{
  "data": {
    "tool": {
      "category": "banking-data",
      "endpoint": "https://mcp.rightcard.ai/mcp",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/rightcard-mcp.json",
      "kind": "mcp",
      "listed": "indexed",
      "liveUrl": "https://www.anchorterminal.com/api/v1/live/rightcard-mcp.json",
      "markdownUrl": "https://www.anchorterminal.com/tools/rightcard-mcp.md",
      "mcpTools": {
        "check": {
          "checker": "anchor-check/1.0",
          "totalTokens": 903,
          "counts": {
            "error": 0,
            "note": 1,
            "warn": 9
          },
          "findings": [
            {
              "rule": "TC11",
              "severity": "warn",
              "tool": "card",
              "message": "its one parameter, id, has no description",
              "fix": "Describe each one: format, units, an example, and what happens when it's left out."
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            {
              "rule": "TC11",
              "severity": "warn",
              "tool": "lookup_merchant",
              "message": "its one parameter, name, has no description",
              "fix": "Describe each one: format, units, an example, and what happens when it's left out."
            },
            {
              "rule": "TC11",
              "severity": "warn",
              "tool": "rotating_calendar",
              "message": "its one parameter, card_id, has no description",
              "fix": "Describe each one: format, units, an example, and what happens when it's left out."
            },
            {
              "rule": "TC11",
              "severity": "warn",
              "tool": "search_cards",
              "message": "none of its 3 parameters has a description",
              "fix": "Describe each one: format, units, an example, and what happens when it's left out."
            },
            {
              "rule": "TC16",
              "severity": "warn",
              "tool": "best_card",
              "message": "no readOnlyHint or destructiveHint",
              "fix": "Set readOnlyHint: true if it only reads; otherwise set destructiveHint and idempotentHint."
            },
            {
              "rule": "TC16",
              "severity": "warn",
              "tool": "card",
              "message": "no readOnlyHint or destructiveHint",
              "fix": "Set readOnlyHint: true if it only reads; otherwise set destructiveHint and idempotentHint."
            },
            {
              "rule": "TC16",
              "severity": "warn",
              "tool": "lookup_merchant",
              "message": "no readOnlyHint or destructiveHint",
              "fix": "Its name starts with \"lookup\"; if it only reads, set readOnlyHint: true so harnesses can run it without asking."
            },
            {
              "rule": "TC16",
              "severity": "warn",
              "tool": "rotating_calendar",
              "message": "no readOnlyHint or destructiveHint",
              "fix": "Set readOnlyHint: true if it only reads; otherwise set destructiveHint and idempotentHint."
            },
            {
              "rule": "TC16",
              "severity": "warn",
              "tool": "search_cards",
              "message": "no readOnlyHint or destructiveHint",
              "fix": "Its name starts with \"search\"; if it only reads, set readOnlyHint: true so harnesses can run it without asking."
            },
            {
              "rule": "TC24",
              "severity": "note",
              "message": "5 of 5 tools have no outputSchema",
              "fix": "Declare outputSchema for tools that return structured data, and return structuredContent that matches it."
            }
          ]
        },
        "checkedAt": "2026-10-04T22:20:34Z",
        "count": 5,
        "schemaTokens": 903,
        "status": "ok",
        "tools": [
          {
            "name": "best_card",
            "title": "Best card for a store or category",
            "description": "Which of the given cards earns the most at a store (merchant) or for a spend category, today. Returns the card, the honest rate, why, and caveats (merchant-code traps, activation, ties). Base rates + rotating bonuses + built-in card benefits only; a user's personal bank offers live on their phone and are not consulted here.",
            "inputSchema": {
              "$schema": "http://json-schema.org/draft-07/schema#",
              "properties": {
                "category": {
                  "description": "Spend category when there is no specific store.",
                  "enum": [
                    "dining",
                    "grocery",
                    "travel",
                    "gas",
                    "online",
                    "drugstore",
                    "transit",
                    "streaming",
                    "general"
                  ],
                  "type": "string"
                },
                "chosen_categories": {
                  "additionalProperties": {
                    "items": {
                      "enum": [
                        "dining",
                        "grocery",
                        "travel",
                        "gas",
                        "online",
                        "drugstore",
                        "transit",
                        "streaming",
