Head to head · Market history · October 2026 research run
EODHD vs Tiingo
EODHD scores 59 (C) on agent readiness against Tiingo's 46.2 (D), and leads in 5 of 7 scored categories. Tiingo leads on transparency & trust. Both do market history.
Best financial market data APIs for AI agents · All 55 markets comparisons
Which one, for what
EODHD C
Best for Agents that need long end-of-day history, dividends and splits and fundamentals across 60 exchanges at a low monthly price, with weighted calls to budget.
Ahead on
- Reliability, 65 against 60
- Schema & documentation, 70 against 39
- Agent ergonomics, 76 against 56
- Security & auth, 39 against 32
- Maintenance & community, 82 against 50
Also in its favour
- Runs on your own machine
- Free to start without a card
Watch for
Every docs page shows the token as api_token= in the query string, and the MCP v1 address carries it in the URL
Tiingo D
Best for Agents that need clean US end-of-day composites with dividend and split adjustments, fund fees and news on a cheap plan, and anyone who values a long changelog.
Ahead on
- Transparency & trust, 57 against 52
Watch for
The connecting guide documents the token as ?token= in the URL alongside the header
Why the edge
Each category where one leads by five points or more, with the reason behind each side's score from its assessment. The numbers are in the table below; this is what they stand for.
Maintenance & community EODHD +32
EODHD 82
Read as a closed service with open-source tooling. The MCP server's last commit is 15 October 2026 and the Claude skills repository was updated 22 October (30). Dated changes in the last 90 days include MCP commits on 8, 9 and 17 September and 9, 10 and 15 October, and the real-time feed update of 26 August 2026 (20). Pull requests on the MCP repository are merged by the vendor, support is 24/7 by email and chat per the site, and forum.eodhd.com did not resolve for us (12 of 15). Official Python and Node.js libraries; the Python package's last PyPI release is 1.0.32 of 18 December 2024, though its repository was updated in October 2026 (12 of 15). The MCP server pins fastmcp, ships tests and a security toolchain in CI (8 of 10). 30 + 20 + 12 + 12 + 8 = 82.
Tiingo 50
Read as a closed service. The changelog's newest entry is 9 October 2026 (30). Entries dated 9 October and 8 September 2026 fall in the last 90 days, with 21 July just outside, and the status page adds a maintenance window on 28 September (12 of 20). A dated changelog, a support address and a blog, with the developer programme promising priority email support (8 of 15). No official SDK (0 of 15). No package to assess (0 of 10). 30 + 12 + 8 + 0 + 0 = 50.
Schema & documentation EODHD +31
EODHD 70
An OpenAPI 3.1 document in a public repository covers 74 endpoints, last updated 18 February 2026, and the MCP server's 88 tools carry typed inputs and annotations in the source (22 of 25). llms.txt of 32 KB and an llms-full.txt, plus documentation resources inside the MCP server (10). Each API page states its purpose and plan, and tool titles name the dataset, with little on when not to use one (14 of 20). Parameters are documented with formats and the symbol convention is spelled out, but allowed values sit in prose (8 of 15). Examples on every API page and the demo token, with 401, 402, 403, 404, 422 and 429 documented in llms.txt and the limits article (11 of 15). Exchange Details v2 shipped in May 2026 with v1 kept, MCP has v1 and v2, and new APIs are announced on a dated blog, but there is no changelog page (5 of 15). 22 + 10 + 14 + 8 + 11 + 5 = 70.
Tiingo 39
No OpenAPI document or MCP server was found (0 of 25). llms.txt and llms-full.txt are served, with product routing and licence notes (10). Each documentation page states the endpoint's purpose and timing, such as prices after 5.30 pm ET with corrections to 8 pm, with little on when not to use it (12 of 20). Parameters and response fields are tabled with names and meanings, but types, defaults and allowed values are partly in prose (8 of 15). Examples in Python, Node and PHP on every page; no error responses documented (7 of 15). A changelog dated by entry since 2017 and a one-year support commitment after breaking changes, with no version in the path (12 of 15). 0 + 10 + 12 + 8 + 7 + 12 = 39.
Agent ergonomics EODHD +20
EODHD 76
The REST API is the surface graded. from, to, period, fmt, filter on fundamentals and limit on news size responses, and the hosted MCP server lists 72 or 88 tools (15 of 25). limit and offset on news and the screener, date ranges on series, bulk per exchange (15 of 20). Error codes an agent can branch on, 402 and 403 with meanings, and the MCP server answers 403 with what the plan covers (15 of 20). Every REST call is a read; 85 of 88 MCP tools carry readOnlyHint true and the three Praams report tools are marked otherwise (16 of 20). Few required parameters and official Python and Node.js libraries, with R, C# and PHP clients (15). 15 + 15 + 15 + 16 + 15 = 76.
