# Jerry MCP server > Jerry's hosted MCP server lets an assistant shop car, motorcycle, home and renters insurance across more than 100 insurers, filling in the application, getting and comparing quotes and a final price. Buying continues in the Jerry app. - Canonical: https://www.anchorterminal.com/tools/jerry-mcp - Pricing: https://www.anchorterminal.com/tools/jerry-mcp#pricing - Reviews: https://www.anchorterminal.com/tools/jerry-mcp#reviews - Markdown: https://www.anchorterminal.com/tools/jerry-mcp.md (~3,600 tokens) - Slim: https://www.anchorterminal.com/tools/jerry-mcp.min.md (~980 tokens, same facts, less prose, for token-sensitive contexts) - JSON: https://www.anchorterminal.com/tools/jerry-mcp.json (this page as data, same URL with Accept: application/json) - Site index for agents: https://www.anchorterminal.com/llms.txt (the key docs and every listing in one file, at most 16 MB, about 4 million tokens: https://www.anchorterminal.com/llms-full.txt) - API: https://www.anchorterminal.com/api/v1/index.json - MCP: https://www.anchorterminal.com/mcp (the whole catalogue as tools, no key) - DNS: dig +short TXT jerry-mcp.grade.anchorterminal.com (the grade as a DNS TXT record, for a sandbox with no HTTP where names still resolve; also top., best.. and .vs.. under the zone, and the same under grade.letme.dev) - Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data) - Updated: 2026-11-08 ## Overview **Grade D · 47.5/100 · rank #1154 of 1510 · #2 in Subscriptions, bills & personal finance · not agent-ready · confidence medium** ## Assessment Jerry's MCP server is a clean, well-documented way to shop US insurance from an assistant, with eight annotated tools, OAuth 2.1 with discoverable scopes, and buying kept in the Jerry app. It's at version 0.0.1, with no status page, and its legal pages weren't found. ## Facts | Field | Value | | --- | --- | | Vendor | Jerry (https://getjerry.com) | | Kind | MCP server | | Category | Subscriptions, bills & personal finance (https://www.anchorterminal.com/categories/personal-finance) | | Transport | Streamable HTTP | | Endpoint | `https://mcp.jerry.ai/mcp` | | Auth | OAuth · OAuth 2.1 with dynamic client registration; customers sign in with a phone number and a texted code. initialize and tools/list work without a token; every tool call needs one. | | Pricing | Free (Free) · Free for customers; Jerry is a licensed insurance broker paid by insurers (checked 2026-11-07). | | x402 | No · No x402, MPP or L402 on the MCP docs or pricing page (checked 2026-11-07). | | Licence | unknown | | Tools exposed | 8 | | MCP registry name | `ai.jerry/insurance` | | Docs | https://mcp.jerry.ai/docs | | llms.txt | not found | | Surface listed | The hosted MCP server at mcp.jerry.ai, read from mcp.jerry.ai/docs and its tools/list on 7 November 2026. No tool was called | | Capabilities | insurance.quotes, shopping.compare, finance.insurance | | Tags | official, hosted, mcp, remote-mcp, oauth, free, mcp-registry, annotated-tools | | JSON | https://www.anchorterminal.com/api/v1/tools/jerry-mcp.json | ## Score breakdown (methodology v0.7, October 2026 research run) Assessed 2026-11-07 from public evidence against the published checklist (https://www.anchorterminal.com/benchmark/#checklist). Confidence: medium. Performance and Task success pending (no score, not in the total); the total is Σ(score × weight) ÷ 80 over the 7 assessed categories. "This run" is each category's share of the 100 points. | Category | Weight | This run | Score (0–100) | Points | | --- | --- | --- | --- | --- | | Reliability | 16% | 20 | 15 | 3.0 | | Performance | 10% | pending | pending | n/a | | Schema & documentation | 13% | 16.2 | 65 | 10.6 | | Agent ergonomics | 13% | 16.2 | 81 | 13.2 | | Security & auth | 14% | 17.5 | 59 | 10.3 | | Payments & pricing | 10% | 12.5 | 30 | 3.8 | | Task success | 10% | pending | pending | n/a | | Maintenance & community | 7% | 8.8 | 50 | 4.4 | | Transparency & trust (editorial 15, provenance 38) | 7% | 8.8 | 27 | 2.4 | | Negative events | up to −15 | up to −15 | none recorded | 0 | | **Total** | | | | **47.5 → D** | ### Why each score - Reliability 15 (checked 2026-11-07): No status page found (0). No history (5). An Errors and limits section in the developer reference, not read in full (5 of 15). A jerry_wait tool for long quote runs; idempotency not read (5 of 15). No SLA (0). Version 0.0.1 (0 of 10). 0 + 5 + 5 + 5 + 0 + 0 = 15. - Performance: Pending. Latency is measured per call by our probes, which haven't run yet, so this run doesn't score it. Its weight is shared across the assessed categories until the first probe window closes. - Schema & documentation 65 (checked 2026-11-07): Eight tools read from tools/list with JSON Schema inputs (25). No llms.txt (404) (0). Long descriptions of the shopping flow (16 of 20). Typed inputs, one enum (10 of 15). A developer reference with endpoints, authentication and errors (12 of 15). Registry 0.0.1; no changelog (2 of 15). 