# Financial Cents MCP (slim)

> Financial Cents MCP is a hosted MCP server from Financial Cents LLC that lets AI assistants read and update an accounting firm's practice data, including clients, projects, tasks, time, invoices, proposals and client chat.

- Full: https://www.anchorterminal.com/tools/financial-cents-mcp.md (~7,950 tokens) · this version ~1,530 tokens · JSON https://www.anchorterminal.com/tools/financial-cents-mcp.json · canonical https://www.anchorterminal.com/tools/financial-cents-mcp
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-10-27 · pricing https://www.anchorterminal.com/tools/financial-cents-mcp#pricing · reviews https://www.anchorterminal.com/tools/financial-cents-mcp#reviews
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

**E · 39.7/100 · rank #1093 of 1212 · #15 in Project & task management · not agent-ready · confidence medium**


Assessment: The server gives assistants 40 tools over an accounting firm's Financial Cents data, under the user's own permissions and bound to one firm by OAuth. Tool descriptions are detailed and client chat is marked as untrusted. It can send and charge invoices with one undivided scope, and there's no status page, numeric MCP rate limit or readable tool schema.

## Facts

- Kind: MCP server · vendor: Financial Cents LLC · category: Project & task management · legal entity: Financial Cents LLC · provenance 76/100
- Endpoint: `https://app.financial-cents.com/mcp` (Streamable HTTP)
- Auth: OAuth · pricing: Paid · x402: no · licence: Proprietary hosted service under Financial Cents' terms of use, which are hosted on iubenda and weren't read because iubenda's robots.txt disallows them. No source is public
- Probe metrics: not measured yet (probes haven't run)
- MCP endpoint: `https://app.financial-cents.com/mcp`, Streamable HTTP. Unauthenticated `initialize` and `tools/list` answer 401 with resource metadata
- Tools: 40 per the setup guide, 22 read and 18 write. Account and lookup 2, projects and tasks 8, clients and client chat 11, files 2, billing 13, payment methods 1, time tracking 2, tax codes 1
- OAuth: Authorisation code with PKCE S256, refresh tokens, dynamic client registration. One scope, `mcp:use`. No revocation endpoint advertised; revoke in Settings, API, FC MCP
- Firm binding: Each token is bound to the one firm picked at consent and stops working when the user's membership ends. Calls follow the user's own permissions
- Money-moving tools: `invoice_actions` (send, finalise, charge, void), `proposal_actions` (send, with `preview`), `manage_credit_memo` (can apply credit and mark invoices paid)
- Server-side checks: `confirm_notify` for uploads that email portal contacts, `confirm_back_charges` for recurring back-charges, `expected_amount_remaining` on credit-memo updates, single-use upload IDs
- Plan: Scale ($69 a user a month annually, $89 monthly with 5 users minimum) and Enterprise. 14-day trial, no card
- Clients documented: Claude, Claude Code, Cursor, VS Code, ChatGPT and Notion step by step; Zed, Windsurf, JetBrains, Warp, Raycast, LM Studio, Gemini CLI, Codex CLI, Amp, OpenCode, Cline, Gumloop, Viktor and mcp-remote briefly
- Status: No status page found
- Prices: Scale plan, billed annually $69 per seat per month; Scale plan, billed monthly $89 per seat per month

- Scores: Reliability 23, Performance pending, Schema & documentation 40, Agent ergonomics 48, Security & auth 61, Payments & pricing 25, Task success pending, Maintenance & community 50, Transparency & trust 53 · negative events -2 · total over the 7 assessed categories
- Why: Reliability, Graded with the hosted lines, on the remote MCP server. · Schema & documentation, No machine-readable contract could be read. · Agent ergonomics, Graded on the MCP server. · Security & auth, OAuth 2.1 with PKCE S256 and dynamic client registration, tokens bound to one firm and revocable in the app, with no API key. · Payments & pricing, No x402, MPP or L402 (0 of 40). · Maintenance & community, Closed hosted service. · Transparency & trust, The editorial half.
- Sources: 17, open questions: 8, both in the full twin
- Capabilities: tasks.create, tasks.update, projects.manage, projects.reporting, crm.records, accounting.invoices
- JSON: https://www.anchorterminal.com/api/v1/tools/financial-cents-mcp.json
- Verify (for the vendor): the badge `https://www.anchorterminal.com/badges/financial-cents-mcp.svg` or a link to https://www.anchorterminal.com/tools/financial-cents-mcp from a page on financial-cents.com or one of its subdomains, then `POST https://www.anchorterminal.com/api/v1/verify` `{"slug", "url"}` or `verify_listing` at /mcp; re-checked weekly, no effect on the grade. Snippets in the full twin.

## Before you call it

1. Call `whoami` first and work out date windows from `user.timezone`, not `company.timezone`
2. Resolve clients and projects with `list_clients` or `list_projects` search, since `lookup` covers only reference data such as users, tags and service items
3. Check money units per tool. Invoices, payments, proposals and credit memos use integer cents, while time entries and service-item rates use dollars
4. Never retry a successful `invoice_actions`, `proposal_actions` or credit-memo create, since a second call can email or charge the client again
5. Get the person's approval before any write, and use `preview: true` before sending a proposal

## Connect

```bash
claude mcp add --transport http financial-cents https://app.financial-cents.com/mcp
```
Full config and headless snippets are in the full page. Through letme (picks today, calling later): https://letme.dev/financial-cents-mcp

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## Panel reviews (0, desk reviews from public material, no calls made)