{ "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-14", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "tool": { "slug": "hiatus", "name": "Hiatus", "vendor": "Hiatus Inc.", "vendorUrl": "https://hiatusapp.com", "kind": "platform", "category": "personal-finance", "summary": "Hiatus is a personal finance app for iOS and Android from Hiatus Inc. It finds and cancels subscriptions, negotiates bills through a concierge team, and tracks spending, budgets and net worth.", "url": "https://www.anchorterminal.com/tools/hiatus", "markdownUrl": "https://www.anchorterminal.com/tools/hiatus.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/hiatus.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/hiatus.json", "license": "Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation).", "transports": [], "packages": [], "auth": "mixed", "authNotes": "A Hiatus account in the app. Account data arrives through an aggregator, with Plaid named in the privacy policy (https://hiatus.delivery/pages/privacy-policy.html). Bill negotiation and cancellation run under a written authorisation in the terms (https://hiatus.delivery/pages/terms-of-use.html). No credential exists for an outside agent.", "pricing": "freemium", "pricingNotes": "The app is free on the App Store. Hiatus Premium, which the terms say unlocks bill negotiation and cancellation, is sold as in-app purchases of $9.99 (Hiatus Premium), $35.99, $48.00 or $59.99 a year and $13.99 or $20.99 a month (https://apps.apple.com/us/app/id977040079, checked 14 October 2026). No price is published on hiatusapp.com.", "priceSummary": "Freemium", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 found on hiatusapp.com or the terms, checked 14 October 2026.", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-14" }, "capabilities": [ "finance.subscriptions", "finance.cancellation", "finance.bills", "finance.budgets", "finance.transactions" ], "tags": [ "hosted", "official", "closed-source", "freemium", "ios", "android", "not-for-agents" ], "lastRelease": "2026-10-06", "graded": true, "anchor": { "graded": true, "score": 14.3, "grade": "F", "agentReady": false, "rank": 1054, "ranked": true, "rankOf": 1076, "categoryRank": 9, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 0, "maintenance": 54, "payments": 20, "reliability": 15, "schema": 0, "security": 0, "transparency": 47 }, "pending": [ "performance", "tasks" ], "breakdown": [ { "key": "reliability", "name": "Reliability", "weight": 16, "effectiveWeight": 20, "score": 15, "points": 3, "reason": "Read with the hosted lines. No status page found, and status.hiatusapp.com has no DNS record (0). No readable incident history (5). No limits published, and no interface for an outside agent (0). No overload or retry guidance (0). No SLA (0). On the App Store since 9 May 2015 and not labelled beta (10)." }, { "key": "performance", "name": "Performance", "weight": 10, "effectiveWeight": 0, "pending": true, "points": 0, "reason": "Pending. Latency is measured per call by our probes, which haven't run yet, so this run doesn't score it. Its weight is shared across the assessed categories until the first probe window closes." }, { "key": "schema", "name": "Schema \u0026 documentation", "weight": 13, "effectiveWeight": 16.25, "score": 0, "points": 0, "reason": "Graded on the interface an outside agent can use. Hiatus has no API or MCP server, so the contract, description, typed-input and example lines score nothing (0 of 25, 0 of 20, 0 of 15, 0 of 15). hiatusapp.com/llms.txt returns 404 (0 of 10). Nothing to version (0 of 15)." }, { "key": "ergonomics", "name": "Agent ergonomics", "weight": 13, "effectiveWeight": 16.25, "score": 0, "points": 0, "reason": "Graded on the interface an outside agent can use. Hiatus has none, so context cost, pagination, errors, retries and defaults have nothing to score (0 on each line)." }, { "key": "security", "name": "Security \u0026 auth", "weight": 14, "effectiveWeight": 17.5, "score": 0, "points": 0, "reason": "Graded on the interface an outside agent can use. With none, the credential, least-privilege, injection and audit lines score nothing (0 of 30, 0 of 20, 0 of 15, 0 of 15). security.txt returns 404, and no security contact, disclosure policy, bug bounty or certification was found. The privacy policy mentions a regularly tested data security policy without detail (0 of 20)." }, { "key": "payments", "name": "Payments \u0026 pricing", "weight": 10, "effectiveWeight": 12.5, "score": 20, "points": 2.5, "reason": "Read with the hosted rule. No x402, MPP or L402 (0). hiatusapp.com publishes no price, but the App Store lists Hiatus Premium in-app purchases, scored as public plan-only pricing the way the Tomo dossier read App Store prices (10). The app is free, and the terms imply a non-Premium account, but no free tier or card rule is stated, scored as hedged (10 of 20). A person signs up in the app (0)." }, { "key": "tasks", "name": "Task success", "weight": 10, "effectiveWeight": 0, "pending": true, "points": 0, "reason": "Pending. Task success needs the category task suites run through each tool, which haven't run yet, so this run doesn't score it. Its weight is shared across the assessed categories until then. A data provider's data-quality