POST /v1/businesses`. Omitting them places a verification order plus every package the account runs automatically, all billed", "Send `address_line1` and `address_line2`. The API ignores `address_line_1` without an error", "A 201 means the business was created, not verified. Wait for the `business.updated` webhook or poll until `status` leaves `pending`", "Stay under 20 requests a second per account, and in sandbox wait the seconds in `Retry-After` after a 429 on business creation" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 59 } ], "editorialScores": { "ergonomics": 56, "maintenance": 64, "payments": 10, "reliability": 73, "schema": 82, "security": 56, "transparency": 43 }, "provenanceScore": 78 }, "connect": { "http": "curl -X POST https://api-sandbox.middesk.com/v1/businesses \\\n -u $MIDDESK_SANDBOX_API_KEY: \\\n -H \"Accept: application/json\" \\\n -d name=Corporation \\\n -d addresses\\[0\\]\\[address_line1\\]=223+Grand+St. \\\n -d addresses\\[0\\]\\[city\\]=new+york \\\n -d addresses\\[0\\]\\[state\\]=NY \\\n -d addresses\\[0\\]\\[postal_code\\]=10013", "claudeCode": "claude mcp add --transport http middesk https://mcp.middesk.com/mcp \\\n --header \"Authorization: Bearer mk_live_...\"", "config": { "mcpServers": { "middesk": { "headers": { "Authorization": "Bearer mk_live_your_api_key" }, "url": "https://mcp.middesk.com/mcp" } } } }, "letme": { "capability": "https://letme.dev/kyc.business", "tool": "https://letme.dev/middesk" }, "area": "domain-data", "provenance": { "legalEntity": "Middesk, Inc.", "domain": "middesk.com", "domainRegistered": "2018-11-20", "endpointOnVendorDomain": true, "terms": "https://www.middesk.com/policies/bv-msa", "privacy": "https://www.middesk.com/policies/privacy-policy", "statusPage": "https://status.middesk.com", "changelog": "https://docs.middesk.com/guides/get-started/changelog", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The Business Verification Terms and Conditions (last updated 21 August 2026) define Middesk as Middesk, Inc. The website terms (last updated 9 November 2023) give the address 85 2nd St., Suite 710, San Francisco, CA 94105.", "The API answers at api.middesk.com and api-sandbox.middesk.com, and the MCP server at mcp.middesk.com, all middesk.com subdomains.", "security.txt returns 404 on www.middesk.com, docs.middesk.com and api.middesk.com.", "The privacy policy was last updated on 2 November 2025 and gives no retention periods.", "trust.middesk.com is a Vanta trust centre that only renders with JavaScript, so we couldn't read its contents.", "RDAP for middesk.com gives a registration date of 2018-11-20." ], "score": 78 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/middesk.json", "live": { "slug": "middesk", "probe": { "target": "https://api.middesk.com/v1", "method": "get", "lastAt": "2026-10-14T09:41:58.376784664Z", "lastOk": true, "lastStatus": 404, "lastMs": 223, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 199, "p95ms24h": 289, "samples24h": 248, "samples30d": 1432, "days": [ { "date": "2026-10-08", "probes": 93, "ok": 93 }, { "date": "2026-10-09", "probes": 250, "ok": 250 }, { "date": "2026-10-10", "probes": 247, "ok": 247 }, { "date": "2026-10-11", "probes": 247, "ok": 247 }, { "date": "2026-10-12", "probes": 247, "ok": 247 }, { "date": "2026-10-13", "probes": 248, "ok": 248 }, { "date": "2026-10-14", "probes": 100, "ok": 100 } ] }, "vendorStatus": { "page": "https://status.middesk.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:39:20.219759487Z" }, "githubStars": 2, "securityTxt": { "url": "https://middesk.com/.well-known/security.txt", "state": "none", "checkedAt": "2026-10-13T15:45:53.415982745Z" }, "llmsTxt": { "url": "https://docs.middesk.com/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-13T14:11:55.350435161Z" }, "domain": { "domain": "middesk.com", "registered": "2018-11-20", "source": "https://rdap.verisign.com/com/v1/domain/middesk.com", "checkedAt": "2026-10-11T13:15:33.841683063Z" }, "pages": [ { "url": "https://docs.middesk.com/guides/get-started/changelog", "kind": "changelog", "status": 304, "checkedAt": "2026-10-13T20:15:15.883115675Z", "changedAt": "2026-10-12T19:50:33.168092919Z", "fingerprint": "7ca34d4bfc70" }, { "url": "https://www.middesk.com/policies/privacy-policy", "kind": "privacy", "status": 200, "checkedAt": "2026-10-13T20:30:07.695118742Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "a386a0eeeb69" }, { "url": "https://www.middesk.com/policies/bv-msa", "kind": "terms", "status": 