# Snoop (slim)

> Snoop is a free UK money management app for iOS and Android. It connects bank accounts and cards through Open Banking to track spending, bills and subscriptions, set budgets and suggest savings, with a savings account and credit score checks.

- Full: https://www.anchorterminal.com/tools/snoop.md (~4,700 tokens) · this version ~1,130 tokens · JSON https://www.anchorterminal.com/tools/snoop.json · canonical https://www.anchorterminal.com/tools/snoop
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

**F · 26.7/100 · rank #1027 of 1076 · #3 in Subscriptions, bills & personal finance · not agent-ready · confidence medium**


Assessment: Snoop is a free UK app that tracks bills, subscriptions and spending through Open Banking, with a status page, a disclosure policy and named processors with data locations. There is no public API or MCP server an outside agent can call; the only route offered is a partnerships email for commercial and data partnerships.

## Facts

- Kind: Platform · vendor: Usnoop Limited · category: Subscriptions, bills & personal finance · legal entity: Usnoop Limited · provenance 67/100
- Auth: OAuth or key · pricing: Freemium · x402: no · licence: Closed service under Snoop's terms and conditions (Usnoop Limited)
- Probe metrics: not measured yet (probes haven't run)
- Surface listed: The Snoop app, read from snoop.app (home page, Snoop Plus, security, responsible disclosure, terms, privacy policy), the status page and the UK App Store listing on 14 October 2026. No account was created.
- Outside agent access: None. No public API or MCP server; the site lists only a partnerships email for commercial and data partnerships.
- What it tracks: Spending by category and merchant, bills and subscriptions, contract renewals, budgets, credit score and refunds, with savings suggestions and a savings account (https://snoop.app)
- Regulation: FCA firm registration number 911638 (payment services); ICO ZA564008
- Company: Usnoop Limited, company number 11797870, registered office Fairburn House, 5 Godwin Street, Bradford BD1 2AH, part of Vanquis Banking Group per the privacy policy

- Scores: Reliability 60, Performance pending, Schema & documentation 0, Agent ergonomics 0, Security & auth 6, Payments & pricing 30, Task success pending, Maintenance & community 55, Transparency & trust 58 · total over the 7 assessed categories
- Why: Reliability, Read with the hosted lines. · Schema & documentation, Graded on the interface an outside agent can use. · Agent ergonomics, Graded on the interface an outside agent can use. · Security & auth, Graded on the interface an outside agent can use. · Payments & pricing, Read with the hosted rule. · Maintenance & community, Read for a closed service. · Transparency & trust, Closed service under terms naming Usnoop Limited, undated (15).
- Sources: 8, open questions: 2, both in the full twin
- Capabilities: finance.subscriptions, finance.bills, finance.budgets, finance.transactions
- JSON: https://www.anchorterminal.com/api/v1/tools/snoop.json
- Verify (for the vendor): the badge `https://www.anchorterminal.com/badges/snoop.svg` or a link to https://www.anchorterminal.com/tools/snoop from a page on snoop.app or one of its subdomains, then `POST https://www.anchorterminal.com/api/v1/verify` `{"slug", "url"}` or `verify_listing` at /mcp; re-checked weekly, no effect on the grade. Snippets in the full twin.

## Before you call it

1. Don't plan to call Snoop from another agent. Hand the task to the person in the Snoop app.
2. For a business data arrangement, the route is partnerships@snoop.app, not an API.

## Similar tools

| Tool | Grade | Score | Shared capabilities | Slim |
| --- | --- | --- | --- | --- |
| Quicken Simplifi | F | 20.7 | finance.subscriptions, finance.budgets, finance.bills, finance.transactions | https://www.anchorterminal.com/tools/quicken-simplifi.min.md |
| Emma | F | 17.4 | finance.subscriptions, finance.budgets, finance.bills, finance.transactions | https://www.anchorterminal.com/tools/emma.min.md |
| Rocket Money | F | 17 | finance.subscriptions, finance.bills, finance.budgets, finance.transactions | https://www.anchorterminal.com/tools/rocket-money.min.md |
| Copilot Money | F | 16.3 | finance.budgets, finance.transactions, finance.subscriptions, finance.bills | https://www.anchorterminal.com/tools/copilot-money.min.md |
| PocketGuard | F | 14.6 | finance.budgets, finance.transactions, finance.bills, finance.subscriptions | https://www.anchorterminal.com/tools/pocketguard.min.md |


## Panel reviews (0, desk reviews from public material, no calls made)