                        "general"
                      ],
                      "type": "string"
                    },
                    "type": "array"
                  },
                  "description": "For choose-your-category cards (Citi Custom Cash, BofA Customized, Venmo): card id → the categories the person set.",
                  "propertyNames": {
                    "type": "string"
                  },
                  "type": "object"
                },
                "merchant": {
                  "description": "Store name, e.g. 'Costco', 'Whole Foods', 'Uber'. Use this OR category.",
                  "type": "string"
                },
                "on": {
                  "description": "Date (YYYY-MM-DD, UTC) for rotating windows; defaults to today.",
                  "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
                  "type": "string"
                },
                "valuation": {
                  "default": "cash",
                  "description": "'cash' counts every point at 1¢ (default). 'points' values points per program at conservative travel values.",
                  "enum": [
                    "cash",
                    "points"
                  ],
                  "type": "string"
                },
                "wallet": {
                  "description": "Card ids the person holds (from search_cards).",
                  "items": {
                    "type": "string"
                  },
                  "minItems": 1,
                  "type": "array"
                }
              },
              "required": [
                "wallet"
              ],
              "type": "object"
            }
          },
          {
            "name": "lookup_merchant",
            "title": "How a store is coded",
            "description": "The store's reward category as RightCard's directory files it, its merchant type, and the merchant-code caveat when a category bonus usually will not post there (superstores like Walmart/Target, warehouse clubs like Costco/Sam's). Same ranking the app uses.",
            "inputSchema": {
              "$schema": "http://json-schema.org/draft-07/schema#",
              "properties": {
                "name": {
                  "minLength": 2,
                  "type": "string"
                }
              },
              "required": [
                "name"
              ],
              "type": "object"
            }
          },
          {
            "name": "search_cards",
            "title": "Find card ids",
            "description": "Search RightCard's catalog by card or issuer name to get the ids to pass into best_card. Verified cards first; unverified cards are flagged, never hidden.",
            "inputSchema": {
              "$schema": "http://json-schema.org/draft-07/schema#",
              "properties": {
                "issuer": {
                  "type": "string"
                },
                "limit": {
                  "default": 12,
                  "maximum": 50,
                  "minimum": 1,
                  "type": "integer"
                },
                "query": {
                  "minLength": 2,
                  "type": "string"
                }
              },
              "required": [
                "query"
              ],
              "type": "object"
            }
          },
          {
            "name": "card",
            "title": "A card's verified rates",
            "description": "Everything RightCard knows about one card: rates by category, base rate, currency, annual fee, verification status, live rotating windows, and the choose-your-category spec if it has one.",
            "inputSchema": {
              "$schema": "http://json-schema.org/draft-07/schema#",
              "properties": {
                "id": {
                  "type": "string"
                }
              },
              "required": [
                "id"
              ],
              "type": "object"
            }
          },
          {
            "name": "rotating_calendar",
            "title": "Rotating 5% windows",
            "description": "Live and upcoming rotating-category windows (Freedom Flex, Discover it, Citi Dividend…) and permanent merchant benefits, from the same verified data as the app. Optionally filter by card id.",
            "inputSchema": {
              "$schema": "http://json-schema.org/draft-07/schema#",
              "properties": {
                "card_id": {
                  "type": "string"
                }
              },
              "type": "object"
            }
          }
        ]
      },
      "name": "RightCard",
      "note": "Indexed from the official MCP registry: facts and our own checks, not reviewed, so no score, grade or rank.",
      "packages": [
        {
          "registryType": "npm",
          "identifier": "rightcard-mcp",
          "version": "0.1.5",
          "transport": "stdio"
        }
      ],
      "pageJsonUrl": "https://www.anchorterminal.com/tools/rightcard-mcp.json",
      "popularity": {
        "githubStars": 0,
        "npmWeekly": 397
      },
      "registryName": "ai.rightcard/mcp",
      "remotes": [
        {
          "type": "streamable-http",
          "url": "https://mcp.rightcard.ai/mcp"
        }
      ],
      "repository": "https://github.com/rightcard/rightcard-mcp",
