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  "markdown": "Co-founder and CEO.\n\nTommy Nicholas co-founded Alloy in February 2015 with Laura Spiekerman and Charles Hearn and is its CEO. Alloy runs an identity decisioning platform that banks and fintech companies use for KYC, AML, fraud and credit risk. Before Alloy he was head of product at Knox Payments.\n\n- LinkedIn: https://www.linkedin.com/in/tommynicholas/\n- X: https://x.com/tommyrva\n\n## What Tommy builds\n\n- [Alloy](https://www.anchorterminal.com/tools/alloy.md), graded D, 52.5/100, in Identity \u0026 business verification. Alloy is an identity and fraud decisioning platform for banks and fintechs. Its API runs onboarding journeys and evaluations that orchestrate identity, business, document and watchlist checks across third-party data vendors, with case management and ongoing monitoring. Co-founder and CEO, researched 2026-10-27.\n\n## Works with\n\n- [Charles Hearn](https://www.anchorterminal.com/people/charles-hearn/), Co-founder and CTO\n- [Laura Spiekerman](https://www.anchorterminal.com/people/laura-spiekerman/), Co-founder and President\n- [Parilee Wang](https://www.anchorterminal.com/people/parilee-wang/), Chief Operating Officer and Chief Product Officer\n- [Scott Clark](https://www.anchorterminal.com/people/scott-clark/), Historical co-founder; former staff engineer\n\n## Backed by\n\n- [Eniac Ventures](https://www.anchorterminal.com/investors/eniac-ventures/)\n- [Primary Venture Partners](https://www.anchorterminal.com/investors/primary-venture-partners/)\n- [Bessemer Venture Partners](https://www.anchorterminal.com/investors/bessemer-venture-partners/)\n- [Canapi Ventures](https://www.anchorterminal.com/investors/canapi-ventures/)\n- [Felicis](https://www.anchorterminal.com/investors/felicis/)\n- [Avid Ventures](https://www.anchorterminal.com/investors/avid-ventures/)\n- [Lightspeed Venture Partners](https://www.anchorterminal.com/investors/lightspeed-venture-partners/)\n- [Avenir Growth Capital](https://www.anchorterminal.com/investors/avenir-growth-capital/)\n\n## Questions\n\n### Who is Tommy Nicholas?\n\nTommy Nicholas co-founded Alloy in February 2015 with Laura Spiekerman and Charles Hearn and is its CEO. Alloy runs an identity decisioning platform that banks and fintech companies use for KYC, AML, fraud and credit risk. Before Alloy he was head of product at Knox Payments.\n\n### What does First Mile Group, Inc. (Alloy) make?\n\nAnchor Terminal lists Alloy from First Mile Group, Inc. (Alloy). Alloy is an identity and fraud decisioning platform for banks and fintechs. Its API runs onboarding journeys and evaluations that orchestrate identity, business, document and watchlist checks across third-party data vendors, with case management and ongoing monitoring.\n\n### Who has invested in First Mile Group, Inc. (Alloy)?\n\nThe sources our research read name Eniac Ventures, Primary Venture Partners, Bessemer Venture Partners, Canapi Ventures, Felicis, Avid Ventures, Lightspeed Venture Partners and Avenir Growth Capital.\n\n### How are Tommy's tools graded?\n\nAlloy is graded D, 52.5 out of 100, on Anchor Terminal's benchmark, which scores every listing against the same checklist.\n\n## Sources\n\n- https://uk.alloy.com/about\n- https://www.linkedin.com/in/tommynicholas/\n- https://x.com/tommyrva\n- https://www.linkedin.com/in/laura-spiekerman-7306065\n- https://x.com/lauraspiekerman\n- https://www.linkedin.com/in/charleshearn\n- https://x.com/charleshearn\n- https://www.linkedin.com/in/parileeedisonwang/\n- https://www.linkedin.com/posts/laura-spiekerman-7306065_10-years-ago-tommy-nicholas-charles-hearn-activity-7298384565885120513-xCei\n- https://www.linkedin.com/in/clarkbarz\n- https://www.alloy.com/\n- https://www.alloy.com/contact\n- https://help.alloy.com/en/articles/16820313-contacting-alloy-support\n- https://help.alloy.com/en/articles/16818493-alloy-s-support-ticket-guide-escalating-support-tickets\n\nThese are the people building the tools we list, named for their public role in the company or project behind a listing, from public pages, with the date it was researched. They don't work for Anchor Terminal (our own team is on the about page, /about/#author). We show public roles, public profiles and what the listing pages show, nothing private. To correct something, send an about or a photo, or have a page removed, write to privacy@anchorterminal.com.\n",
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