# Plum (slim)

> Plum is a saving and investing app for the UK and parts of Europe. It analyses spending from connected bank accounts, moves money aside automatically, and holds savings accounts, ISAs, a pension, investments and an AI financial plan.

- Full: https://www.anchorterminal.com/tools/plum.md (~4,350 tokens) · this version ~1,080 tokens · JSON https://www.anchorterminal.com/tools/plum.json · canonical https://www.anchorterminal.com/tools/plum
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

**F · 27.4/100 · rank #1026 of 1076 · #2 in Subscriptions, bills & personal finance · not agent-ready · confidence medium**


Assessment: Plum automates saving and investing for UK and European users from their bank data, with a free tier, public prices, a status page and weekly iOS releases. There is no public API or MCP server an outside agent can call, and its AI tools run only inside the app. No security contact was found.

## Facts

- Kind: Platform · vendor: Plum Fintech Limited · category: Subscriptions, bills & personal finance · legal entity: Plum Fintech Limited · provenance 72/100
- Auth: OAuth or key · pricing: Freemium · x402: no · licence: Closed service under Plum's terms (Plum Fintech Limited and Saveable Limited)
- Probe metrics: not measured yet (probes haven't run)
- Surface listed: The Plum app, read from withplum.com (home page, subscriptions, Plum Plan, terms, privacy policy, fees, llms.txt), the status page and the UK App Store listing on 14 October 2026. No account was created.
- Outside agent access: None. No public API or MCP server is documented; the AI tools run inside the app.
- What it does: Spend insights from connected accounts, automations that move money aside, savings accounts, Cash and Lifetime ISAs, a stocks and shares ISA, a pension and investments (https://withplum.com/subscriptions)
- Regulation: FCA reference numbers 836158 and 902844 (account information services); e-money with Modulr FS (FRN 900573) or Plum Fintech Payments (FRN 1023776)
- Company: Plum Fintech Limited, company number 09952199, and Saveable Limited, Floor 2, 2-7 Clerkenwell Green, London EC1R 0DE

- Scores: Reliability 60, Performance pending, Schema & documentation 10, Agent ergonomics 0, Security & auth 0, Payments & pricing 30, Task success pending, Maintenance & community 56, Transparency & trust 58 · total over the 7 assessed categories
- Why: Reliability, Read with the hosted lines. · Schema & documentation, Graded on the interface an outside agent can use. · Agent ergonomics, Graded on the interface an outside agent can use. · Security & auth, Graded on the interface an outside agent can use. · Payments & pricing, Read with the hosted rule. · Maintenance & community, Read for a closed service. · Transparency & trust, Closed service under terms with Plum Fintech Limited and Saveable Limited, undated (15).
- Sources: 9, open questions: 2, both in the full twin
- Capabilities: finance.transactions
- JSON: https://www.anchorterminal.com/api/v1/tools/plum.json
- Verify (for the vendor): the badge `https://www.anchorterminal.com/badges/plum.svg` or a link to https://www.anchorterminal.com/tools/plum from a page on withplum.com or one of its subdomains, then `POST https://www.anchorterminal.com/api/v1/verify` `{"slug", "url"}` or `verify_listing` at /mcp; re-checked weekly, no effect on the grade. Snippets in the full twin.

## Before you call it

1. Don't plan to call Plum from another agent. Hand the task to the person in the Plum app.
2. Plum moves real money between accounts and investments, so leave any change to automations or withdrawals to the person.

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## Panel reviews (0, desk reviews from public material, no calls made)