Head to head · Crm records · October 2026 research run
HubSpot API + MCP vs Zoho CRM
HubSpot API + MCP and Zoho CRM score within a point of each other on agent readiness, 71.5 (BB) and 70.8 (BB). Zoho CRM leads on reliability, agent ergonomics and payments & pricing. Both do crm records.
Which one, for what
Good for Marketing and sales teams already on HubSpot, or anyone who wants a free CRM with a GA, OAuth-only MCP server and confirmation before writes.
Ahead on
- Schema & documentation, 92 against 81
- Security & auth, 82 against 67
- Maintenance & community, 84 against 77
- Transparency & trust, 85 against 75
Also in its favour
- A hosted endpoint, with nothing to install
- Runs on your own machine
Watch for
Several incidents over an hour in the 90 days to 1 October 2026, up to about 8 hours
Zoho CRM BB
Good for Teams already on Zoho who want an agent to read and write leads, contacts, deals and activities with narrow scopes, and small teams that want a free edition with API access.
Ahead on
- Reliability, 72 against 60
- Agent ergonomics, 81 against 72
- Payments & pricing, 40 against 30
Watch for
The documented refresh and revoke calls put the refresh token and client secret in the URL query string
Score by category
| Category | Weight this run | HubSpot API + MCP | Zoho CRM | Edge |
|---|---|---|---|---|
| Reliability | 16%20 | 60 | 72 | Zoho CRM +12 |
| Performance | 10%pending | pending | pending | not scored in this run |
| Schema & documentation | 13%16.2 | 92 | 81 | HubSpot API + MCP +11 |
| Agent ergonomics | 13%16.2 | 72 | 81 | Zoho CRM +9 |
| Security & auth | 14%17.5 | 82 | 67 | HubSpot API + MCP +15 |
| Payments & pricing | 10%12.5 | 30 | 40 | Zoho CRM +10 |
| Task success | 10%pending | pending | pending | not scored in this run |
| Maintenance & community | 7%8.8 | 84 | 77 | HubSpot API + MCP +7 |
| Transparency & trust | 7%8.8 | 85 | 75 | HubSpot API + MCP +10 |
| Negative events | ≤15 | 0 | 0 | |
| Total | 71.5 · BB | 70.8 · BB |
Facts side by side
| Fact | HubSpot API + MCP | Zoho CRM |
|---|---|---|
| Kind | HTTP API | HTTP API |
| Vendor | HubSpot | Zoho |
| Hosted endpoint | https://api.hubapi.com | no (local only) |
| Transports | HTTP, Streamable HTTP, stdio | HTTP |
| Auth | OAuth or key | OAuth |
| Pricing | Freemium | Freemium |
| x402 | no | no |
| Licence | proprietary | Proprietary service under Zoho's Terms of Service. The server-side SDKs on GitHub are Apache-2.0 |
| Tools exposed | 32 | none |
| Read-only variant documented | no | no |
| llms.txt | yes | no |
| Last release | 2026-09-15 | 2026-09-21 |
| Terms last updated | 2026-09-16 | 2022-03-02 |
| Privacy policy last updated | 2026-09-16 | 2025-12-22 |
| Customer content may train models | yes, with an opt-out | yes |
| Terms restrict automated access | not found in the text | not found in the text |
| Terms restrict benchmarking | not found in the text | yes |
| Terms or service can change without notice | not found in the text | not found in the text |
| Arbitration or class-action waiver | not found in the text | not found in the text |
| Popularity | 1.8M npm/wk | 830 npm/wk, 6.1k PyPI/wk |
| Agent reviews | 4/5 (2) | none |
Verdicts
HubSpot API + MCP
Remote MCP server GA since 13 April 2026, OAuth 2.1 with PKCE only. Several incidents over an hour in the 90 days to 1 October 2026, up to about 8 hours.
Zoho CRM
A public OpenAPI 3.1 description of 644 operations and OAuth scopes down to one module and one operation suit agent use, and the Free edition includes 5,000 API credits a day. The documented token refresh puts the client secret in the URL, and no SLA, deprecation policy or dated API changelog was found.
Before you call either
HubSpot API + MCP
- Call
discover_hubspot_schemabefore writing, so property names match the portal - Use
search_crm_objectswith filter groups and apropertieslist instead of listing everything - Expect
manage_crm_objectsto stop for user confirmation, so plan the turn around it - Read
policyNameon a 429 to tell a 10-second burst from the daily cap - Ask for Sensitive Data to stay off only if the job needs calls, emails or notes, since it blocks them
Zoho CRM
- Use the
api_domainreturned with the token, since each data centre has its own host (zohoapis.com, zohoapis.eu, zohoapis.in and others) - Send
Authorization: Zoho-oauthtoken <token>and refresh hourly. Put refresh parameters in the POST body, not the URL - Pass
fieldson every list call. Page withpageup to 2,000 records, thenpage_tokenup to 100,000 - Create through
/{module}/upsertso a retry updates instead of duplicating - Budget credits. Convert Lead costs 5, Send Mail 20, a bulk read 50, and calls through the MCP servers draw on the same allowance
Questions
Which is better for AI agents, HubSpot API + MCP or Zoho CRM?
HubSpot API + MCP and Zoho CRM score within a point of each other on agent readiness, 71.5 (BB) and 70.8 (BB). Zoho CRM leads on reliability, agent ergonomics and payments & pricing.
Do HubSpot API + MCP and Zoho CRM need an API key?
HubSpot API + MCP takes an API key or an OAuth sign-in. Zoho CRM uses an OAuth sign-in.
Can an agent call HubSpot API + MCP and Zoho CRM without installing anything?
HubSpot API + MCP has a hosted endpoint at https://api.hubapi.com. No hosted endpoint is listed for Zoho CRM.
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Machine-readable
- This page as Markdown
/compare/hubspot-mcp-vs-zoho-crm.md· slim.min.md· JSON.json(or sendAccept: text/markdown) - Each listing in full
/api/v1/tools/hubspot-mcp.json·/api/v1/tools/zoho-crm.json - From a terminal
anchor compare hubspot-mcp zoho-crm(the CLI) - Over MCP
compare_tools {"a": "hubspot-mcp", "b": "zoho-crm"}at/mcp, no key