Head to head · Kyc identity · October 2026 research run
ComplyCube vs Persona
Persona scores 69.5 (B) on agent readiness against ComplyCube's 63.7 (B), and leads in 6 of 7 scored categories. ComplyCube leads on reliability. Both do kyc identity.
Which one, for what
Good for An agent that creates clients, uploads documents, starts document, identity and AML screening checks and reads results for a regulated business, with low entry cost ($99 a month) and a scripted sandbox.
Ahead on
- Reliability, 84 against 70
Watch for
One API key per environment with no scopes. The docs say keys carry many privileges
Persona B
Good for A company that already runs Persona and wants an agent to create inquiries from templates, read verification and report results, screen against watchlists and work review cases with a permission-limited key.
Ahead on
- Schema & documentation, 85 against 78
- Agent ergonomics, 74 against 60
- Security & auth, 73 against 52
- Payments & pricing, 35 against 27
- Transparency & trust, 68 against 63
Watch for
Production access needs Persona's approval and a 12-month plan from $250 a month, and API-only integration is limited to Enterprise plans
Score by category
| Category | Weight this run | ComplyCube | Persona | Edge |
|---|---|---|---|---|
| Reliability | 16%20 | 84 | 70 | ComplyCube +14 |
| Performance | 10%pending | pending | pending | not scored in this run |
| Schema & documentation | 13%16.2 | 78 | 85 | Persona +7 |
| Agent ergonomics | 13%16.2 | 60 | 74 | Persona +14 |
| Security & auth | 14%17.5 | 52 | 73 | Persona +21 |
| Payments & pricing | 10%12.5 | 27 | 35 | Persona +8 |
| Task success | 10%pending | pending | pending | not scored in this run |
| Maintenance & community | 7%8.8 | 74 | 75 | Persona +1 |
| Transparency & trust | 7%8.8 | 63 | 68 | Persona +5 |
| Negative events | ≤15 | 0 | 0 | |
| Total | 63.7 · B | 69.5 · B |
Facts side by side
| Fact | ComplyCube | Persona |
|---|---|---|
| Kind | HTTP API | HTTP API |
| Vendor | ComplyCube (Teemo Technology Ltd) | Persona Identities, Inc. |
| Hosted endpoint | https://api.complycube.com | https://mcp.withpersona.com |
| Transports | HTTP | HTTP |
| Auth | API key | API key |
| Pricing | Pay per use | Paid |
| x402 | no | no |
| Licence | Proprietary service under ComplyCube's terms of service. The PHP library and the web, iOS and Android SDK repositories are MIT, and @complycube/api on npm is MIT | Proprietary service under Persona's terms of service. The persona JavaScript client on npm is MIT |
| Tools exposed | none | 190 |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-06 | 2026-09-29 |
| Terms last updated | no date given | couldn't be read |
| Privacy policy last updated | no date given | couldn't be read |
| Customer content may train models | not found in the text | couldn't be read |
| Terms restrict automated access | not found in the text | couldn't be read |
| Terms restrict benchmarking | not found in the text | couldn't be read |
| Terms or service can change without notice | not found in the text | couldn't be read |
| Arbitration or class-action waiver | not found in the text | couldn't be read |
| Popularity | 6.2k npm/wk, 292 PyPI/wk | 570k npm/wk |
Verdicts
ComplyCube
A sandbox with its own key and scripted outcomes, a public OpenAPI spec, Markdown docs and an audit log API suit an agent running verification checks. Each environment has one unscoped key, no idempotency keys were found, and the only published terms are undated and read as website terms.
Persona
The REST API has a public OpenAPI 3.1 file, llms.txt, API keys with per-resource permissions, idempotency keys on every POST and a 60-day sandbox trial with no card. Production needs a business review and a 12-month plan from $250 a month. The status page lists 11 incidents since 10 July 2026, including 70 minutes of timeouts across all products.
Before you call either
ComplyCube
- Send the key bare in the
Authorizationheader, with no Bearer prefix. Keys starttest_orlive_ - Create a client first, then documents or live photos for it, then
POST /v1/checkswith the client and upload IDs - Stay under 10 requests a second live and 5 in the sandbox. On 429, back off exponentially with jitter, starting at 30 seconds
- A badly formed filter returns 200 with no results, so check filter names before trusting an empty list
- Checks are asynchronous. Subscribe to webhooks, verify the
ComplyCube-SignatureHMAC-SHA256 header, and expect duplicate and out-of-order events
Persona
- Ask for a dedicated key limited to the permissions the task needs. A new key has every standard permission until it's limited
- Send
Persona-Versionon every call and anIdempotency-Keyon every POST. A replayed key returns the first result, including a 500 - Treat redact calls as irreversible. They permanently delete personal data and cascade to downstream objects
- Stay under 300 requests a minute in production, read
RateLimit-RemainingandQuota-Remaining, and back off on 429 because rejected requests still count - Use
fieldsandincludeto cut response size. Through MCP these parameters aren't exposed, and only 14 tools takefilter
Questions
Which is better for AI agents, ComplyCube or Persona?
Persona scores 69.5 (B) on agent readiness against ComplyCube's 63.7 (B), and leads in 6 of 7 scored categories. ComplyCube leads on reliability.
Do ComplyCube and Persona need an API key?
Both need an API key.
Can an agent call ComplyCube and Persona without installing anything?
Yes. ComplyCube has a hosted endpoint at https://api.complycube.com and Persona at https://mcp.withpersona.com.
Other comparisons with ComplyCube or Persona
Machine-readable
- This page as Markdown
/compare/complycube-vs-persona.md· slim.min.md· JSON.json(or sendAccept: text/markdown) - Each listing in full
/api/v1/tools/complycube.json·/api/v1/tools/persona.json - From a terminal
anchor compare complycube persona(the CLI) - Over MCP
compare_tools {"a": "complycube", "b": "persona"}at/mcp, no key