# folk (slim)

> folk is an AI assistant that texts its owner over iMessage, Telegram and WhatsApp to keep habits, workouts, study and money goals on track. Each user gets a cloud computer, persistent memory and connected apps.

- Full: https://www.anchorterminal.com/tools/folk-nozomio.md (~6,000 tokens) · this version ~1,480 tokens · JSON https://www.anchorterminal.com/tools/folk-nozomio.json · canonical https://www.anchorterminal.com/tools/folk-nozomio
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-13

**F · 19.8/100 · rank #993 of 1010 · #30 in Personal assistants · not agent-ready · confidence medium**


Assessment: folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price.

## Facts

- Kind: Platform · vendor: Nozomio, Inc. · category: Personal assistants · legal entity: Nozomio, Inc. · provenance 76/100
- Auth: OAuth or key · pricing: Freemium · x402: no · licence: Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026).
- Probe metrics: not measured yet (probes haven't run)
- Surface listed: folk, the texting assistant at folk.com by Nozomio, read from folk.com, llms.txt, pricing.md, the pricing page, terms, privacy policy, subprocessors and security.txt on 14 October 2026. It is a different product from the folk CRM (folk.app), listed separately. No account was created.
- Where it runs: A cloud service on AWS (US) and Daytona sandboxes (US or EU), with Google Cloud during a migration (https://www.folk.com/subprocessors).
- What it acts on: Gmail, Calendar and other connected apps, web browsing, code, reminders and check-ins, phone calls to the owner, read-only bank data, and iPhone Health, Calendar, Reminders and Contacts through the iPhone app (https://www.folk.com/llms.txt and https://www.folk.com/privacy).
- Outside agent access: None found.
- Data handling: Account deletion covers memories, connected credentials and companion-app databases, and failed external clean-up is queued for retry (https://www.folk.com/privacy).
- Eligibility: 13 and older, with parental permission under 18. Characters are for 18 and older (https://www.folk.com/terms).
- Prices: folk Pro $9.99 per month (plan); folk Max (US App Store) $99.99 per month (plan)

- Scores: Reliability 25, Performance pending, Schema & documentation 10, Agent ergonomics 0, Security & auth 3, Payments & pricing 30, Task success pending, Maintenance & community 35, Transparency & trust 67 · total over the 7 assessed categories
- Why: Reliability, Read with the hosted lines. · Schema & documentation, Graded on the interface an outside agent can use, as GRADER.md asks. · Agent ergonomics, Graded on the interface an outside agent can use. · Security & auth, Graded on the interface an outside agent can use. · Payments & pricing, Read with the hosted rule. · Maintenance & community, Read for a closed service. · Transparency & trust, Closed service under terms updated on 8 September 2026 naming Nozomio, Inc.
- Sources: 8, open questions: 2, both in the full twin
- Capabilities: assistant.proactive, assistant.messaging, assistant.accounts, assistant.memory, messaging.rcs, messaging.whatsapp, messaging.inbound, mailbox.read, mailbox.send, calendar.write, browser.hosted, voice.calls, memory.user, tasks.create, agent.mcp-client
- JSON: https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json
- Verify (for the vendor): the badge `https://www.anchorterminal.com/badges/folk-nozomio.svg` or a link to https://www.anchorterminal.com/tools/folk-nozomio from a page on folk.com or one of its subdomains, then `POST https://www.anchorterminal.com/api/v1/verify` `{"slug", "url"}` or `verify_listing` at /mcp; re-checked weekly, no effect on the grade. Snippets in the full twin.

## Before you call it

1. Don't plan to call folk from another agent. It answers only the owner's iMessage, Telegram or WhatsApp thread and iPhone app.
2. Quote limits and prices from pricing.md and the terms, and note that llms.txt gives different free-tier limits.

## Similar tools

| Tool | Grade | Score | Shared capabilities | Slim |
| --- | --- | --- | --- | --- |
| Town | D | 48.7 | assistant.proactive, assistant.messaging, assistant.accounts, assistant.memory, mailbox.read, mailbox.send, calendar.write, messaging.whatsapp, messaging.rcs, messaging.inbound, voice.calls, memory.user, tasks.create, agent.mcp-client | https://www.anchorterminal.com/tools/town.min.md |
| Del | F | 20.6 | assistant.messaging, assistant.accounts, assistant.memory, messaging.rcs, messaging.whatsapp, messaging.inbound, mailbox.read, mailbox.send, calendar.write, browser.hosted, tasks.create, memory.user | https://www.anchorterminal.com/tools/del.min.md |
| OpenInstinct | F | 21.8 | assistant.messaging, assistant.accounts, assistant.memory, messaging.rcs, messaging.inbound, browser.hosted, mailbox.read, mailbox.send, calendar.write, memory.user | https://www.anchorterminal.com/tools/openinstinct.min.md |
| Orchid | F | 20.2 | assistant.messaging, assistant.accounts, assistant.memory, messaging.rcs, messaging.inbound, mailbox.read, mailbox.send, calendar.write, tasks.create, memory.user | https://www.anchorterminal.com/tools/orchid-ai.min.md |
| Zapia | F | 17.3 | assistant.messaging, assistant.accounts, assistant.memory, mailbox.read, mailbox.send, calendar.write, messaging.whatsapp, browser.hosted, tasks.create, memory.user | https://www.anchorterminal.com/tools/zapia.min.md |


## Panel reviews (0, desk reviews from public material, no calls made)


Disclosure: folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.