25 + 0 + 16 + 10 + 12 + 2 = 65. - Agent ergonomics 81 (checked 2026-11-07): Eight tools, about 32 KB (25). Status and quotes fetched separately (12 of 20). Errors documented in the reference (12 of 20). All annotated, four read-only (20). Stateless, with a header to force sign-in for clients that need it (12 of 15). 25 + 12 + 12 + 20 + 12 = 81. - Security & auth 59 (checked 2026-11-07): OAuth 2.1 with protected-resource metadata and published scopes in the 401 challenge (28 of 30). Buying isn't possible from the server; prices are estimates until a final price (18 of 20). Returns Jerry's own quote data (10). No audit log (0). No security programme found (3 of 20). 28 + 18 + 10 + 0 + 3 = 59. - Payments & pricing 30 (checked 2026-11-07): No machine payment protocol (0). No price to publish; free to customers (10 of 20). Free (20). A customer signs in with a phone code (0). 0 + 10 + 20 + 0 = 30. - Task success: Pending. Task success needs the category task suites run through each tool, which haven't run yet, so this run doesn't score it. Its weight is shared across the assessed categories until then. A data provider's data-quality score is published on its listing now and becomes half of this category when it's scored. - Maintenance & community 50 (checked 2026-11-07): Registry entry ai.jerry/insurance 0.0.1 on 25 October 2026 (30). No dated releases (0). Help and privacy links; no changelog (5 of 15). Official registry entry under its own namespace (15). No package (0). 30 + 0 + 5 + 15 + 0 = 50. Registry presence read from Anchor Terminal's own daily import of the official MCP registry (/api/v1/registry.json, 6 November 2026), not the registry's API. - Transparency & trust 27 (checked 2026-11-07): Closed service; terms and privacy not found at jerry.ai (5 of 30). The docs say Jerry never shares data with third parties for marketing (10 of 30). No deprecation policy (0). Subprocessors not found (0). 5 + 10 + 0 + 0 = 15. Fix list, everything this grade says the listing lacks, the biggest gain first (15 items). What it covers is at https://www.anchorterminal.com/fixes/jerry-mcp.md (JSON https://www.anchorterminal.com/fixes/jerry-mcp.json). The whole list for a coding agent comes from `POST https://www.anchorterminal.com/api/v1/fix-list` with `{"listing": "jerry-mcp", "plan": "read"}`, free while the beta runs ### What we couldn't check - Terms, privacy and the limits section not read - People, ownership and investors not researched ### Sources - MCP developer reference: (seen 2026-11-07) - tools/list, 8 tools: (seen 2026-11-07) - lead, awesome-remote-mcp-servers pull request #2856: (seen 2026-11-07) ## Score history Every move of a score since the listing was graded, newest first, with its cause. A score can't move without an entry here. JSON: https://www.anchorterminal.com/api/v1/tools/jerry-mcp/history.json - 2026-11-07: graded 47.5 D (methodology 0.7) ## Who's behind it (provenance 38/100, checked 2026-11-07) | Check | Finding | Points | | --- | --- | --- | | Legal entity named | Jerry | 20/20 | | Domain age | jerry.ai, no registry record we could read | 0/15 | | Endpoint on the vendor's domain | mcp.jerry.ai | 15/15 | | Terms of service | not found | 0/10 | | Privacy policy | not found | 0/10 | | Status page | not found | 0/10 | | Changelog | not found | 0/10 | | security.txt | not found | 0/10 | | People named | not researched yet | n/a | | Support route | help pages | 5/5 | Not looked up: RDAP isn't requested under the 1 November 2026 rules. The OAuth server is at auth-micro.prod.getjerry.com. Terms and privacy weren't found at jerry.ai/terms or /privacy. ### Terms and privacy, as read A reading by a fixed set of rules, each answered with the vendor's own sentence. Not legal advice. **Terms of service**. We found no terms of service published for this product, so there is nothing to read and the check scores 0. **Privacy policy**. We found no privacy policy published for this product, so there is nothing to read and the check scores 0. ## Humans behind the project (researched 2026-11-07 from public pages, not part of the grade) ### Key people - No people named yet. - Note: People, ownership and investors weren't researched in this batch (7 November 2026, leads from the awesome-remote-mcp-servers pull requests). ### Getting support - Help: https://mcp.jerry.ai/docs - Sources: https://mcp.jerry.ai/docs ## Live (updated 2026-11-08 00:43 UTC) - Right now: up, HTTP 200, 478 ms, checked 2026-11-08 00:43 UTC (mcp-initialize on `https://mcp.jerry.ai/mcp`) - Uptime 24h 100.0% (61 probes) · 30 days 100.0% (61 probes) · p50 450 ms · p95 520 ms - Always current: https://www.anchorterminal.com/api/v1/live/jerry-mcp.json ## Probe metrics Not measured yet. Our benchmark probes haven't run, so there's no availability, latency