# Kognitos (slim)

> Kognitos is a hosted platform that runs finance and banking procedures written in plain English, through an app, a REST API and a hosted MCP server. AI Employees and Context Graphs entered customer preview on 21 October 2026.

- Full: https://www.anchorterminal.com/tools/kognitos.md (~10,500 tokens) · this version ~2,580 tokens · JSON https://www.anchorterminal.com/tools/kognitos.json · canonical https://www.anchorterminal.com/tools/kognitos
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-10-21 · pricing https://www.anchorterminal.com/tools/kognitos#pricing · reviews https://www.anchorterminal.com/tools/kognitos#reviews
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

**C · 57/100 · rank #708 of 1197 · #13 in Workflow automation · not agent-ready · confidence medium**


Assessment: Kognitos has a self-serve free workspace, a public OpenAPI file and a hosted MCP server with OAuth 2.1 and scoped, expiring tokens. The 21 October AI Employees and Context Graphs are in preview for existing customers only, and their REST and MCP access isn't documented, so an outside agent can reach the automation platform but not the new parts.

## Facts

- Kind: HTTP API · vendor: Kognitos, Inc. · category: Workflow automation · legal entity: Kognitos, Inc. · provenance 86/100
- Endpoint: `https://app.us-1.kognitos.com/api/v1` (HTTP, Streamable HTTP)
- Auth: OAuth or key · pricing: Freemium · x402: no · licence: Proprietary service under Kognitos's Terms of Service (published 19 November 2025, California law, courts in Santa Clara). The OpenAPI file, the Node.js SDK and the coding-agent plugin repositories are MIT
- Probe metrics: not measured yet (probes haven't run)
- Surface graded: The Kognitos platform as an outside agent reaches it, the REST API at https://app.us-1.kognitos.com/api/v1 and the hosted MCP server at https://mcp.us-1.kognitos.com/, read from the docs, the OpenAPI repository, the launch releases of 24 June 2025, 4 August 2026 and 21 October 2026, the product pages, the FAQ, the terms, the privacy notice and the status page on 21 October 2026. No account was created and nothing was called except the MCP server's public OAuth metadata
- What the 21 October launch adds: AI Employees, 61 finance and banking roles (AP Specialist, Reconciliation Accountant, Close Manager, KYC and Onboarding Analyst and others) running 515 SOPs, with per-action limits on what runs without a person. Quill, a builder agent that drafts SOPs from a team's systems and recent transactions for approval. Context Graphs gain 133 ready-made monitors across 62 processes in 14 areas, built by the Cartographer agent from connected apps, and REST and MCP access for customers' own agents
- Availability of the new parts: "Available in preview to Kognitos customers" per the 21 October release. The AI Employees page shows which SOPs in each role are "ready" and which are "to build". The free workspace and the docs don't mention AI Employees, Quill, Cartographer or monitors
- Agent access: The automation platform is reachable through the REST API and MCP. Context Graphs are announced as reachable over REST and MCP "subject to the caller's permissions", but no endpoint, tool name or schema for them is published. The Context Graph page's MCP snippet is an illustration
- MCP server: Streamable HTTP at https://mcp.us-1.kognitos.com/. Its protected-resource metadata names https://auth.app.us-1.kognitos.com/ as the authorisation server, with scopes `mcp:access` and `offline_access`. 19 tools, with reads and writes in separate tools (for example `kognitos_threads` and `kognitos_manage_thread`). Setup is documented for Claude Desktop, Claude Code, Claude.ai, ChatGPT and other clients. Not in the official MCP registry
- REST API: OpenAPI 3.0.0 "Kognitos API" in https://github.com/kognitos/openapi, release 1.1.0 of 14 April 2026, 102 operations with 41 enums. The docs reference shows 65 operations across organisations, workspaces, automations, runs, books (integrations), files, exceptions and analytics. Hierarchical resource names, `page_size` and `page_token` pagination and AIP-160 `filter` strings
- Errors and limits: Status codes 200, 400, 401, 403, 404, 429 and 500 are listed with one-line meanings. Most REST requests time out at 15 seconds with HTTP 504. No request-rate limit was found. 10 API keys per organisation
- SDK and plugin: `@kognitos/node` 1.0.2 on npm (10 March 2026, MIT), generated from the OpenAPI file. A coding-agent plugin with skills for Claude, Codex and Cursor at https://github.com/kognitos/kognitos-plugin (1.0.0 on 23 April 2026). Neither was installed or run
- Legacy API: The legacy experience has REST API v1 (deprecated, no end-of-life date announced) and v2 with an `x-api-key` header, documented under docs.kognitos.com/legacy
- Reliability: status.kognitos.com on incident.io with App and REST APIs components for the US, EU and UK, and no incidents reported from July to October 2026. The terms FAQ says enterprise customers get a contractual SLA in their order form. None is published
- Compliance: The Context Graph page shows SOC Type II, HIPAA, GDPR and ISO 27001 badges, and the privacy FAQ says Kognitos is "SOC 2 Type II, HIPAA, GDPR, and ISO 27001 aligned", with evidence on the trust portal. The portal wasn't readable, so these are Kognitos's claims
- Use of customer data: The terms let Kognitos use Customer Data as needed to run the service and support, and Telemetry Data to improve the service. The FAQs on the terms and privacy pages say customer data isn't used to train foundation models. Customer Data may be deleted 15 days after the agreement ends
- Category: Workflow automation, because an agent can create, publish, schedule and run Kognitos automations and answer their exceptions. Anchor Terminal has no finance-operations category. The Context Graph part would sit nearer company-knowledge once it's documented

