# Jesse Mecham

> Jesse Mecham is founder of YNAB. YNAB on Anchor Terminal, with grades, an about and public profiles.

- Canonical: https://www.anchorterminal.com/people/jesse-mecham/
- Markdown: https://www.anchorterminal.com/people/jesse-mecham/index.md (~650 tokens)
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- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- MCP: https://www.anchorterminal.com/mcp (the whole catalogue as tools, no key)
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)
- Updated: 2026-10-28

Founder, YNAB.

Jesse Mecham founded YNAB. He built the first version as a spreadsheet in 2003 while a college student, around the rule of giving every dollar a job, and developed it into standalone software in 2004 while studying for a master's degree in accounting.

## What Jesse builds

- [YNAB](https://www.anchorterminal.com/tools/ynab.md), graded B, 65.1/100, in Subscriptions, bills & personal finance. YNAB is a subscription budgeting app for people. Its REST API reads and edits a user's plans, accounts, categories, payees and transactions, with personal access tokens or OAuth for apps other users authorise. Founder, YNAB, researched 2026-10-28.

## Questions

### Who is Jesse Mecham?

Jesse Mecham founded YNAB. He built the first version as a spreadsheet in 2003 while a college student, around the rule of giving every dollar a job, and developed it into standalone software in 2004 while studying for a master's degree in accounting.

### What does YNAB make?

Anchor Terminal lists YNAB from YNAB. YNAB is a subscription budgeting app for people. Its REST API reads and edits a user's plans, accounts, categories, payees and transactions, with personal access tokens or OAuth for apps other users authorise.

### How are Jesse's tools graded?

YNAB is graded B, 65.1 out of 100, on Anchor Terminal's benchmark, which scores every listing against the same checklist.

## Sources

- https://www.ynab.com/
- https://www.ynab.com/about
- https://www.ynab.com/help-center
- https://en.wikipedia.org/wiki/YNAB

These are the people building the tools we list, named for their public role in the company or project behind a listing, from public pages, with the date it was researched. They don't work for Anchor Terminal (our own team is on the about page, /about/#author). We show public roles, public profiles and what the listing pages show, nothing private. To correct something, send an about or a photo, or have a page removed, write to privacy@anchorterminal.com.

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