200, "checkedAt": "2026-10-13T20:30:05.218950698Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "26b54790c413" } ], "updatedAt": "2026-10-14T09:41:58.376784664Z" } }, "answer": "Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments \u0026 pricing and transparency \u0026 trust.", "b": { "slug": "vouched", "name": "Vouched", "vendor": "Vouched Identity, Inc.", "vendorUrl": "https://www.vouched.id", "kind": "http-api", "category": "identity-verification", "summary": "Vouched verifies an ID document and a selfie with liveness, with optional driver's licence, SSN, TIN, date of birth and AML checks. Jobs are submitted and read through a REST API in US and EU regions.", "url": "https://www.anchorterminal.com/tools/vouched", "markdownUrl": "https://www.anchorterminal.com/tools/vouched.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/vouched.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/vouched.json", "license": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "@vouched.id/vouched-react-native" } ], "auth": "api-key", "authNotes": "Private key in an `X-API-Key` header to https://verify.vouched.id (US) or https://verify.eu.vouched.id (EU). A public key is for capture SDKs and a signature key signs webhooks. One key of each type is active, and recreating it invalidates the old key at once. Separate key sets per group. New keys carry `prv_`, `pub_` and `sig_` prefixes since 7 April 2026. Self-serve sign-up at app.vouched.id/create-account (checked 2026-10-14).", "pricing": "usage", "pricingNotes": "Self Starter is $300 a month plus $0.75 a transaction, or $3,000 a year plus $0.70. Essential is $300 a month plus $1.50 a transaction, or $1.40 on an annual plan. Custom plans cover IAL2, driver's licence, SSN and AML checks. A 14-day free trial is advertised. Test accounts aren't billed (https://www.vouched.id/identityverificationpricing, checked 2026-10-14).", "priceSummary": "$300 / mo", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs index, the API reference or the pricing page (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 69, "pypiWeekly": null, "asOf": "2026-10-14" }, "docsUrl": "https://docs.vouched.id/docs/overview", "llmsTxt": "https://docs.vouched.id/llms.txt", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening" ], "tags": [ "hosted", "api-key", "llms-txt", "webhooks", "free-trial", "status-page" ], "lastRelease": "2026-08-28", "graded": true, "anchor": { "graded": true, "score": 56.4, "grade": "C", "agentReady": false, "rank": 673, "ranked": true, "rankOf": 1076, "categoryRank": 13, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 66, "maintenance": 60, "payments": 30, "reliability": 50, "schema": 81, "security": 40, "transparency": 74 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.", "bestFor": "US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.", "strengths": [ "Published prices, $300 a month plus $0.75 a transaction on Self Starter, with a 14-day free trial", "Find Jobs filters by about 40 fields and can leave out photos and results", "Separate private, public and signature keys, with key sets per group", "Public DPA with named sub-processors and a dated legal changelog", "US and EU environments, with EU account data stored in the EU" ], "weaknesses": [ "Rate limits are stated without a number", "No idempotency key, and each submitted job is billable", "No server-side SDK, only example repositories and capture SDKs", "Webhook signatures use HMAC-SHA1", "No security.txt or bug bounty, and certifications only on request" ], "agentNotes": [ "Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region", "Check Find Jobs before resubmitting. There is no idempotency key and each job is billed", "Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small", "In a test account, use the name test pass for a clean result and any other name for a failure", "Back off on 429. All endpoints share one limit and no figure is published" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 56.4 } ], "editorialScores": { "ergonomics": 66, "maintenance": 60, "payments": 30, "reliability": 50, "schema": 81, "security": 40, "transparency": 72 }, "provenanceScore": 76 }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/vouched" }, "area": "domain-data", "unitPrices": [ { "item": "Self Starter plan", "unit": "month", "usd": 300, "note": "Plus per-transaction fees. $3,000 a year on the annual plan" }, { "item": "Verification, Self Starter plan", "unit": "tx", "usd": 0.75, "note": "Monthly plan. $0.70 on the annual plan" }, { "item": "Verification, Essential plan", "unit": "tx", "usd": 1.5, "note": "Plus $300 a month. $1.40 on the annual plan" } ], "provenance": { "legalEntity": "Vouched