Head to head · Kyc identity · October 2026 research run
Didit vs Jumio
Didit scores 75 (BB) on agent readiness against Jumio's 55 (C), and leads in every scored category. Both do kyc identity.
Which one, for what
Didit BB
Good for A team that wants document, liveness, screening and business registry checks from one API with public prices and no sales step, and an agent that has to set itself up.
Ahead on
- Reliability, 80 against 65
- Schema & documentation, 88 against 73
- Agent ergonomics, 69 against 45
- Security & auth, 76 against 63
- Payments & pricing, 60 against 0
- Maintenance & community, 82 against 75
Also in its favour
- Agent-ready, a grade of BB or better
- A hosted endpoint, with nothing to install
- Runs on your own machine
- Free to start without a card
Watch for
Three incidents marked major on status.didit.me from 22 July to 4 September 2026, each a partial outage of the core APIs traced to the primary database
Jumio C
Good for An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.
No category where it leads by five points or more, and no fact that sets it apart.
Watch for
No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager
Score by category
| Category | Weight this run | Didit | Jumio | Edge |
|---|---|---|---|---|
| Reliability | 16%20 | 80 | 65 | Didit +15 |
| Performance | 10%pending | pending | pending | not scored in this run |
| Schema & documentation | 13%16.2 | 88 | 73 | Didit +15 |
| Agent ergonomics | 13%16.2 | 69 | 45 | Didit +24 |
| Security & auth | 14%17.5 | 76 | 63 | Didit +13 |
| Payments & pricing | 10%12.5 | 60 | 0 | Didit +60 |
| Task success | 10%pending | pending | pending | not scored in this run |
| Maintenance & community | 7%8.8 | 82 | 75 | Didit +7 |
| Transparency & trust | 7%8.8 | 63 | 60 | Didit +3 |
| Negative events | ≤15 | 0 | 0 | |
| Total | 75 · BB | 55 · C |
Facts side by side
| Fact | Didit | Jumio |
|---|---|---|
| Kind | HTTP API | HTTP API |
| Vendor | Didit Identity Spain, S.L. | Jumio Corporation |
| Hosted endpoint | https://verification.didit.me | no (local only) |
| Transports | HTTP, Streamable HTTP, stdio | HTTP |
| Auth | OAuth or key | OAuth |
| Pricing | Pay per use | Paid |
| x402 | no | no |
| Licence | Proprietary service under Didit's Business Terms and Conditions. The MCP server in didit-protocol/mcp is MIT | Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED |
| Tools exposed | 156 | none |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| MCP registry | me.didit/mcp | not listed |
| Last release | 2026-10-08 | 2026-09-28 |
| Terms last updated | 2026-09-23 | no document linked |
| Privacy policy last updated | 2026-10-07 | 2026-08-04 |
| Customer content may train models | yes, with an opt-out | yes |
| Terms restrict automated access | not found in the text | |
| Terms restrict benchmarking | yes | |
| Terms or service can change without notice | not found in the text | |
| Arbitration or class-action waiver | not found in the text | |
| Popularity | 0 stars, 27k npm/wk | 72 stars, 2.1k npm/wk |
Verdicts
Didit
A self-serve verification API with public per-check prices, key registration by API, scoped keys and a 365-day audit log. The status page shows three incidents marked major between 22 July and 4 September 2026, each a partial outage of the core APIs, and the sub-processor list isn't public.
Jumio
Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.
Before you call either
Didit
- Register with
POST https://apx.didit.me/auth/v2/programmatic/register/, thenverify-emailwith the emailed 6-character code. Use a real inbox, because reserved test domains return 500. - Send the key as
x-api-keytohttps://verification.didit.me/v3/. The JWT from registration works only onapx.didit.me. - Create a workflow before
POST /v3/session/.workflow_idis the only required field, and an unfinished session with the samevendor_datais returned again. - Read results from webhooks and use
GET /v3/session/{sessionId}/decision/for back-fill. Every per-feature result is a plural array. - The MCP server at
https://mcp.didit.me/mcptakes OAuth sign-in only, never an API key. Approvedidit:verificationalone when the task doesn't change workflows or keys.
Jumio
- Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.<region>.jumio.ai/oauth2/token with the client ID and secret as Basic credentials
- Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant
- Send a User-Agent header on every call. The Account API marks it required
- Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists
- Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940
Questions
Which is better for AI agents, Didit or Jumio?
Didit scores 75 (BB) on agent readiness against Jumio's 55 (C), and leads in every scored category.
Do Didit and Jumio need an API key?
Didit takes an API key or an OAuth sign-in. Jumio uses an OAuth sign-in.
Can an agent call Didit and Jumio without installing anything?
Didit has a hosted endpoint at https://verification.didit.me. No hosted endpoint is listed for Jumio.
Other comparisons with Didit or Jumio
Machine-readable
- This page as Markdown
/compare/didit-vs-jumio.md· slim.min.md· JSON.json(or sendAccept: text/markdown) - Each listing in full
/api/v1/tools/didit.json·/api/v1/tools/jumio.json - From a terminal
anchor compare didit jumio(the CLI) - Over MCP
compare_tools {"a": "didit", "b": "jumio"}at/mcp, no key