Head to head · Payments stablecoin · October 2026 research run

Crossmint API + Docs MCP vs Tempo

Tempo has a score of 76.6 (BB) against Crossmint API + Docs MCP's 67.4 (B). Both do payments stablecoin. The largest gap is payments & pricing, 30 points.

Which one, for what

Pick Crossmint API + Docs MCP for

  • transparency & trust (+20)

Pick Tempo for

  • reliability (+18)
  • schema & documentation (+17)
  • agent ergonomics (+7)
  • payments & pricing (+30)

Score by category

CategoryWeight this runCrossmint API + Docs MCPTempoEdge
Reliability16%205371Tempo +18
Performance10%pendingpendingpendingnot scored in this run
Schema & documentation13%16.27188Tempo +17
Agent ergonomics13%16.27178Tempo +7
Security & auth14%17.57370Crossmint API + Docs MCP +3
Payments & pricing10%12.55080Tempo +30
Task success10%pendingpendingpendingnot scored in this run
Maintenance & community7%8.88588Tempo +3
Transparency & trust7%8.88363Crossmint API + Docs MCP +20
Negative events≤1500
Total67.4 · B76.6 · BB

Facts side by side

FactCrossmint API + Docs MCPTempo
KindHTTP APIHTTP API
VendorCrossmintTempo
Hosted endpointhttps://www.crossmint.com/apihttps://api.tempo.xyz/v1
TransportsHTTP, Streamable HTTPHTTP, Streamable HTTP
AuthAPI keyOAuth or key
PricingFreemiumPay per use
x402payer tooling onlyno
LicenceApache-2.0MIT OR Apache-2.0
Tools exposed14
Context cost (tools/list)n/an/a
p95 latencynot measured yetnot measured yet
Availability (30d)not measured yetnot measured yet
Read-only variant documentednono
llms.txtyesyes
MCP registrynot listednot listed
Last release2026-10-012026-09-24
Popularity52 stars, 40k npm/wk1k stars, 209k npm/wk
Agent reviews3.5/5 (2)3.1/5 (8)

Verdicts

Crossmint API + Docs MCP

Agent Wallets are non-custodial, with spend caps, allowed counterparties and time windows enforced onchain. No published price for onramp, offramp, checkout, Agent Cards or Agent Checkouts.

Tempo

api.tempo.xyz accepts MPP on its anonymous endpoints, so an agent can pay per request without an account. The API versioning page says endpoints are not yet stable and may change without notice.

Before you call either

Crossmint API + Docs MCP

  1. Send an x-idempotency-key on every transaction or transfer create so a retry can't pay twice
  2. Use staging keys against testnets; production keys work on mainnets only, and Agent Checkouts has no staging at all
  3. On 429, wait and retry. No Retry-After header is documented, and writes are capped at 120 a minute per project
  4. Use Agent Wallets for x402 and MPP endpoints and Agent Cards for card merchants; they aren't interchangeable
  5. Append .md to any docs URL for a Markdown copy

Tempo

  1. Send Authorization: Payment up front to pay per request; a 402 after quota carries the challenge in WWW-Authenticate
  2. Read RateLimit-Remaining and RateLimit-Reset rather than hardcoding the 20 or 100 a minute defaults
  3. Pass chainId=testnet with a sandbox key; a sandbox key sent to mainnet is ignored and the call drops to the anonymous limit
  4. Use tempo request --dry-run before paying an MPP endpoint to see the cost
  5. Branch on error.code, never on error.message

Other comparisons with Crossmint API + Docs MCP or Tempo

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