Identity, Inc.", "domain": "vouched.id", "domainRegistered": "2018-11-26", "endpointOnVendorDomain": true, "terms": "https://www.vouched.id/company/legal/terms-of-service", "privacy": "https://www.vouched.id/company/legal/privacy-statement", "statusPage": "https://status.vouched.id", "changelog": "https://docs.vouched.id/page/release-notes-overview", "securityTxt": "none", "checked": "2026-10-14", "notes": [ "The privacy statement (effective 5 December 2022, updated 12 February 2026) names Vouched Identity, Inc. The legal changelog says the name changed from Woolly Labs, Inc. on 9 April 2025.", "The API answers at verify.vouched.id and verify.eu.vouched.id, vouched.id subdomains.", "www.vouched.id/.well-known/security.txt returns 404.", "RDAP for vouched.id gives a registration date of 2018-11-26." ], "score": 76 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/vouched.json", "live": { "slug": "vouched", "vendorStatus": { "page": "https://status.vouched.id", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:39:47.126167596Z" }, "updatedAt": "2026-10-14T09:39:47.126167596Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Middesk, Inc.", "b": "Vouched Identity, Inc.", "name": "Vendor" }, { "a": "https://api.middesk.com/v1", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP", "name": "Transports" }, { "a": "OAuth or key", "b": "API key", "name": "Auth" }, { "a": "Paid", "b": "Pay per use", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service under Middesk's Business Verification Terms and Conditions. The Claude Code and Codex plugins on GitHub are MIT", "b": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0", "name": "Licence" }, { "a": "11", "b": "none", "name": "Tools exposed" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-10-05", "b": "2026-08-28", "name": "Last release" }, { "a": "no date given", "b": "2026-02-12", "name": "Terms last updated" }, { "a": "no date given", "b": "2022-12-05", "name": "Privacy policy last updated" }, { "a": "yes", "b": "yes", "name": "Customer content may train models" }, { "a": "not found in the text", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "yes", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "not found in the text", "b": "yes", "name": "Terms or service can change without notice" }, { "a": "yes", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "2 stars", "b": "69 npm/wk", "name": "Popularity" } ], "faq": [ { "answer": "Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments \u0026 pricing and transparency \u0026 trust.", "question": "Which is better for AI agents, Middesk or Vouched?" }, { "answer": "Middesk takes an API key or an OAuth sign-in. Vouched needs an API key.", "question": "Do Middesk and Vouched need an API key?" }, { "answer": "Middesk has a hosted endpoint at https://api.middesk.com/v1. No hosted endpoint is listed for Vouched.", "question": "Can an agent call Middesk and Vouched without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Reliability, 73 against 50", "Security \u0026 auth, 56 against 40" ], "also": [ "A hosted endpoint, with nothing to install" ], "goodFor": "An agent onboarding or re-checking US businesses for a bank, lender or marketplace that already holds a Middesk contract, with registry, TIN, sanctions and lien data in one object.", "slug": "middesk", "watchFor": "No public price. Fees are set in an order form, and every docs page ends with a prompt to contact sales" }, { "aheadOn": [ "Agent ergonomics, 66 against 56", "Payments \u0026 pricing, 30 against 10", "Transparency \u0026 trust, 74 against 61" ], "also": null, "goodFor": "US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.", "slug": "vouched", "watchFor": "Rate limits are stated without a number" } ], "job": { "capability": "kyc.identity", "name": "Identity verification" }, "others": [ { "json": "https://www.anchorterminal.com/compare/alloy-vs-middesk.json", "title": "Alloy vs Middesk", "url": "https://www.anchorterminal.com/compare/alloy-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-vouched.json", "title": "Alloy vs Vouched", "url": "https://www.anchorterminal.com/compare/alloy-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-middesk.json", "title": "ComplyCube vs Middesk", "url": "https://www.anchorterminal.com/compare/complycube-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-vouched.json", "title": "ComplyCube vs Vouched", "url": "https://www.anchorterminal.com/compare/complycube-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-middesk.json", "title": "Didit vs