Head to head · Subscription tracking · October 2026 research run
Emma vs Hiatus
Emma scores 17.4 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories. Both do subscription tracking.
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Which one, for what
Emma F
Best for UK users who want subscriptions, bills and budgets in one app, with savings and investing.
Ahead on
- Schema & documentation, 10 against 0
- Payments & pricing, 30 against 20
Watch for
No public API or MCP server an outside agent can call.
Hiatus F
Best for People who want subscriptions found and bills negotiated for them.
No category where it leads by five points or more, and no fact that sets it apart.
Watch for
No public API or MCP server an outside agent can call.
Score by category
| Category | Weight this run | Emma | Hiatus | Edge |
|---|---|---|---|---|
| Reliability | 16%20 | 15 | 15 | even |
| Performance | 10%pending | pending | pending | not scored in this run |
| Schema & documentation | 13%16.2 | 10 | 0 | Emma +10 |
| Agent ergonomics | 13%16.2 | 0 | 0 | even |
| Security & auth | 14%17.5 | 0 | 0 | even |
| Payments & pricing | 10%12.5 | 30 | 20 | Emma +10 |
| Task success | 10%pending | pending | pending | not scored in this run |
| Maintenance & community | 7%8.8 | 54 | 54 | even |
| Transparency & trust | 7%8.8 | 49 | 47 | Emma +2 |
| Negative events | ≤15 | 0 | 0 | |
| Total | F 17.4/100 | F 14.3/100 |
Facts side by side
| Fact | Emma | Hiatus |
|---|---|---|
| Kind | Platform | Platform |
| Vendor | Emma Technologies Ltd | Hiatus Inc. |
| Hosted endpoint | no (local only) | no (local only) |
| Transports | ||
| Auth | OAuth or key | OAuth or key |
| Pricing | Freemium | Freemium |
| x402 | no | no |
| Licence | Closed service under Emma's terms and conditions (Emma Technologies Ltd) | Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation). |
| Read-only variant documented | no | no |
| llms.txt | yes | no |
| Last release | 2026-10-12 | 2026-10-06 |
| Terms last updated | no date given | 2026-02-27 |
| Privacy policy last updated | no date given | 2026-02-27 |
| Customer content may train models | not found in the text | not found in the text |
| Terms restrict automated access | yes | yes |
| Terms restrict benchmarking | not found in the text | not found in the text |
| Terms or service can change without notice | not found in the text | yes |
| Arbitration or class-action waiver | not found in the text | yes |
Verdicts
Emma
Emma tracks subscriptions, bills and budgets for UK users through Open Banking, with a free plan and public prices for paid tiers, and iOS releases about every week. There is no public API or MCP server an outside agent can call. No status page or security contact was found, and the terms forbid bots and scrapers.
Hiatus
Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.
Before you call either
Emma
- Don't plan to call Emma from another agent. Hand the task to the person in the Emma app or web app.
- For a one-off cancellation question, the public pages at emma-app.com/how-to-cancel can be read like any web page.
Hiatus
- Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.
- Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app.
Questions
Which is better for AI agents, Emma or Hiatus?
Emma scores 17.4 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories.
Other comparisons with Emma or Hiatus
Machine-readable
- This page as Markdown
/compare/emma-vs-hiatus.md· slim.min.md· JSON.json(or sendAccept: text/markdown) - Each listing in full
/api/v1/tools/emma.json·/api/v1/tools/hiatus.json - From a terminal
anchor compare emma hiatus(the CLI) - Over MCP
compare_tools {"a": "emma", "b": "hiatus"}at/mcp, no key