# PocketGuard (slim)

> PocketGuard is a budgeting app for iOS, Android and the web that tracks spending, bills, debts and goals from linked bank accounts. PocketGuard, Inc. also sells a personal finance API and a white-label app to businesses.

- Full: https://www.anchorterminal.com/tools/pocketguard.md (~4,850 tokens) · this version ~1,180 tokens · JSON https://www.anchorterminal.com/tools/pocketguard.json · canonical https://www.anchorterminal.com/tools/pocketguard
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

**F · 14.6/100 · rank #1053 of 1076 · #8 in Subscriptions, bills & personal finance · not agent-ready · confidence medium**


Assessment: PocketGuard is a subscription budgeting app with published plan prices, a 7-day trial and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today. Its personal finance API and white-label app are sold to businesses through a demo request, with no public documentation.

## Facts

- Kind: Platform · vendor: PocketGuard, Inc. · category: Subscriptions, bills & personal finance · legal entity: PocketGuard, Inc. · provenance 61/100
- Auth: OAuth or key · pricing: Paid · x402: no · licence: Closed service under the PocketGuard Terms of Use (PocketGuard, Inc.).
- Probe metrics: not measured yet (probes haven't run)
- Surface listed: The PocketGuard app, read from pocketguard.com, its pricing, security, API and white-label pages, the terms, privacy policy, a help article and the App Store listing on 14 October 2026. No account was created and no demo was requested.
- Outside agent access: None. The PocketGuard API has no public documentation, keys or prices, and access starts with a demo request.
- What it acts on: Linked account balances and transactions, budgets, goals, debts, recurring bills and subscriptions (https://pocketguard.com/pricing/).
- Bank connections: Finicity, Plaid, Salt Edge and Apple Wallet, read-only (https://pocketguard.com/security/).
- Company: PocketGuard, Inc., Menlo Park, California (https://pocketguard.com/privacy/).

- Scores: Reliability 15, Performance pending, Schema & documentation 0, Agent ergonomics 0, Security & auth 0, Payments & pricing 20, Task success pending, Maintenance & community 56, Transparency & trust 48 · total over the 7 assessed categories
- Why: Reliability, Read with the hosted lines. · Schema & documentation, Graded on the interface an outside agent can use. · Agent ergonomics, Graded on the interface an outside agent can use. · Security & auth, Graded on the interface an outside agent can use. · Payments & pricing, Read with the hosted rule. · Maintenance & community, Read for a closed service. · Transparency & trust, Closed service under dated terms naming PocketGuard, Inc.
- Sources: 9, open questions: 2, both in the full twin
- Capabilities: finance.budgets, finance.transactions, finance.bills, finance.subscriptions, finance.cancellation
- JSON: https://www.anchorterminal.com/api/v1/tools/pocketguard.json
- Verify (for the vendor): the badge `https://www.anchorterminal.com/badges/pocketguard.svg` or a link to https://www.anchorterminal.com/tools/pocketguard from a page on pocketguard.com or one of its subdomains, then `POST https://www.anchorterminal.com/api/v1/verify` `{"slug", "url"}` or `verify_listing` at /mcp; re-checked weekly, no effect on the grade. Snippets in the full twin.

## Before you call it

1. Don't plan to call PocketGuard from another agent. There is no public API, so hand budgeting tasks to the person, or point a business to the API demo request.
2. To move a person's data elsewhere, ask them to export transactions as CSV in the app. The emailed link lasts 24 hours.

## Similar tools

| Tool | Grade | Score | Shared capabilities | Slim |
| --- | --- | --- | --- | --- |
| Rocket Money | F | 17 | finance.subscriptions, finance.cancellation, finance.bills, finance.budgets, finance.transactions | https://www.anchorterminal.com/tools/rocket-money.min.md |
| Hiatus | F | 14.3 | finance.subscriptions, finance.cancellation, finance.bills, finance.budgets, finance.transactions | https://www.anchorterminal.com/tools/hiatus.min.md |
| Snoop | F | 26.7 | finance.subscriptions, finance.bills, finance.budgets, finance.transactions | https://www.anchorterminal.com/tools/snoop.min.md |
| Quicken Simplifi | F | 20.7 | finance.subscriptions, finance.budgets, finance.bills, finance.transactions | https://www.anchorterminal.com/tools/quicken-simplifi.min.md |
| Emma | F | 17.4 | finance.subscriptions, finance.budgets, finance.bills, finance.transactions | https://www.anchorterminal.com/tools/emma.min.md |


## Panel reviews (0, desk reviews from public material, no calls made)