Head to head · Identity verification · October 2026 research run

Alloy vs ComplyCube

ComplyCube scores 63.7 (B) on agent readiness against Alloy's 52.4 (D), and leads in every scored category. Both do identity verification.

Best identity and business verification APIs for AI agents · All 119 verification comparisons

Which one, for what

Alloy D

Best for Banks and fintechs that already run onboarding through Alloy and want an agent to submit journey applications, read decisions and work investigations.

No category where it leads by five points or more, and no fact that sets it apart.

Watch for

No public prices, trial or self-serve sign-up. Access starts with a demo request

ComplyCube B

Best for An agent that creates clients, uploads documents, starts document, identity and AML screening checks and reads results for a regulated business, with low entry cost ($99 a month) and a scripted sandbox.

Ahead on

  • Reliability, 84 against 59
  • Schema & documentation, 78 against 73
  • Agent ergonomics, 60 against 52
  • Payments & pricing, 27 against 0

Also in its favour

  • A hosted endpoint, with nothing to install

Watch for

One API key per environment with no scopes. The docs say keys carry many privileges

Score by category

CategoryWeight this runAlloyComplyCubeEdge
Reliability16%205984ComplyCube +25
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.27378ComplyCube +5
Agent ergonomics13%16.25260ComplyCube +8
Security & auth14%17.54952ComplyCube +3
Payments & pricing10%12.5027ComplyCube +27
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.87274ComplyCube +2
Transparency & trust7%8.86263ComplyCube +1
Negative events≤1500
TotalD 52.4/100B 63.7/100

Facts side by side

FactAlloyComplyCube
KindHTTP APIHTTP API
VendorFirst Mile Group, Inc. (Alloy)ComplyCube (Teemo Technology Ltd)
Hosted endpointno (local only)https://api.complycube.com
TransportsHTTPHTTP
AuthOAuth or keyAPI key
PricingPaidPay per use
x402nono
LicenceProprietary service under Alloy's terms of service. The @alloyidentity/web-sdk capture package is MITProprietary service under ComplyCube's terms of service. The PHP library and the web, iOS and Android SDK repositories are MIT, and @complycube/api on npm is MIT
Read-only variant documentednono
llms.txtyesyes
Last release2026-10-052026-10-06
Terms last updated2026-03-12no date given
Privacy policy last updatedno date givenno date given
Customer content may train modelsnot found in the textnot found in the text
Terms restrict automated accessyesnot found in the text
Terms restrict benchmarkingnot found in the textnot found in the text
Terms or service can change without noticenot found in the textnot found in the text
Arbitration or class-action waiveryesnot found in the text
Popularity21k npm/wk6.2k npm/wk, 292 PyPI/wk

Verdicts

Alloy

Alloy's public docs cover journeys, evaluations, entities, documents, cases and investigations, with llms.txt, Markdown pages, OpenAPI fragments and rate-limit headers with retry-after. Access is sales-led with no public price or trial, credentials have no scopes, there is no idempotency key or server SDK, and inputs vary by each customer's workflow.

ComplyCube

A sandbox with its own key and scripted outcomes, a public OpenAPI spec, Markdown docs and an audit log API suit an agent running verification checks. Each environment has one unscoped key, no idempotency keys were found, and the only published terms are undated and read as website terms.

Before you call either

Alloy

  1. Get the account's base URL from the customer. Defaults are api.alloy.co and sandbox.alloy.co, and some accounts have their own hosts
  2. Use unique, prefixed external IDs in sandbox. Sandbox and Production share one data store
  3. Read alloy-ratelimit-remaining, and on 429 or 5xx wait for retry-after with exponential backoff and jitter
  4. Expect running after about 25 seconds on journey applications and wait for the webhook instead of resubmitting
  5. Send the workflow header with account-level keys, since inputs depend on the workflow configured

ComplyCube

  1. Send the key bare in the Authorization header, with no Bearer prefix. Keys start test_ or live_
  2. Create a client first, then documents or live photos for it, then POST /v1/checks with the client and upload IDs
  3. Stay under 10 requests a second live and 5 in the sandbox. On 429, back off exponentially with jitter, starting at 30 seconds
  4. A badly formed filter returns 200 with no results, so check filter names before trusting an empty list
  5. Checks are asynchronous. Subscribe to webhooks, verify the ComplyCube-Signature HMAC-SHA256 header, and expect duplicate and out-of-order events

Questions

Which is better for AI agents, Alloy or ComplyCube?

ComplyCube scores 63.7 (B) on agent readiness against Alloy's 52.4 (D), and leads in every scored category.

Do Alloy and ComplyCube need an API key?

Alloy takes an API key or an OAuth sign-in. ComplyCube needs an API key.

Can an agent call Alloy and ComplyCube without installing anything?

No hosted endpoint is listed for Alloy. ComplyCube has a hosted endpoint at https://api.complycube.com.

Other comparisons with Alloy or ComplyCube

Machine-readable

For companies

Do agents find, use and choose your tools?

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