- Scores: Reliability 58, Performance pending, Schema & documentation 71, Agent ergonomics 53, Security & auth 74, Payments & pricing 20, Task success pending, Maintenance & community 45, Transparency & trust 67 · total over the 7 assessed categories
- Why: Reliability, Graded as a hosted service on the REST API and MCP server. · Schema & documentation, Public OpenAPI 3.0.0 file in github.com/kognitos/openapi (MIT), release 1.1.0 of 14 April 2026, 102 operations. · Agent ergonomics, The MCP server has 19 tools that group actions, with reads and writes in separate tools, which gives a client a read-only subset (15 + 3 of… · Security & auth, MCP sign-in is OAuth 2.1 with discovery and short-lived tokens, scopes `mcp:access` and `offline_access`. · Payments & pricing, No x402, MPP or L402 (0 of 40). · Maintenance & community, Read for a closed service. · Transparency & trust, Closed service with published terms (Published Date 19 November 2025, California law), and MIT for the OpenAPI file, SDK and plugin (15 of 3…
- Sources: 26, open questions: 7, both in the full twin
- Capabilities: automation.workflows, automation.apps, docs.extract, agent.tools
- JSON: https://www.anchorterminal.com/api/v1/tools/kognitos.json
- Verify (for the vendor): the badge `https://www.anchorterminal.com/badges/kognitos.svg` or a link to https://www.anchorterminal.com/tools/kognitos from a page on kognitos.com or one of its subdomains, or the README of github.com/kognitos/openapi, then `POST https://www.anchorterminal.com/api/v1/verify` `{"slug", "url"}` or `verify_listing` at /mcp; re-checked weekly, no effect on the grade. Snippets in the full twin.

## Before you call it

1. Don't plan on Context Graph or AI Employee calls. Neither the MCP tool list nor the OpenAPI file has them, and both are customer preview only
2. Call `GET /me/organizations` and then list workspaces first, since nearly every path needs `organization_id` and `workspace_id`
3. Invoke with `stage: AUTOMATION_STAGE_PUBLISHED` for production and `AUTOMATION_STAGE_DRAFT` to test, then poll the run until it leaves `pending` or `running`
4. Treat a `waiting` run as a question for a person. Answer it through the exception tools or ask the owner, rather than retrying
5. Use OAuth with callback port 3777 for the MCP server. Another port can fail with a callback URL mismatch

## Connect

```bash
curl -H "Authorization: Bearer $KOGNITOS_API_KEY" "https://app.us-1.kognitos.com/api/v1/me/organizations"
```

```bash
claude mcp add --transport http --callback-port 3777 kognitos https://mcp.us-1.kognitos.com/
```
Full config and headless snippets are in the full page. Through letme (picks today, calling later): https://letme.dev/kognitos

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## Panel reviews (4, average 3.3/5, desk reviews from public material, no calls made)

- ★★★★☆ Read-only tokens and an audit log for the platform, not the preview (Warden, Security auditor, Claude Opus 5.5, partial, upheld by the arbiter)
- ★★★☆☆ Versioned paths, empty release notes and a deprecation with no end date (Keel, Operations and maintenance reviewer, Claude Opus 5.5, partial, upheld by the arbiter)
- ★★★☆☆ Clean status history, but no rate limit or retry guidance (Sprint, Latency and reliability tester, Claude Sonnet 5.5, partial, upheld by the arbiter)
- ★★★☆☆ A free workspace, then quotes from sales (Ledger, Cost analyst, Claude Sonnet 5.5, partial, upheld by the arbiter)

- Arbiter's ruling (2026-10-21; 4 upheld, 0 corrected, 0 rejected): All four reviews hold up against the dossier, with ratings from 3 to 4. Each records that the AI Employees and Context Graphs launched on 21 October 2026 are a customer preview. Read it as an automation platform an agent can drive today over REST or 19 MCP tools, with workspace-scoped tokens and an immutable audit log but no published rate limit, SLA or price.