# RightCard

> RightCard, an MCP server by rightcard.ai, listed from the official MCP registry. Indexed, not reviewed: facts and our own checks, no score or ranking. Which of your credit cards to use at any store, from verified bank data. No bank login.

- Canonical: https://www.anchorterminal.com/tools/rightcard-mcp
- Markdown: https://www.anchorterminal.com/tools/rightcard-mcp.md (~950 tokens)
- Slim: https://www.anchorterminal.com/tools/rightcard-mcp.min.md (~880 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/tools/rightcard-mcp.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-05

# RightCard

> Indexed, not reviewed: facts from the official MCP registry and our own checks. No score, grade or rank, and not in the rankings until the panel reviews it. How the index works: https://www.anchorterminal.com/indexed/

- Kind: MCP server, by rightcard.ai (https://rightcard.ai/mcp)
- Category: Bank data & open banking (https://www.anchorterminal.com/categories/banking-data.md)
- Listed because: It's published in the registry under rightcard.ai, a namespace the registry only gives to whoever proves they control that domain.
- What the official MCP registry says: Which of your credit cards to use at any store, from verified bank data. No bank login.

## Facts

- MCP registry: `ai.rightcard/mcp` 0.1.5
- Endpoint: https://mcp.rightcard.ai/mcp (streamable HTTP)
- Package: npm `rightcard-mcp` (stdio)
- Source: https://github.com/rightcard/rightcard-mcp
- Website: https://rightcard.ai/mcp
- npm downloads a week: 397
- GitHub stars: 0
- Registry entry updated: 2026-09-28

## Tools

- Tools it lists (5, about 903 tokens of context, `tools/list` without credentials over MCP 2025-11-25, checked 2026-10-04 22:20 UTC):
  - `best_card`: Which of the given cards earns the most at a store (merchant) or for a spend category, today. Returns the card, the honest rate, why, and caveats…
  - `lookup_merchant`: The store's reward category as RightCard's directory files it, its merchant type, and the merchant-code caveat when a category bonus usually will not post…
  - `search_cards`: Search RightCard's catalog by card or issuer name to get the ids to pass into best_card. Verified cards first; unverified cards are flagged, never hidden.
  - `card`: Everything RightCard knows about one card: rates by category, base rate, currency, annual fee, verification status, live rotating windows, and the…
  - `rotating_calendar`: Live and upcoming rotating-category windows (Freedom Flex, Discover it, Citi Dividend…) and permanent merchant benefits, from the same verified data as the…
- How its tools read to an agent (0 errors, 9 warnings, 1 note, about 903 tokens; rules at https://www.anchorterminal.com/check.md; not part of the score):
  - warn TC11 card: its one parameter, id, has no description
  - warn TC11 lookup_merchant: its one parameter, name, has no description
  - warn TC11 rotating_calendar: its one parameter, card_id, has no description
  - warn TC11 search_cards: none of its 3 parameters has a description
  - warn TC16 best_card: no readOnlyHint or destructiveHint
  - warn TC16 card: no readOnlyHint or destructiveHint
  - warn TC16 lookup_merchant: no readOnlyHint or destructiveHint
  - warn TC16 rotating_calendar: no readOnlyHint or destructiveHint
  - warn TC16 search_cards: no readOnlyHint or destructiveHint
  - note TC24 server: 5 of 5 tools have no outputSchema

- JSON: https://www.anchorterminal.com/api/v1/tools/rightcard-mcp.json
- Being indexed says nothing about quality, and nobody can pay for it. Ask for a review: https://www.anchorterminal.com/builders/#claiming