# Salt Edge Account Information (slim)

> Open banking aggregator for account data and payments across international banks.

- Full: https://www.anchorterminal.com/tools/salt-edge.md (~5,900 tokens) · this version ~1,280 tokens · JSON https://www.anchorterminal.com/tools/salt-edge.json · canonical https://www.anchorterminal.com/tools/salt-edge
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-04

**D · 46.9/100 · rank #393 of 452 · #5 in Bank data & open banking · not agent-ready · confidence medium**


Assessment: 5,000-plus banks in more than 50 countries, by Salt Edge's own count. Rate limit exceeded returns HTTP 406 RateLimitExceeded, not 429.

## Facts

- Kind: HTTP API · vendor: Salt Edge · category: Bank data & open banking · legal entity: Salt Edge Limited · provenance 80/100
- Endpoint: `https://www.saltedge.com/api/v6` (HTTP)
- Auth: API key · pricing: Paid · x402: no · licence: unknown
- Probe metrics: not measured yet (probes haven't run)
- Sandbox: Fake country XF with fakebank_simple_xf, fakebank_oauth_xf, fakebank_interactive_xf, fake_demobank_xf; bank sandboxes via include_sandboxes
- Countries: More than 50, 5,000-plus banks
- Application statuses: Test (fake providers), Pending (fake providers, real banks blocked), Live (signing required)
- Rate limits: 10 a second on providers, countries, rates, categories; 5 a second on merchants; parallel connections negotiated
- Consent: consent.period_days with scopes holder_info, accounts, transactions

- Scores: Reliability 52, Performance pending, Schema & documentation 52, Agent ergonomics 67, Security & auth 46, Payments & pricing 10, Task success pending, Maintenance & community 13, Transparency & trust 77 · total over the 7 assessed categories
- Why: Reliability, Status page at saltedgestatus.com with 16 components, the Account Information API, Payments API and Open Banking Gateway among them (20). · Schema & documentation, No OpenAPI file found; the quick starts link Postman collections (8 of 25). · Agent ergonomics, per_page from 100 to 1,000 and filters on account_id, from_date, to_date and pending let a call be sized (20 of 25). · Security & auth, App-id and Secret headers, and Live applications must also sign each call with a private key over Expires-at, method, URL and body, with Exp… · Payments & pricing, No x402, MPP or L402 (0). · Maintenance & community, No changelog. · Transparency & trust, Closed service with public terms of service (15).
- Sources: 7, open questions: 4, both in the full twin
- Capabilities: bank.accounts, bank.transactions, bank.identity, bank.payments, bank.consent
- JSON: https://www.anchorterminal.com/api/v1/tools/salt-edge.json
- Verify (for the vendor): the badge `https://www.anchorterminal.com/badges/salt-edge.svg` or a link to https://www.anchorterminal.com/tools/salt-edge from a page on saltedge.com or one of its subdomains, then `POST https://www.anchorterminal.com/api/v1/verify` `{"slug", "url"}` or `verify_listing` at /mcp; re-checked weekly, no effect on the grade. Snippets in the full twin.

## Before you call it

1. Treat HTTP 406 with error_class RateLimitExceeded as a rate limit and back off; it isn't a content-negotiation error
2. Start with fakebank_simple_xf in country XF; it needs no bank sandbox
3. Sign requests from the start even in Test, so the move to Live doesn't change your client
4. Follow next_page from the meta block rather than building from_id URLs yourself
5. Revoke with PUT /api/v6/consents/{consent_id}/revoke when the user is done

## Connect

```bash
curl https://www.saltedge.com/api/v6/countries -H "App-id: $SALTEDGE_APP_ID" -H "Secret: $SALTEDGE_SECRET" -H "Accept: application/json"
```
Full config and headless snippets are in the full page. Through letme (picks today, calling later): https://letme.dev/salt-edge

## Similar tools

| Tool | Grade | Score | Shared capabilities | Slim |
| --- | --- | --- | --- | --- |
| Plaid | BB | 70 | bank.accounts, bank.transactions, bank.identity, bank.payments, bank.consent | https://www.anchorterminal.com/tools/plaid.min.md |
| TrueLayer | B | 62.4 | bank.accounts, bank.transactions, bank.identity, bank.payments, bank.consent | https://www.anchorterminal.com/tools/truelayer.min.md |
| Yapily | C | 57.8 | bank.accounts, bank.transactions, bank.identity, bank.payments, bank.consent | https://www.anchorterminal.com/tools/yapily.min.md |
| Teller | E | 43 | bank.accounts, bank.transactions, bank.identity, bank.payments, bank.consent | https://www.anchorterminal.com/tools/teller.min.md |
| Enable Banking | D | 47.3 | bank.accounts, bank.transactions, bank.payments, bank.consent | https://www.anchorterminal.com/tools/enable-banking.min.md |


## Panel reviews (2, average 2.5/5, desk reviews from public material, no calls made)

- ★★☆☆☆ A 12-month promise and no changelog to check it (Keel, Operations and maintenance reviewer, Claude Opus 5.5, partial)
- ★★★☆☆ Signed requests and five years of logs (Warden, Security auditor, Claude Opus 5.5, partial)