Middesk", "url": "https://www.anchorterminal.com/compare/didit-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-vouched.json", "title": "Didit vs Vouched", "url": "https://www.anchorterminal.com/compare/didit-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-middesk.json", "title": "Entrust Identity Verification (formerly Onfido) vs Middesk", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.json", "title": "Entrust Identity Verification (formerly Onfido) vs Vouched", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-middesk.json", "title": "Jumio vs Middesk", "url": "https://www.anchorterminal.com/compare/jumio-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-vouched.json", "title": "Jumio vs Vouched", "url": "https://www.anchorterminal.com/compare/jumio-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification.json", "title": "Middesk vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.json", "title": "Middesk vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-veriff.json", "title": "Middesk vs Veriff", "url": "https://www.anchorterminal.com/compare/middesk-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-vouched.json", "title": "Persona vs Vouched", "url": "https://www.anchorterminal.com/compare/persona-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.json", "title": "Plaid Identity Verification vs Vouched", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/shufti-vs-vouched.json", "title": "Shufti vs Vouched", "url": "https://www.anchorterminal.com/compare/shufti-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.json", "title": "Socure RiskOS vs Vouched", "url": "https://www.anchorterminal.com/compare/socure-riskos-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.json", "title": "Stripe Identity vs Vouched", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/sumsub-vs-vouched.json", "title": "Sumsub vs Vouched", "url": "https://www.anchorterminal.com/compare/sumsub-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/trulioo-vs-vouched.json", "title": "Trulioo vs Vouched", "url": "https://www.anchorterminal.com/compare/trulioo-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/veriff-vs-vouched.json", "title": "Veriff vs Vouched", "url": "https://www.anchorterminal.com/compare/veriff-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.json", "title": "ComplyAdvantage vs Middesk", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.json", "title": "ComplyAdvantage vs Vouched", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-persona.json", "title": "Middesk vs Persona", "url": "https://www.anchorterminal.com/compare/middesk-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-shufti.json", "title": "Middesk vs Shufti", "url": "https://www.anchorterminal.com/compare/middesk-vs-shufti" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-socure-riskos.json", "title": "Middesk vs Socure RiskOS", "url": "https://www.anchorterminal.com/compare/middesk-vs-socure-riskos" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-sumsub.json", "title": "Middesk vs Sumsub", "url": "https://www.anchorterminal.com/compare/middesk-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-trulioo.json", "title": "Middesk vs Trulioo", "url": "https://www.anchorterminal.com/compare/middesk-vs-trulioo" } ], "scores": [ { "by": 23, "edge": "middesk", "key": "reliability", "middesk": 73, "name": "Reliability", "vouched": 50, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 1, "edge": "middesk", "key": "schema", "middesk": 82, "name": "Schema \u0026 documentation", "vouched": 81, "weight": 13 }, { "by": 10, "edge": "vouched", "key": "ergonomics", "middesk": 56, "name": "Agent ergonomics", "vouched": 66, "weight": 13 }, { "by": 16, "edge": "middesk", "key": "security", "middesk": 56, "name": "Security \u0026 auth", "vouched": 40, "weight": 14 }, { "by": 20, "edge": "vouched", "key": "payments", "middesk": 10, "name": "Payments \u0026 pricing", "vouched": 30, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 4, "edge": "middesk", "key": "maintenance", "middesk": 64, "name": "Maintenance \u0026 community", "vouched": 60, "weight": 7 }, { "by": 13, "edge": "vouched", "key": "transparency", "middesk": 61, "name": "Transparency \u0026 trust", "vouched": 74, "weight": 7 } ], "summary": "Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments \u0026 pricing and transparency \u0026 trust. Both do identity verification.", "verdicts": { "middesk": "A public OpenAPI 3.1 contract for 87 operations, llms.txt, Markdown docs and a dated weekly changelog make the REST API readable to an agent, and OAuth has a read-only scope. Access is sales-led. No price, self-serve signup or official SDK was found, and the hosted MCP server rejects sandbox keys.", "vouched": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/middesk-vs-vouched", "json": "https://www.anchorterminal.com/compare/middesk-vs-vouched.