Tiingo 56
startDate, endDate, resampleFreq, format=csv and column selection on some endpoints size responses; no field selection on end-of-day prices (15 of 25). Date ranges throughout and limit and offset on news, no cursor (15 of 20). Errors are undocumented; a missing token answered 403 with a JSON detail field in our one test call (3 of 20). Every call is a read (16 of 20). Few required parameters, but no official SDK; the docs point to third-party packages (7 of 15). 15 + 15 + 3 + 16 + 7 = 56.
Security & auth EODHD +7
EODHD 39
One token per account with no scopes, shown as api_token= in the query string on every docs page, with a Bearer header allowed per llms.txt; the MCP v1 address embeds the token and v2 uses OAuth 2.1 with one scope, full-access (20 less 10 for the query string, so 10). All REST calls read; three MCP report tools trigger provider-side report generation and email (14 of 20). News and sentiment are third-party text and no guidance was found (5 of 15). A usage endpoint and dashboard show calls spent, not a per-call log (6 of 15). No security.txt, disclosure policy, bug bounty or certification found; the MCP server's CI runs Bandit, Semgrep and pip-audit (4 of 20). 10 + 14 + 5 + 6 + 4 = 39.
Tiingo 32
One token per account with no scopes, documented as ?token= in the URL or an Authorization header, with rotation on the account page since May 2026 (20 less 10 for the query string, plus 2 for rotation, so 12). Every endpoint is a read (15 of 20). News is third-party text and no guidance was found (5 of 15). A usage page shows hourly and daily requests and bandwidth, not a per-call log (0 of 15, no log). security.txt redirects on www and is absent on api, and no disclosure policy, bug bounty or certification was found (0 of 20). 12 + 15 + 5 + 0 + 0 = 32.
Reliability EODHD +5
EODHD 65
Read with the hosted lines. A public status page exists at uptime.eodhistoricaldata.com, an UptimeRobot page announced on the blog on 27 March 2020 (20), but its figures load by script and our reader got an error, so no incident history could be read (5). Limits are published with numbers, 20 calls a day free, 100,000 a day on paid plans, 1,000 requests a minute, with call weights per endpoint (15). 429 carries Retry-After, X-RateLimit headers report the ceiling, and 402 marks an exhausted allowance; reads only (15). The terms promise commercially reasonable efforts and no SLA, with SLAs sold by sales (0). The core API is generally available, with several newer APIs marked beta (10). 20 + 5 + 15 + 15 + 0 + 10 = 65.
Tiingo 60
Read with the hosted lines. A public status page on Instatus at status.tiingo.com lists 13 components with a notice history (20). The history in the 90 days to 3 November 2026 shows a 9 hour 59 minute outage of the Blue Ocean ATS endpoints on 21 October, a WebSocket issue on 21 September and two maintenance windows, with nothing recorded before 21 September; a long outage of one niche feed rather than the core price API (15). Limits are published with numbers, 50 and 10,000 requests an hour, 1,000 and 100,000 a day and 1 GB and 40 GB a month (15). No 429, Retry-After or backoff guidance was found (0). No SLA found (0). The end-of-day, news, crypto and forex APIs are generally available, while Equity Realtime and BOATS are in beta (10). 20 + 15 + 15 + 0 + 0 + 10 = 60.
Transparency & trust Tiingo +5
EODHD 52
A closed, proprietary API under terms that name the entity and the personal and professional user classes but carry no date and no governing law; the MCP server and OpenAPI document are MIT (15 of 30). The privacy policy is undated, keeps data while the account is active with no periods, names Google only, and no DPA was found; the MCP server's telemetry is disclosed in its README (8 of 30). No deprecation policy; Exchange Details v1 was kept when v2 shipped, and new APIs are dated on the blog (5 of 20). No subprocessor list or data locations beyond Google as an advertising platform (2 of 20). 15 + 8 + 5 + 2 = 30.
Tiingo 57
A closed service whose terms sit on app.tiingo.com, which answered 403 to every request, so they were not read; the pricing and documentation pages define internal, commercial and redistribution licences (8 of 30). The privacy policy is on the same host and was not read (0 of 30). The developer programme commits to a year of continued support after a breaking change, with changes posted in the changelog and emailed to registered developers, and the changelog's 9 October 2026 entry describes a changed default for prevClose (16 of 20). Equinix hosting is named on the about page, with no processor list or data location (4 of 20). 8 + 0 + 16 + 4 = 28.
