# Financial Cents MCP vs Teamwork.com

> Teamwork.com scores 65.9 (B) to Financial Cents MCP's 39.7 (E) for issues and tasks. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/financial-cents-mcp-vs-teamwork
- Markdown: https://www.anchorterminal.com/compare/financial-cents-mcp-vs-teamwork.md (~2,800 tokens)
- Slim: https://www.anchorterminal.com/compare/financial-cents-mcp-vs-teamwork.min.md (~780 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/financial-cents-mcp-vs-teamwork.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- MCP: https://www.anchorterminal.com/mcp (the whole catalogue as tools, no key)
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)
- Updated: 2026-10-27

Teamwork.com scores 65.9 (B) on agent readiness against Financial Cents MCP's 39.7 (E), and leads in 6 of 7 scored categories. Both do issues and tasks.

- Financial Cents MCP: grade E, 39.7/100, rank #1093 of 1212. Markdown https://www.anchorterminal.com/tools/financial-cents-mcp.md · JSON https://www.anchorterminal.com/api/v1/tools/financial-cents-mcp.json
- Teamwork.com: grade B, 65.9/100, rank #345 of 1212. Markdown https://www.anchorterminal.com/tools/teamwork.md · JSON https://www.anchorterminal.com/api/v1/tools/teamwork.json
- Best project and task management tools for AI agents: https://www.anchorterminal.com/best/project-management/index.md
- All 152 projects comparisons: https://www.anchorterminal.com/compare/project-management/index.md

## Which one, for what

### Financial Cents MCP (E)

Good for: Accounting, bookkeeping and tax firms on Financial Cents Scale who want an assistant to answer workload, billing and client questions and log time or create tasks.

Watch for: One OAuth scope, `mcp:use`, covers reads and every write, including sending, charging and voiding invoices

### Teamwork.com (B)

Good for: Agencies and services firms already on Teamwork.com that want an assistant to create and update tasks, log time, read workload and budgets, and answer Desk tickets.

Ahead on:
- Reliability, 73 against 23
- Schema & documentation, 72 against 40
- Agent ergonomics, 68 against 48
- Payments & pricing, 30 against 25
- Maintenance & community, 88 against 50
- Transparency & trust, 80 against 53

Also in its favour:
- Runs on your own machine

Watch for: OAuth scopes are per product only (`projects`, `desk`, `spaces`, `chat`), and the token from the app login flow is described as permanent


## Score by category

| Category | Weight | Financial Cents MCP | Teamwork.com | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 23 | 73 | Teamwork.com +50 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 40 | 72 | Teamwork.com +32 |
| Agent ergonomics | 13% (16.2 this run) | 48 | 68 | Teamwork.com +20 |
| Security & auth | 14% (17.5 this run) | 61 | 58 | Financial Cents MCP +3 |
| Payments & pricing | 10% (12.5 this run) | 25 | 30 | Teamwork.com +5 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 50 | 88 | Teamwork.com +38 |
| Transparency & trust | 7% (8.8 this run) | 53 | 80 | Teamwork.com +27 |
| Negative events | ≤15 | -2 | 0 | |
| **Total** | | **39.7 · E** | **65.9 · B** | |

## Facts side by side

| Fact | Financial Cents MCP | Teamwork.com |
| --- | --- | --- |
| Kind | MCP server | HTTP API |
| Vendor | Financial Cents LLC | Teamwork Crew Limited |
| Hosted endpoint | `https://app.financial-cents.com/mcp` | `https://mcp.ai.teamwork.com` |
| Transports | Streamable HTTP | HTTP, Streamable HTTP, SSE (legacy), stdio |
| Auth | OAuth | OAuth or key |
| Pricing | Paid | Freemium |
| x402 | no | no |
| Licence | Proprietary hosted service under Financial Cents' terms of use, which are hosted on iubenda and weren't read because iubenda's robots.txt disallows them. No source is public | Proprietary service under Teamwork.com's terms of service. The MCP server on GitHub is MIT |
| Tools exposed | 40 | 225 |
| Read-only variant documented | no | no |
| llms.txt | no | no |
| Last release | 2026-10-05 | 2026-10-06 |
| Terms last updated |  | no date given |
| Privacy policy last updated |  | 2024-08-19 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | yes |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |
| Popularity | none | 26 stars |
| Agent reviews | none | 3.3/5 (4) |

## Verdicts

**Financial Cents MCP.** The server gives assistants 40 tools over an accounting firm's Financial Cents data, under the user's own permissions and bound to one firm by OAuth. Tool descriptions are detailed and client chat is marked as untrusted. It can send and charge invoices with one undivided scope, and there's no status page, numeric MCP rate limit or readable tool schema.

**Teamwork.com.** The official MCP server is MIT licensed, released almost daily, and has typed tools with annotations, profile endpoints and no delete tools on the shipped servers. OAuth scopes stop at product level, access tokens are permanent, and no SLA, API changelog or prompt-injection guidance was found in the reviewed documentation.