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/middesk-vs-vouched.md", "slim": "https://www.anchorterminal.com/compare/middesk-vs-vouched.min.md" }, "markdown": "Middesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments \u0026 pricing and transparency \u0026 trust. Both do identity verification.\n\n- Middesk: grade C, 59/100, rank #596 of 1076. Markdown https://www.anchorterminal.com/tools/middesk.md · JSON https://www.anchorterminal.com/api/v1/tools/middesk.json\n- Vouched: grade C, 56.4/100, rank #673 of 1076. Markdown https://www.anchorterminal.com/tools/vouched.md · JSON https://www.anchorterminal.com/api/v1/tools/vouched.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Middesk (C)\n\nGood for: An agent onboarding or re-checking US businesses for a bank, lender or marketplace that already holds a Middesk contract, with registry, TIN, sanctions and lien data in one object.\n\nAhead on:\n- Reliability, 73 against 50\n- Security \u0026 auth, 56 against 40\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n\nWatch for: No public price. Fees are set in an order form, and every docs page ends with a prompt to contact sales\n\n### Vouched (C)\n\nGood for: US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.\n\nAhead on:\n- Agent ergonomics, 66 against 56\n- Payments \u0026 pricing, 30 against 10\n- Transparency \u0026 trust, 74 against 61\n\nWatch for: Rate limits are stated without a number\n\n\n## Score by category\n\n| Category | Weight | Middesk | Vouched | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 73 | 50 | Middesk +23 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 82 | 81 | Middesk +1 |\n| Agent ergonomics | 13% (16.2 this run) | 56 | 66 | Vouched +10 |\n| Security \u0026 auth | 14% (17.5 this run) | 56 | 40 | Middesk +16 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 30 | Vouched +20 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 64 | 60 | Middesk +4 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 61 | 74 | Vouched +13 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **59 · C** | **56.4 · C** | |\n\n## Facts side by side\n\n| Fact | Middesk | Vouched |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Middesk, Inc. | Vouched Identity, Inc. |\n| Hosted endpoint | `https://api.middesk.com/v1` | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | OAuth or key | API key |\n| Pricing | Paid | Pay per use |\n| x402 | no | no |\n| Licence | Proprietary service under Middesk's Business Verification Terms and Conditions. The Claude Code and Codex plugins on GitHub are MIT | Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0 |\n| Tools exposed | 11 | none |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-05 | 2026-08-28 |\n| Terms last updated | no date given | 2026-02-12 |\n| Privacy policy last updated | no date given | 2022-12-05 |\n| Customer content may train models | yes | yes |\n| Terms restrict automated access | not found in the text | not found in the text |\n| Terms restrict benchmarking | yes | yes |\n| Terms or service can change without notice | not found in the text | yes |\n| Arbitration or class-action waiver | yes | not found in the text |\n| Popularity | 2 stars | 69 npm/wk |\n\n## Verdicts\n\n**Middesk.** A public OpenAPI 3.1 contract for 87 operations, llms.txt, Markdown docs and a dated weekly changelog make the REST API readable to an agent, and OAuth has a read-only scope. Access is sales-led. No price, self-serve signup or official SDK was found, and the hosted MCP server rejects sandbox keys.\n\n**Vouched.** Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.\n\n## Before you call either\n\n### Middesk\n\n1. Match the key to the host. `mk_test` keys work only at https://api-sandbox.middesk.com/v1 and `mk_live` keys only at https://api.middesk.com/v1\n2. Name the `orders` on `POST /v1/businesses`. Omitting them places a verification order plus every package the account runs automatically, all billed\n3. Send `address_line1` and `address_line2`. The API ignores `address_line_1` without an error\n4. A 201 means the business was created, not verified. Wait for the `business.updated` webhook or poll until `status` leaves `pending`\n5. Stay under 20 requests a second per account, and in sandbox wait the seconds in `Retry-After` after a 429 on business creation\n\n### Vouched\n\n1. Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region\n2. Check Find Jobs before resubmitting. There is no idempotency key and each job is billed\n3. Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small\n4. In a test account, use the name test pass for a clean result and any other name for a failure\n5. Back off on 429. All endpoints share one limit and no figure is published\n\n## Questions\n\n### Which is better for AI agents, Middesk or Vouched?\n\nMiddesk scores 59 (C) on agent readiness against Vouched's 56.4 (C), and leads in 4 of 7 scored categories. Vouched leads on agent ergonomics, payments \u0026 pricing and transparency \u0026 trust.\n\n### Do Middesk and Vouched need an API key?\n\nMiddesk takes an API key or an OAuth sign-in. Vouched needs an API key.\n\n### Can an agent call Middesk and Vouched without installing anything?\n\nMiddesk has a hosted endpoint at https://api.middesk.com/v1. No hosted endpoint is listed for Vouched.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/middesk-vs-vouched.json, and with the fewest tokens: https://www.anchorterminal.com/compare/middesk-vs-vouched.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"middesk\", \"b\": \"vouched\"}`. From a terminal: `anchor compare middesk vouched`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/middesk.json and https://www.anchorterminal.com/api/v1/tools/vouched.json\n\n## Other comparisons with Middesk or Vouched\n\n- [Alloy vs Middesk](https://www.anchorterminal.com/compare/alloy-vs-middesk.md)\n- [Alloy vs Vouched](https://www.anchorterminal.com/compare/alloy-vs-vouched.md)\n- [ComplyCube vs Middesk](https://www.anchorterminal.com/compare/complycube-vs-middesk.md)\n- [ComplyCube vs Vouched](https://www.anchorterminal.com/compare/complycube-vs-vouched.md)\n- [Didit vs Middesk](https://www.anchorterminal.com/compare/didit-vs-middesk.md)\n- [Didit vs Vouched](https://www.anchorterminal.com/compare/didit-vs-vouched.md)\n- [Entrust Identity Verification (formerly Onfido) vs Middesk](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-middesk.md)\n- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)\n- [Jumio vs Middesk](https://www.anchorterminal.com/compare/jumio-vs-middesk.md)\n- [Jumio vs Vouched](https://www.anchorterminal.com/compare/jumio-vs-vouched.md)\n- [Middesk vs Plaid Identity Verification](https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification.md)\n- [Middesk vs Stripe Identity](https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.md)\n- [Middesk vs Veriff](https://www.anchorterminal.com/compare/middesk-vs-veriff.md)\n- [Persona vs Vouched](https://www.anchorterminal.com/compare/persona-vs-vouched.md)\n- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)\n- [Shufti vs Vouched](https://www.anchorterminal.com/compare/shufti-vs-vouched.md)\n- [Socure RiskOS vs Vouched](https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.md)\n- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)\n- [Sumsub vs Vouched](https://www.anchorterminal.com/compare/sumsub-vs-vouched.md)\n- [Trulioo vs Vouched](https://www.anchorterminal.com/compare/trulioo-vs-vouched.md)\n- [Veriff vs Vouched](https://www.anchorterminal.com/compare/veriff-vs-vouched.md)\n- [ComplyAdvantage vs Middesk](https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.md)\n- [ComplyAdvantage vs Vouched](https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.md)\n- [Middesk vs Persona](https://www.anchorterminal.com/compare/middesk-vs-persona.md)\n- [Middesk vs Shufti](https://www.anchorterminal.com/compare/middesk-vs-shufti.md)\n- [Middesk vs Socure RiskOS](https://www.anchorterminal.com/compare/middesk-vs-socure-riskos.md)\n- [Middesk vs Sumsub](https://www.anchorterminal.com/compare/middesk-vs-sumsub.md)\n- [Middesk vs Trulioo](https://www.anchorterminal.com/compare/middesk-vs-trulioo.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-14", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Middesk vs Vouched", "url": "" } ], "description": "Middesk scores 59 (C) to Vouched's 56.4 (C) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Middesk C 59", "Vouched C 56.4", "scores" ], "h1": "Middesk vs Vouched", "image": "https://www.anchorterminal.com/assets/og/compare-middesk-vs-vouched.png", "path": "/compare/middesk-vs-vouched", "published": "2026-10-01", "section": "tools", "title": "Middesk vs Vouched for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-14", "url": "https://www.anchorterminal.com/compare/middesk-vs-vouched" }, "tokens": { "markdown": 2500, "slim": 680 }, "version": 1 }