or error rate from a run and Performance is pending. Live uptime, where we poll the endpoint, is under Live and doesn't change the score. ## Strengths - Quotes from 100+ insurers in eight annotated tools - OAuth 2.1 with protected-resource metadata and dynamic registration - Buying stays in the Jerry app; prices are estimates until final - A developer reference with endpoints and errors ## Weaknesses - Version 0.0.1, no changelog - No status page - Terms and privacy not found at the documented domain ## Before you call it (notes for agents) 1. Use jerry_wait for long quote runs instead of polling 2. Tell the user prices are estimates until jerry_request_final_price 3. Hand off to the Jerry app to buy 4. Ask before submitting application details ## Connect Claude Code: ```bash claude mcp add jerry --transport http https://mcp.jerry.ai/mcp ``` MCP client configuration: ```json { "mcpServers": { "jerry": { "url": "https://mcp.jerry.ai/mcp" } } } ``` Through letme: https://letme.dev/jerry-mcp (letme picks it for finance.insurance, the top-graded tool for the job, letme picks it for insurance.quotes, the top-graded tool for the job, letme picks it for shopping.compare, the top-graded tool for the job). letme answers with the pick and how to call it direct. How it works: https://www.anchorterminal.com/letme/index.md ## Similar tools Ranked by shared capabilities, then score. Same-category tools with no shared capability key are listed last. | Tool | Grade | Score | Rank | Shared capabilities | x402 | Markdown | | --- | --- | --- | --- | --- | --- | --- | | YNAB | B | 63.9 | 495 | same category (Subscriptions, bills & personal finance) | no | https://www.anchorterminal.com/tools/ynab.md | | PocketSmith MCP server | D | 46.6 | 1172 | same category (Subscriptions, bills & personal finance) | no | https://www.anchorterminal.com/tools/pocketsmith-mcp.md | | ScribeUp | F | 35.6 | 1394 | same category (Subscriptions, bills & personal finance) | no | https://www.anchorterminal.com/tools/scribeup.md | | Plum | F | 27.4 | 1432 | same category (Subscriptions, bills & personal finance) | no | https://www.anchorterminal.com/tools/plum.md | | Snoop | F | 26.9 | 1433 | same category (Subscriptions, bills & personal finance) | no | https://www.anchorterminal.com/tools/snoop.md | | Quicken Simplifi | F | 20.8 | 1453 | same category (Subscriptions, bills & personal finance) | no | https://www.anchorterminal.com/tools/quicken-simplifi.md | ## Panel reviews (0) Reviewed by the Anchor panel (https://www.anchorterminal.com/reviewers/index.md): . Desk reviews, written from public documentation, pricing, terms, source and status history on 1 October 2026. No calls made. For a desk review, the outcome says whether the reviewer's questions could be answered from public material: success, partial or failure. How reviews work: https://www.anchorterminal.com/reviews/how-it-works.md ## Notable - Eight tools; initialize and tools/list work without a token (source: ) - Sign in with a phone number and code over OAuth 2.1 (source: ) - Buying isn't part of the server; links open the Jerry app (source: ) - #2 of 12 in Best subscription, bill and budgeting tools for AI agents: https://www.anchorterminal.com/best/personal-finance/index.md - All 52 personal finance comparisons: https://www.anchorterminal.com/compare/personal-finance/index.md ## Verify this listing For the vendor. The badge or a plain link to this page verifies the listing, from a page on jerry.ai or getjerry.com or one of their subdomains. It shows the listing is the vendor's and that the vendor knows it's here, and it never changes a grade, rank or review. The vendor sends the page's address to `POST https://www.anchorterminal.com/api/v1/verify` as `{"slug": "jerry-mcp", "url": "…"}`, or calls the `verify_listing` tool at https://www.anchorterminal.com/mcp. We fetch the page once, then again every week; two failed checks in a row and the verification lapses, and a later pass restores it. What we check: https://www.anchorterminal.com/builders/index.md#verify HTML badge: ```html Jerry MCP server on Anchor Terminal ``` Markdown badge, for a README: ```markdown [![Jerry MCP server on Anchor Terminal](https://www.anchorterminal.com/badges/jerry-mcp.svg)](https://www.anchorterminal.com/tools/jerry-mcp) ``` Plain link: ```html Jerry MCP server on Anchor Terminal ``` ## Share this listing For the vendor. Sharing assets for social media, two PNGs of 1200 × 630 that say Jerry MCP server is listed on Anchor Terminal, with the vendor's logo and this page's address and no grade or score. - Dark: https://www.anchorterminal.com/assets/share/jerry-mcp-dark.png - Light: https://www.anchorterminal.com/assets/share/jerry-mcp-light.png --- Query this catalogue directly over MCP: https://www.anchorterminal.com/mcp (Streamable HTTP, no key). How: https://www.anchorterminal.com/agents/#mcp