score is published on its listing now and becomes half of this category when it's scored." }, { "key": "maintenance", "name": "Maintenance \u0026 community", "weight": 7, "effectiveWeight": 8.75, "score": 54, "points": 4.72, "reason": "Read for a closed service. iOS 4.117.1 on 6 October 2026 (30). Seven iOS versions from 21 July to 6 October (20). Release notes are generic, with a phone line and help link, untested (4 of 15). No SDK (0). No package or CI to judge (0)." }, { "key": "transparency", "name": "Transparency \u0026 trust", "weight": 7, "effectiveWeight": 8.75, "score": 47, "points": 4.11, "note": "editorial 34, provenance 59", "reason": "Closed service under dated terms naming Hiatus Inc. (15). The privacy policy, dated 27 February 2026, names Plaid, discloses sharing with AI providers and runs a privacy centre for access and erasure, with no retention periods (12 of 30). No deprecation policy or dated notices found (2 of 20). Plaid named and AI providers by category only (5 of 20)." } ], "assessment": { "date": "2026-10-14", "basis": "public evidence", "confidence": "medium", "notes": { "ergonomics": "Graded on the interface an outside agent can use. Hiatus has none, so context cost, pagination, errors, retries and defaults have nothing to score (0 on each line).", "maintenance": "Read for a closed service. iOS 4.117.1 on 6 October 2026 (30). Seven iOS versions from 21 July to 6 October (20). Release notes are generic, with a phone line and help link, untested (4 of 15). No SDK (0). No package or CI to judge (0).", "payments": "Read with the hosted rule. No x402, MPP or L402 (0). hiatusapp.com publishes no price, but the App Store lists Hiatus Premium in-app purchases, scored as public plan-only pricing the way the Tomo dossier read App Store prices (10). The app is free, and the terms imply a non-Premium account, but no free tier or card rule is stated, scored as hedged (10 of 20). A person signs up in the app (0).", "reliability": "Read with the hosted lines. No status page found, and status.hiatusapp.com has no DNS record (0). No readable incident history (5). No limits published, and no interface for an outside agent (0). No overload or retry guidance (0). No SLA (0). On the App Store since 9 May 2015 and not labelled beta (10).", "schema": "Graded on the interface an outside agent can use. Hiatus has no API or MCP server, so the contract, description, typed-input and example lines score nothing (0 of 25, 0 of 20, 0 of 15, 0 of 15). hiatusapp.com/llms.txt returns 404 (0 of 10). Nothing to version (0 of 15).", "security": "Graded on the interface an outside agent can use. With none, the credential, least-privilege, injection and audit lines score nothing (0 of 30, 0 of 20, 0 of 15, 0 of 15). security.txt returns 404, and no security contact, disclosure policy, bug bounty or certification was found. The privacy policy mentions a regularly tested data security policy without detail (0 of 20).", "transparency": "Closed service under dated terms naming Hiatus Inc. (15). The privacy policy, dated 27 February 2026, names Plaid, discloses sharing with AI providers and runs a privacy centre for access and erasure, with no retention periods (12 of 30). No deprecation policy or dated notices found (2 of 20). Plaid named and AI providers by category only (5 of 20)." }, "sources": [ { "what": "homepage", "url": "https://hiatusapp.com", "seen": "2026-10-14" }, { "what": "terms of use", "url": "https://hiatus.delivery/pages/terms-of-use.html", "seen": "2026-10-14" }, { "what": "privacy policy", "url": "https://hiatus.delivery/pages/privacy-policy.html", "seen": "2026-10-14" }, { "what": "privacy centre", "url": "https://privacy.hiatusapp.com/", "seen": "2026-10-14" }, { "what": "App Store listing and version history", "url": "https://apps.apple.com/us/app/id977040079", "seen": "2026-10-14" }, { "what": "robots.txt", "url": "https://hiatusapp.com/robots.txt", "seen": "2026-10-14" }, { "what": "status subdomain DNS lookup", "url": "https://dns.google/resolve?name=status.hiatusapp.com\u0026type=A", "seen": "2026-10-14" } ], "openQuestions": [ "Whether the free account needs a card, and what the $9.99 Hiatus Premium purchase covers.", "Which AI providers process linked-account data." ] }, "negative": 0, "verdict": "Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.", "bestFor": "People who want subscriptions found and bills negotiated for them.", "strengths": [ "Bill negotiation and cancellation run under a written authorisation in terms dated 27 February 2026.", "Seven iOS releases between 21 July and 6 October 2026.", "A privacy centre takes access and erasure requests by email verification." ], "weaknesses": [ "No public API or MCP server an outside agent can call.", "The terms forbid any robot, spider or other automatic means of access.", "No price on hiatusapp.com. Premium appears only as App Store in-app purchases from $9.99 to $59.99.", "Linked-account transactions are shared with unnamed third-party AI providers for the assistant.", "No status page, security.txt or security contact found." ], "agentNotes": [ "Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.", "Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app." ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "F", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 14.3 } ], "editorialScores": { "ergonomics": 0, "maintenance": 54, "payments": 20, "reliability": 15, "schema": 0, "security": 0, "transparency": 34 }, "provenanceScore": 59 }, "connect": {}, "letme": { "capability": "https://letme.dev/finance.subscriptions", "tool": "https://letme.dev/hiatus" }, "notable": [ "The terms authorise Hiatus and its agents to negotiate with, lower or cancel a member's service-provider bills on their behalf (https://hiatus.delivery/pages/terms-of-use.html)", "The terms forbid any robot, spider or other automatic means of access to the Hiatus platforms (https://hiatus.delivery/pages/terms-of-use.html)", "The privacy policy says linked-account transactions are shared with third-party AI providers for the AI Financial Assistant, contractually limited to that purpose (https://hiatus.delivery/pages/privacy-policy.html)", "A privacy centre at privacy.hiatusapp.com takes access, erasure and consent requests by email verification (https://privacy.hiatusapp.com/)" ], "area": "domain-data", "details": [ { "label": "Surface listed", "value": "The Hiatus app, read from hiatusapp.com, the terms and privacy policy on hiatus.delivery, the privacy centre and the App Store listing on 14 October 2026. No account was created." }, { "label": "Outside agent access", "value": "None. No API, MCP server, developer or partner page was found." }, { "label": "What it acts on", "value": "Linked account transactions, recurring bills and subscriptions, budgets, net worth, and bill negotiation and cancellation by a concierge team (https://hiatusapp.com)." }, { "label": "Company", "value": "Hiatus Inc., a Delaware corporation. Phone (855) 508-5411 (https://hiatusapp.com)." } ], "provenance": { "legalEntity": "Hiatus Inc.", "domain": "hiatusapp.com", "domainRegistered": "2015-03-22", "endpointOnVendorDomain": null, "terms": "https://hiatus.delivery/pages/terms-of-use.html", "privacy": "https://hiatus.delivery/pages/privacy-policy.html", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-14", "notes": [ "The terms and privacy policy are both dated 27 February 2026 and hosted on hiatus.delivery, a separate domain.", "hiatusapp.com/.well-known/security.txt returns 404. status.hiatusapp.com has no DNS record.", "RDAP gives a registration date of 2015-03-22 for hiatusapp.com." ], "score": 59, "checks": [ { "check": "Legal entity named", "value": "Hiatus Inc.", "points": 20, "max": 20, "state": "ok" }, { "check": "Domain age", "value": "hiatusapp.com, registered 2015-03-22 (11 years)", "points": 15, "max": 15, "state": "ok" }, { "check": "Endpoint on the vendor's domain", "value": "no hosted endpoint", "points": 0, "max": 0, "state": "na" }, { "check": "Terms of service", "value": "read, states 6 of the 7 things a reader expects, and has 2 clauses that cost points", "points": 5.1, "max": 10, "state": "part" }, { "check": "Privacy policy", "value": "read, states 8 of the 8 things a reader expects", "points": 10, "max": 10, "state": "ok" }, { "check": "Status page", "value": "not found", "points": 0, "max": 10, "state": "no" }, { "check": "Changelog", "value": "not found", "points": 0, "max": 10, "state": "no" }, { "check": "security.txt", "value": "not found", "points": 0, "max": 10, "state": "no" } ], "policies": [ { "kind": "terms", "url": "https://hiatus.delivery/pages/terms-of-use.html", "state": "read", "readAt": "2026-10-14", "statedDate": "2026-02-27", "words": 7983, "points": 5.1, "max": 10, "expected": [ { "key": "terms.date", "label": "Gives the date it was last updated", "found": true, "quote": "Last Modified: February 27, 2026", "says": "Last updated 2026-02-27" }, { "key": "terms.law", "label": "Names the governing law or courts", "found": true, "quote": "…non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Delaware without giving effect to any choice or conflict of law provision or rule (whether of the State of Delaware or any other jurisdiction).", "says": "The law of the State of Delaware" }, { "key": "terms.liability", "label": "States a limit on its liability", "found": true, "quote": "…ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLU…", "says": "Rules out indirect and consequential losses, with no cap named in this sentence" }, { "key": "terms.termination", "label": "Says how the agreement or account can be ended", "found": true, "quote": "Terminate or suspend your access to all or part of the Hiatus Platforms for any or no reason, including without limitation, any violation of these Terms." }, { "key": "terms.changes", "label": "Says how changes to the terms are announced", "found": true, "quote": "Your continued use of the Hiatus Platforms following the posting of revised Terms means that you accept and agree to the changes.", "says": "Changes are posted, with no other notice named" }, { "key": "terms.use", "label": "Lists what users may not do", "found": true, "quote": "If you do not want to agree to these Terms or the Privacy Policy, you must not access or use the Hiatus Platforms." }, { "key": "terms.sla", "label": "Refers to a service level or uptime commitment", "found": false } ], "toKnow": [ { "key": "terms.automated", "label": "Restricts automated