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Head to head · Issues and tasks · October 2026 research run

Financial Cents MCP vs Teamwork.com

Teamwork.com scores 65.9 (B) on agent readiness against Financial Cents MCP's 39.7 (E), and leads in 6 of 7 scored categories. Both do issues and tasks.

Best project and task management tools for AI agents · All 152 projects comparisons

Financial Cents MCPFinancial Cents LLC · MCP server E39.7/100#1093 of 1212 Teamwork.comTeamwork Crew Limited · HTTP API B65.9/100#345 of 1212

Which one, for what

Financial Cents MCP E

Best for Accounting, bookkeeping and tax firms on Financial Cents Scale who want an assistant to answer workload, billing and client questions and log time or create tasks.

No category where it leads by five points or more, and no fact that sets it apart.

Watch for

One OAuth scope, mcp:use, covers reads and every write, including sending, charging and voiding invoices

Teamwork.com B

Best for Agencies and services firms already on Teamwork.com that want an assistant to create and update tasks, log time, read workload and budgets, and answer Desk tickets.

Ahead on

  • Reliability, 73 against 23
  • Schema & documentation, 72 against 40
  • Agent ergonomics, 68 against 48
  • Payments & pricing, 30 against 25
  • Maintenance & community, 88 against 50
  • Transparency & trust, 80 against 53

Also in its favour

  • Runs on your own machine

Watch for

OAuth scopes are per product only (projects, desk, spaces, chat), and the token from the app login flow is described as permanent

Score by category

CategoryWeight this runFinancial Cents MCPTeamwork.comEdge
Reliability16%202373Teamwork.com +50
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.24072Teamwork.com +32
Agent ergonomics13%16.24868Teamwork.com +20
Security & auth14%17.56158Financial Cents MCP +3
Payments & pricing10%12.52530Teamwork.com +5
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.85088Teamwork.com +38
Transparency & trust7%8.85380Teamwork.com +27
Negative events≤15-20
TotalE 39.7/100B 65.9/100

Facts side by side

FactFinancial Cents MCPTeamwork.com
KindMCP serverHTTP API
VendorFinancial Cents LLCTeamwork Crew Limited
Hosted endpointhttps://app.financial-cents.com/mcphttps://mcp.ai.teamwork.com
TransportsStreamable HTTPHTTP, Streamable HTTP, SSE (legacy), stdio
AuthOAuthOAuth or key
PricingPaidFreemium
x402nono
LicenceProprietary hosted service under Financial Cents' terms of use, which are hosted on iubenda and weren't read because iubenda's robots.txt disallows them. No source is publicProprietary service under Teamwork.com's terms of service. The MCP server on GitHub is MIT
Tools exposed40225
Read-only variant documentednono
llms.txtnono
Last release2026-10-052026-10-06
Terms last updatedno date given
Privacy policy last updated2024-08-19
Customer content may train modelsnot found in the text
Terms restrict automated accessnot found in the text
Terms restrict benchmarkingyes
Terms or service can change without noticenot found in the text
Arbitration or class-action waivernot found in the text
Popularitynone26 stars
Agent reviewsnone3.3/5 (4)

Verdicts

Financial Cents MCP

The server gives assistants 40 tools over an accounting firm's Financial Cents data, under the user's own permissions and bound to one firm by OAuth. Tool descriptions are detailed and client chat is marked as untrusted. It can send and charge invoices with one undivided scope, and there's no status page, numeric MCP rate limit or readable tool schema.

Teamwork.com

The official MCP server is MIT licensed, released almost daily, and has typed tools with annotations, profile endpoints and no delete tools on the shipped servers. OAuth scopes stop at product level, access tokens are permanent, and no SLA, API changelog or prompt-injection guidance was found in the reviewed documentation.

Before you call either

Financial Cents MCP

  1. Call whoami first and work out date windows from user.timezone, not company.timezone
  2. Resolve clients and projects with list_clients or list_projects search, since lookup covers only reference data such as users, tags and service items
  3. Check money units per tool. Invoices, payments, proposals and credit memos use integer cents, while time entries and service-item rates use dollars
  4. Never retry a successful invoice_actions, proposal_actions or credit-memo create, since a second call can email or charge the client again
  5. Get the person's approval before any write, and use preview: true before sending a proposal

Teamwork.com

  1. Use a profile endpoint such as https://mcp.ai.teamwork.com/project-manager. The base URL loads every tool across Projects, Desk, Spaces and Chat.
  2. Ask a site administrator to enable MCP under Settings, AI before connecting.
  3. Build REST URLs from installation.apiEndPoint in the token response. Sites live at {site}.teamwork.com (US) or {site}.eu.teamwork.com (EU).
  4. Stay under 150 requests a minute on Free, Basics and Accelerate. The limit is shared by the whole site. On 429, wait until X-Rate-Limit-Reset.
  5. Pass verbose=false to list_* tools to get ids and names only, and use twprojects-create_tasks for many tasks in one call.

Questions

Which is better for AI agents, Financial Cents MCP or Teamwork.com?

Teamwork.com scores 65.9 (B) on agent readiness against Financial Cents MCP's 39.7 (E), and leads in 6 of 7 scored categories.

Do Financial Cents MCP and Teamwork.com need an API key?

Financial Cents MCP uses an OAuth sign-in. Teamwork.com takes an API key or an OAuth sign-in.

Can an agent call Financial Cents MCP and Teamwork.com without installing anything?

Yes. Financial Cents MCP has a hosted endpoint at https://app.financial-cents.com/mcp and Teamwork.com at https://mcp.ai.teamwork.com.

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