      "reviewed": false,
      "slug": "rightcard-mcp",
      "source": "the official MCP registry",
      "sourceUrl": "https://registry.modelcontextprotocol.io/v0.1/servers?search=ai.rightcard/mcp",
      "summary": "Which of your credit cards to use at any store, from verified bank data. No bank login.",
      "updatedAt": "2026-09-28T06:12:00Z",
      "url": "https://www.anchorterminal.com/tools/rightcard-mcp",
      "vendor": "rightcard.ai",
      "vendorUrl": "https://rightcard.ai/mcp",
      "version": "0.1.5",
      "websiteUrl": "https://rightcard.ai/mcp",
      "where": "both",
      "why": [
        "vendor"
      ]
    }
  },
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  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/tools/rightcard-mcp",
    "json": "https://www.anchorterminal.com/tools/rightcard-mcp.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/tools/rightcard-mcp.md",
    "slim": "https://www.anchorterminal.com/tools/rightcard-mcp.min.md"
  },
  "markdown": "# RightCard\n\n\u003e Indexed, not reviewed: facts from the official MCP registry and our own checks. No score, grade or rank, and not in the rankings until the panel reviews it. How the index works: https://www.anchorterminal.com/indexed/\n\n- Kind: MCP server, by rightcard.ai (https://rightcard.ai/mcp)\n- Category: Bank data \u0026 open banking (https://www.anchorterminal.com/categories/banking-data.md)\n- Listed because: It's published in the registry under rightcard.ai, a namespace the registry only gives to whoever proves they control that domain.\n- What the official MCP registry says: Which of your credit cards to use at any store, from verified bank data. No bank login.\n\n## Facts\n\n- MCP registry: `ai.rightcard/mcp` 0.1.5\n- Endpoint: https://mcp.rightcard.ai/mcp (streamable HTTP)\n- Package: npm `rightcard-mcp` (stdio)\n- Source: https://github.com/rightcard/rightcard-mcp\n- Website: https://rightcard.ai/mcp\n- npm downloads a week: 397\n- GitHub stars: 0\n- Registry entry updated: 2026-09-28\n\n## Tools\n\n- Tools it lists (5, about 903 tokens of context, `tools/list` without credentials over MCP 2025-11-25, checked 2026-10-04 22:20 UTC):\n  - `best_card`: Which of the given cards earns the most at a store (merchant) or for a spend category, today. Returns the card, the honest rate, why, and caveats…\n  - `lookup_merchant`: The store's reward category as RightCard's directory files it, its merchant type, and the merchant-code caveat when a category bonus usually will not post…\n  - `search_cards`: Search RightCard's catalog by card or issuer name to get the ids to pass into best_card. Verified cards first; unverified cards are flagged, never hidden.\n  - `card`: Everything RightCard knows about one card: rates by category, base rate, currency, annual fee, verification status, live rotating windows, and the…\n  - `rotating_calendar`: Live and upcoming rotating-category windows (Freedom Flex, Discover it, Citi Dividend…) and permanent merchant benefits, from the same verified data as the…\n- How its tools read to an agent (0 errors, 9 warnings, 1 note, about 903 tokens; rules at https://www.anchorterminal.com/check.md; not part of the score):\n  - warn TC11 card: its one parameter, id, has no description\n  - warn TC11 lookup_merchant: its one parameter, name, has no description\n  - warn TC11 rotating_calendar: its one parameter, card_id, has no description\n  - warn TC11 search_cards: none of its 3 parameters has a description\n  - warn TC16 best_card: no readOnlyHint or destructiveHint\n  - warn TC16 card: no readOnlyHint or destructiveHint\n  - warn TC16 lookup_merchant: no readOnlyHint or destructiveHint\n  - warn TC16 rotating_calendar: no readOnlyHint or destructiveHint\n  - warn TC16 search_cards: no readOnlyHint or destructiveHint\n  - note TC24 server: 5 of 5 tools have no outputSchema\n\n- JSON: https://www.anchorterminal.com/api/v1/tools/rightcard-mcp.json\n- Being indexed says nothing about quality, and nobody can pay for it. Ask for a review: https://www.anchorterminal.com/builders/#claiming\n",
  "meta": {
    "attribution": "Anchor Terminal (https://www.anchorterminal.com)",
    "docs": "https://www.anchorterminal.com/docs/",
    "generatedAt": "2026-10-05",
    "license": "CC-BY-4.0",
    "method": "https://www.anchorterminal.com/benchmark/",
    "methodology": "0.3",
    "openapi": "https://www.anchorterminal.com/openapi.json",
    "preview": false,
    "run": "2026-10-01",
    "runLabel": "October 2026 research run"
  },
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    "description": "RightCard, an MCP server by rightcard.ai, listed from the official MCP registry. Indexed, not reviewed: facts and our own checks, no score or ranking. Which of your credit cards to use at any store, from verified bank data. No bank login.",
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      "not reviewed",
      "not ranked",
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    "h1": "RightCard",
    "image": "https://www.anchorterminal.com/assets/og/indexed.png",
    "path": "/tools/rightcard-mcp",
    "published": "",
    "section": "indexed",
    "title": "RightCard: MCP server, indexed from the official MCP registry",
    "toc": null,
    "updated": "2026-10-05",
    "url": "https://www.anchorterminal.com/tools/rightcard-mcp"
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}