access", "found": true, "quote": "Use any robot, spider, or other automatic device, process, or means to access the Hiatus Platforms for any purpose, including monitoring or copying any of the material on the Hiatus Platforms.", "costsPoints": true }, { "key": "terms.nonotice", "label": "Says the terms or the service can change without notice", "found": true, "quote": "We reserve the right to withdraw or amend the Hiatus Platforms, and any Services or material we provide on the Hiatus Platforms, in our sole discretion without notice.", "costsPoints": true }, { "key": "terms.cutoff", "label": "Says access can be ended without notice or for any reason", "found": true, "quote": "Terminate or suspend your access to all or part of the Hiatus Platforms for any or no reason, including without limitation, any violation of these Terms." }, { "key": "terms.arbitration", "label": "Requires arbitration or waives class actions", "found": true, "quote": "…or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Delaware law." } ], "notes": [ { "date": "2026-10-14", "text": "Bill negotiation authorises Hiatus to act as the user's agent and change accounts with providers, including contract length and the services received.", "quote": "make changes to your account(s) in order to achieve bill savings, including, but not limited to, changes to the length of your contract with the third party provider and changes to the specific services you receive from that third party provider." }, { "date": "2026-10-14", "text": "Hiatus may change the amount, frequency and debit date of the Premium subscription fee, with advance notice.", "quote": "We may change the amount, frequency, and debit date of the Subscription Fee from time to time in our sole discretion." }, { "date": "2026-10-14", "text": "Financial data, including account history and transactions from linked accounts, is processed by AI models to generate insights.", "quote": "Your financial data, including Account History and transaction information, will be processed by AI models in order to generate insights and analysis." } ] }, { "kind": "privacy", "url": "https://hiatus.delivery/pages/privacy-policy.html", "state": "read", "readAt": "2026-10-14", "statedDate": "2026-02-27", "words": 3324, "points": 10, "max": 10, "expected": [ { "key": "privacy.date", "label": "Gives the date it was last updated", "found": true, "quote": "Effective February 27, 2026", "says": "Last updated 2026-02-27" }, { "key": "privacy.collected", "label": "Says what personal data is collected", "found": true, "quote": "THE INFORMATION WE COLLECT: The information we collect from you can be divided into the following general categories." }, { "key": "privacy.retention", "label": "Says how long data is kept", "found": true, "quote": "We will retain your information for as long as your account is active or as needed to provide you services.", "says": "For as long as needed, with no period named" }, { "key": "privacy.processors", "label": "Says who else receives the data", "found": true, "quote": "When we disclose personal information to service providers, including Kustomer, we enter a contract that requires the recipient to both keep that personal information confidential and not to use it for any purpose except performing the contract." }, { "key": "privacy.sale", "label": "Says whether personal data is sold or shared for advertising", "found": true, "quote": "We do not sell your personal information to third parties.", "says": "Says it does not sell personal data" }, { "key": "privacy.rights", "label": "Says what rights people have over their data", "found": true, "quote": "In the event that the modifications materially alter your rights or obligations hereunder, we will make reasonable efforts to notify you of the change prior to the change becoming effective." }, { "key": "privacy.contact", "label": "Gives a privacy contact", "found": true, "quote": "Please contact us with any questions or comments about this Privacy Policy, your personally identifiable information, our use and disclosure practices, or your consent choices by e-mail at support@hiatusapp.com.", "says": "support@hiatusapp.com" }, { "key": "privacy.transfers", "label": "Says where data is transferred or stored", "found": true, "quote": "law, then please note that you are transferring your personally identifiable information outside of those regions to the United States for storage and processing, and by providing your personally identifiable information on the Service you consent to that transfer, storage, and processing.", "says": "Data goes to the United States" } ], "notes": [ { "date": "2026-10-14", "text": "Financial data shared with third-party AI service providers may not be used by them to train their AI models.", "quote": "are prohibited from using your information for any other purpose, including training their AI models on your personal data" }, { "date": "2026-10-14", "text": "Hiatus may retain AI assistant inputs and outputs to maintain and improve the service.", "quote": "We may retain AI interaction data, including your inputs and the corresponding AI-generated outputs, to provide, maintain, and improve the Service." } ] } ] }, "pageJsonUrl": "https://www.anchorterminal.com/tools/hiatus.json" } }