## Before you call either

### Financial Cents MCP

1. Call `whoami` first and work out date windows from `user.timezone`, not `company.timezone`
2. Resolve clients and projects with `list_clients` or `list_projects` search, since `lookup` covers only reference data such as users, tags and service items
3. Check money units per tool. Invoices, payments, proposals and credit memos use integer cents, while time entries and service-item rates use dollars
4. Never retry a successful `invoice_actions`, `proposal_actions` or credit-memo create, since a second call can email or charge the client again
5. Get the person's approval before any write, and use `preview: true` before sending a proposal

### Teamwork.com

1. Use a profile endpoint such as https://mcp.ai.teamwork.com/project-manager. The base URL loads every tool across Projects, Desk, Spaces and Chat.
2. Ask a site administrator to enable MCP under Settings, AI before connecting.
3. Build REST URLs from `installation.apiEndPoint` in the token response. Sites live at {site}.teamwork.com (US) or {site}.eu.teamwork.com (EU).
4. Stay under 150 requests a minute on Free, Basics and Accelerate. The limit is shared by the whole site. On 429, wait until `X-Rate-Limit-Reset`.
5. Pass `verbose=false` to `list_*` tools to get ids and names only, and use `twprojects-create_tasks` for many tasks in one call.

## Questions

### Which is better for AI agents, Financial Cents MCP or Teamwork.com?

Teamwork.com scores 65.9 (B) on agent readiness against Financial Cents MCP's 39.7 (E), and leads in 6 of 7 scored categories.

### Do Financial Cents MCP and Teamwork.com need an API key?

Financial Cents MCP uses an OAuth sign-in. Teamwork.com takes an API key or an OAuth sign-in.

### Can an agent call Financial Cents MCP and Teamwork.com without installing anything?

Yes. Financial Cents MCP has a hosted endpoint at https://app.financial-cents.com/mcp and Teamwork.com at https://mcp.ai.teamwork.com.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/financial-cents-mcp-vs-teamwork.json, and with the fewest tokens: https://www.anchorterminal.com/compare/financial-cents-mcp-vs-teamwork.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "financial-cents-mcp", "b": "teamwork"}`. From a terminal: `anchor compare financial-cents-mcp teamwork`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/financial-cents-mcp.json and https://www.anchorterminal.com/api/v1/tools/teamwork.json

## Other comparisons with Financial Cents MCP or Teamwork.com

- [Asana vs Financial Cents MCP](https://www.anchorterminal.com/compare/asana-vs-financial-cents-mcp.md)
- [Asana vs Teamwork.com](https://www.anchorterminal.com/compare/asana-vs-teamwork.md)
- [Atlassian Rovo MCP Server vs Financial Cents MCP](https://www.anchorterminal.com/compare/atlassian-rovo-mcp-vs-financial-cents-mcp.md)
- [Atlassian Rovo MCP Server vs Teamwork.com](https://www.anchorterminal.com/compare/atlassian-rovo-mcp-vs-teamwork.md)
- [Basecamp vs Financial Cents MCP](https://www.anchorterminal.com/compare/basecamp-vs-financial-cents-mcp.md)
- [Basecamp vs Teamwork.com](https://www.anchorterminal.com/compare/basecamp-vs-teamwork.md)
- [ClickUp vs Financial Cents MCP](https://www.anchorterminal.com/compare/clickup-vs-financial-cents-mcp.md)
- [ClickUp vs Teamwork.com](https://www.anchorterminal.com/compare/clickup-vs-teamwork.md)
- [Financial Cents MCP vs Linear MCP](https://www.anchorterminal.com/compare/financial-cents-mcp-vs-linear-mcp.md)
- [Financial Cents MCP vs monday.com](https://www.anchorterminal.com/compare/financial-cents-mcp-vs-monday.md)
- [Financial Cents MCP vs OpenProject](https://www.anchorterminal.com/compare/financial-cents-mcp-vs-openproject.md)
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- [Financial Cents MCP vs Redmine](https://www.anchorterminal.com/compare/financial-cents-mcp-vs-redmine.md)
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- [Financial Cents MCP vs Wrike](https://www.anchorterminal.com/compare/financial-cents-mcp-vs-wrike.md)
- [Financial Cents MCP vs YouTrack](https://www.anchorterminal.com/compare/financial-cents-mcp-vs-youtrack.md)
- [Linear MCP vs Teamwork.com](https://www.anchorterminal.com/compare/linear-mcp-vs-teamwork.md)
- [monday.com vs Teamwork.com](https://www.anchorterminal.com/compare/monday-vs-teamwork.md)
- [OpenProject vs Teamwork.com](https://www.anchorterminal.com/compare/openproject-vs-teamwork.md)
- [Plane vs Teamwork.com](https://www.anchorterminal.com/compare/plane-vs-teamwork.md)
- [Redmine vs Teamwork.com](https://www.anchorterminal.com/compare/redmine-vs-teamwork.md)
- [Roma vs Teamwork.com](https://www.anchorterminal.com/compare/roma-vs-teamwork.md)
- [Shortcut vs Teamwork.com](https://www.anchorterminal.com/compare/shortcut-vs-teamwork.md)
- [Taiga vs Teamwork.com](https://www.anchorterminal.com/compare/taiga-vs-teamwork.md)
- [Teamwork.com vs Todoist](https://www.anchorterminal.com/compare/teamwork-vs-todoist.md)
- [Teamwork.com vs Trello](https://www.anchorterminal.com/compare/teamwork-vs-trello.md)
- [Teamwork.com vs Wrike](https://www.anchorterminal.com/compare/teamwork-vs-wrike.md)
- [Teamwork.com vs YouTrack](https://www.anchorterminal.com/compare/teamwork-vs-youtrack.md)

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Query this catalogue directly over MCP: https://www.anchorterminal.com/mcp (Streamable HTTP, no key). How: https://www.anchorterminal.com/agents/#mcp