Score by category
| Category | Weight this run | EODHD | Tiingo | Edge |
|---|---|---|---|---|
| Reliability | 16%20 | 65 | 60 | EODHD +5 |
| Performance | 10%pending | pending | pending | not scored in this run |
| Schema & documentation | 13%16.2 | 70 | 39 | EODHD +31 |
| Agent ergonomics | 13%16.2 | 76 | 56 | EODHD +20 |
| Security & auth | 14%17.5 | 39 | 32 | EODHD +7 |
| Payments & pricing | 10%12.5 | 30 | 30 | even |
| Task success | 10%pending | pending | pending | not scored in this run |
| Maintenance & community | 7%8.8 | 82 | 50 | EODHD +32 |
| Transparency & trust | 7%8.8 | 52 | 57 | Tiingo +5 |
| Negative events | ≤15 | 0 | 0 | |
| Total | C 59/100 | D 46.2/100 |
Facts side by side
| Fact | EODHD | Tiingo |
|---|---|---|
| Kind | HTTP API | HTTP API |
| Vendor | Unicorn Data Services | Tiingo Inc. |
| Hosted endpoint | https://eodhd.com/api | https://api.tiingo.com |
| Transports | HTTP, Streamable HTTP, SSE (legacy), stdio, websocket | HTTP, websocket |
| Auth | OAuth or key | API key |
| Pricing | Freemium | Freemium |
| x402 | no | no |
| Tools exposed | 88 | none |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-15 | 2026-10-09 |
| Terms last updated | no date given | couldn't be read |
| Privacy policy last updated | no date given | 2026-02-18 |
| Customer content may train models | not found in the text | couldn't be read |
| Terms restrict automated access | not found in the text | couldn't be read |
| Terms restrict benchmarking | not found in the text | couldn't be read |
| Terms or service can change without notice | not found in the text | couldn't be read |
| Arbitration or class-action waiver | not found in the text | couldn't be read |
| Popularity | 24 stars | none |
Verdicts
EODHD
Limits, call weights, rate-limit headers, 429 with Retry-After and 402 on an exhausted allowance are documented, with an OpenAPI document and an open-source MCP server of 88 read-only tools. The token is documented in the query string, the MCP v1 address embeds it, the status page could not be read, and the terms carry no date, SLA or governing law.
Tiingo
A dated changelog since 2017, a one-year support commitment after breaking changes, an Instatus status page and a free token at 1,000 requests a day. The token is documented in the URL, no OpenAPI document, error reference, SDK or MCP server exists, and the terms and privacy policy sit on a host that refused our reader.
Before you call either
EODHD
- Send the token as
Authorization: Bearer, which llms.txt allows, rather thanapi_token=in the URL, and prefer the v2 OAuth MCP address over v1 - Budget calls, not requests; fundamentals cost 10, intraday and news 5, bulk 100 or more, and a 404 for a bad ticker is still charged, so resolve tickers with the search endpoint first
- Read
X-RateLimit-Remainingand honour Retry-After on 429; a 402 means the daily allowance is gone until midnight GMT and no retry will help - Use
{TICKER}.{EXCHANGE}symbols in upper case, such as AAPL.US or EURUSD.FOREX, andBTC-USD.CCfor crypto - Expect 20 calls a day and one year of history on the free plan; a 403 means the plan lacks the endpoint, not a bad key
Tiingo
- Send the token as
Authorization: Token <token>, not as?token=in the URL - Ask for
format=csvon large price pulls; the docs say CSV is 4 to 5 times faster than JSON, and bandwidth counts against the monthly cap - Count requests an hour and a day, not per second; 50 an hour on Starter, 10,000 on Power, reset on the hour and at midnight ET
- Expect 403
{"detail":"Please supply a token"}without a token; other error shapes are undocumented, so log the body - Use dashes in share classes (BRK-A), and fetch supported_tickers.zip rather than guessing symbols
Questions
Which is better for AI agents, EODHD or Tiingo?
EODHD scores 59 (C) on agent readiness against Tiingo's 46.2 (D), and leads in 5 of 7 scored categories. Tiingo leads on transparency & trust.
Do EODHD and Tiingo need an API key?
EODHD takes an API key or an OAuth sign-in. Tiingo needs an API key.
Can an agent call EODHD and Tiingo without installing anything?
Yes. EODHD has a hosted endpoint at https://eodhd.com/api and Tiingo at https://api.tiingo.com.
Other comparisons with EODHD or Tiingo
- Alpha Vantage vs EODHD
- Alpha Vantage vs Tiingo
- Databento vs EODHD
- Databento vs Tiingo
- Finnhub vs Tiingo
- Intrinio vs Tiingo
- Massive (formerly Polygon.io) vs Tiingo
- Tiingo vs Twelve Data
- Financial Datasets vs Tiingo
- Financial Modeling Prep vs Tiingo
- EODHD vs Financial Datasets
- EODHD vs Financial Modeling Prep
- EODHD vs Finnhub
- EODHD vs Intrinio
- EODHD vs Massive (formerly Polygon.io)
- EODHD vs Twelve Data
- Benzinga vs EODHD
- Benzinga vs Tiingo
Machine-readable
- This page as Markdown
/compare/eodhd-vs-tiingo.md· slim.min.md· JSON.json(or sendAccept: text/markdown) - Each listing in full
/api/v1/tools/eodhd.json·/api/v1/tools/tiingo.json - From a terminal
anchor compare eodhd tiingo(the CLI) - Over MCP
compare_tools {"a": "eodhd", "b": "tiingo"}at/mcp, no key