# Henry Wells

> Henry Wells is co-founder of American Express. American Express Agentic Commerce Experiences (ACE) on Anchor Terminal, with grades, an about and public profiles.

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- Updated: 2026-10-28

Co-founder, American Express.

Henry Wells co-founded American Express in 1850, when his Wells & Company merged with the express firms of William G. Fargo and John Butterfield. He and Fargo started Wells Fargo & Co. in 1852, and he founded Wells College in Aurora, New York.

## What Henry builds

- [American Express Agentic Commerce Experiences (ACE)](https://www.anchorterminal.com/tools/amex-ace.md), graded F, 25.8/100, in Agent checkout protocols. American Express's Agentic Commerce Experiences (ACE) developer kit lets verified AI agents pay with scoped, tokenised Amex card credentials against a purchase intent the Card Member approves. Access needs an application and agreements with American Express. Co-founder, American Express, researched 2026-10-28.

## Works with

- [John Butterfield](https://www.anchorterminal.com/people/john-butterfield/), Co-founder, American Express
- [Matthew Robinson](https://www.anchorterminal.com/people/matthew-robinson/), EVP, payment-network product leadership
- [William G. Fargo](https://www.anchorterminal.com/people/william-g-fargo/), Co-founder, American Express

## Questions

### Who is Henry Wells?

Henry Wells co-founded American Express in 1850, when his Wells & Company merged with the express firms of William G. Fargo and John Butterfield. He and Fargo started Wells Fargo & Co. in 1852, and he founded Wells College in Aurora, New York.

### What does American Express make?

Anchor Terminal lists American Express Agentic Commerce Experiences (ACE) from American Express. American Express's Agentic Commerce Experiences (ACE) developer kit lets verified AI agents pay with scoped, tokenised Amex card credentials against a purchase intent the Card Member approves. Access needs an application and agreements with American Express.

### How are Henry's tools graded?

American Express Agentic Commerce Experiences (ACE) is graded F, 25.8 out of 100, on Anchor Terminal's benchmark, which scores every listing against the same checklist.

## Sources

- https://www.americanexpress.io/shaping-the-future-of-agentic-commerce/
- https://www.linkedin.com/in/matthewrobinson-amex
- https://www.americanexpress.com/en-gb/
- https://www.americanexpress.com/en-us/newsroom/articles/innovation/what-sets-american-express-apart-in-the-age-of-agentic-commerce.html/
- https://developer.americanexpress.com/products/nextgen-agentic-payments/overview
- https://developer.americanexpress.com/support
- https://www.americanexpress.com/uk/contact-us/?inav=en_gb_footer_company_information_contact_us
- https://en.wikipedia.org/wiki/American_Express
- https://en.wikipedia.org/wiki/Henry_Wells
- https://en.wikipedia.org/wiki/William_Fargo
- https://en.wikipedia.org/wiki/John_Butterfield_(businessman)

These are the people building the tools we list, named for their public role in the company or project behind a listing, from public pages, with the date it was researched. They don't work for Anchor Terminal (our own team is on the about page, /about/#author). We show public roles, public profiles and what the listing pages show, nothing private. To correct something, send an about or a photo, or have a page removed, write to privacy@anchorterminal.com.

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