# Didit vs Jumio

> Didit scores 75 (BB) on agent readiness against Jumio's 55 (C), and leads in every scored category. Both do kyc identity. Category scores, facts, verdicts and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/didit-vs-jumio
- Markdown: https://www.anchorterminal.com/compare/didit-vs-jumio.md (~2,150 tokens)
- Slim: https://www.anchorterminal.com/compare/didit-vs-jumio.min.md (~780 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/didit-vs-jumio.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-08

Didit scores 75 (BB) on agent readiness against Jumio's 55 (C), and leads in every scored category. Both do kyc identity.

- Didit: grade BB, 75/100, rank #54 of 722. Markdown https://www.anchorterminal.com/tools/didit.md · JSON https://www.anchorterminal.com/api/v1/tools/didit.json
- Jumio: grade C, 55/100, rank #521 of 722. Markdown https://www.anchorterminal.com/tools/jumio.md · JSON https://www.anchorterminal.com/api/v1/tools/jumio.json

## Which one, for what

### Didit (BB)

Good for: A team that wants document, liveness, screening and business registry checks from one API with public prices and no sales step, and an agent that has to set itself up.

Ahead on:
- Reliability, 80 against 65
- Schema & documentation, 88 against 73
- Agent ergonomics, 69 against 45
- Security & auth, 76 against 63
- Payments & pricing, 60 against 0
- Maintenance & community, 82 against 75

Also in its favour:
- Agent-ready, a grade of BB or better
- A hosted endpoint, with nothing to install
- Runs on your own machine
- Free to start without a card

Watch for: Three incidents marked major on status.didit.me from 22 July to 4 September 2026, each a partial outage of the core APIs traced to the primary database

### Jumio (C)

Good for: An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.

Watch for: No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager


## Score by category

| Category | Weight | Didit | Jumio | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 80 | 65 | Didit +15 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 88 | 73 | Didit +15 |
| Agent ergonomics | 13% (16.2 this run) | 69 | 45 | Didit +24 |
| Security & auth | 14% (17.5 this run) | 76 | 63 | Didit +13 |
| Payments & pricing | 10% (12.5 this run) | 60 | 0 | Didit +60 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 82 | 75 | Didit +7 |
| Transparency & trust | 7% (8.8 this run) | 63 | 60 | Didit +3 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **75 · BB** | **55 · C** | |

## Facts side by side

| Fact | Didit | Jumio |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | Didit Identity Spain, S.L. | Jumio Corporation |
| Hosted endpoint | `https://verification.didit.me` | no (local only) |
| Transports | HTTP, Streamable HTTP, stdio | HTTP |
| Auth | OAuth or key | OAuth |
| Pricing | Pay per use | Paid |
| x402 | no | no |
| Licence | Proprietary service under Didit's Business Terms and Conditions. The MCP server in didit-protocol/mcp is MIT | Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED |
| Tools exposed | 156 | none |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| MCP registry | `me.didit/mcp` | not listed |
| Last release | 2026-10-08 | 2026-09-28 |
| Terms last updated | 2026-09-23 | no document linked |
| Privacy policy last updated | 2026-10-07 | 2026-08-04 |
| Customer content may train models | yes, with an opt-out | yes |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |
| Popularity | 0 stars, 27k npm/wk | 72 stars, 2.1k npm/wk |

## Verdicts

**Didit.** A self-serve verification API with public per-check prices, key registration by API, scoped keys and a 365-day audit log. The status page shows three incidents marked major between 22 July and 4 September 2026, each a partial outage of the core APIs, and the sub-processor list isn't public.

**Jumio.** Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.

## Before you call either

### Didit

1. Register with `POST https://apx.didit.me/auth/v2/programmatic/register/`, then `verify-email` with the emailed 6-character code. Use a real inbox, because reserved test domains return 500.
2. Send the key as `x-api-key` to `https://verification.didit.me/v3/`. The JWT from registration works only on `apx.didit.me`.
3. Create a workflow before `POST /v3/session/`. `workflow_id` is the only required field, and an unfinished session with the same `vendor_data` is returned again.
4. Read results from webhooks and use `GET /v3/session/{sessionId}/decision/` for back-fill. Every per-feature result is a plural array.
5. The MCP server at `https://mcp.didit.me/mcp` takes OAuth sign-in only, never an API key. Approve `didit:verification` alone when the task doesn't change workflows or keys.

### Jumio

1. Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.<region>.jumio.ai/oauth2/token with the client ID and secret as Basic credentials
2. Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant
3. Send a User-Agent header on every call. The Account API marks it required
4. Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists
5. Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940

## Questions

### Which is better for AI agents, Didit or Jumio?

Didit scores 75 (BB) on agent readiness against Jumio's 55 (C), and leads in every scored category.

### Do Didit and Jumio need an API key?

Didit takes an API key or an OAuth sign-in. Jumio uses an OAuth sign-in.

### Can an agent call Didit and Jumio without installing anything?

Didit has a hosted endpoint at https://verification.didit.me. No hosted endpoint is listed for Jumio.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/didit-vs-jumio.json, and with the fewest tokens: https://www.anchorterminal.com/compare/didit-vs-jumio.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "didit", "b": "jumio"}`. From a terminal: `anchor compare didit jumio`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/didit.json and https://www.anchorterminal.com/api/v1/tools/jumio.json

## Other comparisons with Didit or Jumio

- [ComplyCube vs Didit](https://www.anchorterminal.com/compare/complycube-vs-didit.md)
- [ComplyCube vs Jumio](https://www.anchorterminal.com/compare/complycube-vs-jumio.md)
- [Didit vs Middesk](https://www.anchorterminal.com/compare/didit-vs-middesk.md)
- [Didit vs Persona](https://www.anchorterminal.com/compare/didit-vs-persona.md)
- [Didit vs Sumsub](https://www.anchorterminal.com/compare/didit-vs-sumsub.md)
- [Didit vs Trulioo](https://www.anchorterminal.com/compare/didit-vs-trulioo.md)
- [Didit vs Veriff](https://www.anchorterminal.com/compare/didit-vs-veriff.md)
- [Jumio vs Middesk](https://www.anchorterminal.com/compare/jumio-vs-middesk.md)
- [Jumio vs Persona](https://www.anchorterminal.com/compare/jumio-vs-persona.md)
- [Jumio vs Sumsub](https://www.anchorterminal.com/compare/jumio-vs-sumsub.md)
- [Jumio vs Trulioo](https://www.anchorterminal.com/compare/jumio-vs-trulioo.md)
- [Jumio vs Veriff](https://www.anchorterminal.com/compare/jumio-vs-veriff.md)
- [ComplyAdvantage vs Didit](https://www.anchorterminal.com/compare/complyadvantage-vs-didit.md)
- [ComplyAdvantage vs Jumio](https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.md)