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  "markdown": "President, Circle.\n\nHeath Tarbert is president of Circle, leading its legal, compliance, risk, policy, communications, talent operations and international expansion. He previously served as Assistant Secretary of the US Treasury and as Chairman of the Commodity Futures Trading Commission.\n\n## What Heath builds\n\n- [Circle Gateway Nanopayments](https://www.anchorterminal.com/tools/circle-gateway-nanopayments.md), graded B, 67.7/100, in Payment \u0026 monetisation platforms. Circle Gateway Nanopayments is a hosted x402 facilitator that settles gas-free USDC payments as small as $0.000001. Buyers sign offchain authorisations against a Gateway balance, and Circle settles net positions onchain in batches. President, Circle, researched 2026-10-28.\n- [Circle Wallets (Agent Wallets, Programmable Wallets)](https://www.anchorterminal.com/tools/circle-wallets.md), graded BB, 72.4/100, in Agent wallets \u0026 spending controls. Circle's wallet APIs (developer-controlled, user-controlled and modular wallets) plus Agent Wallets, a USDC wallet an agent drives through the Circle CLI with per-transaction, daily, weekly and monthly caps and address allowlists. President, Circle, researched 2026-10-28.\n\n## Works with\n\n- [Jeremy Allaire](https://www.anchorterminal.com/people/jeremy-allaire/), Co-founder, CEO and Chairman, Circle\n- [Li Fan](https://www.anchorterminal.com/people/li-fan/), Chief AI Officer, Circle\n- [Nikhil Chandhok](https://www.anchorterminal.com/people/nikhil-chandhok/), Chief Product and Technology Officer, Circle\n\n## Questions\n\n### Who is Heath Tarbert?\n\nHeath Tarbert is president of Circle, leading its legal, compliance, risk, policy, communications, talent operations and international expansion. He previously served as Assistant Secretary of the US Treasury and as Chairman of the Commodity Futures Trading Commission.\n\n### What does Circle make?\n\nAnchor Terminal lists Circle Gateway Nanopayments and Circle Wallets (Agent Wallets, Programmable Wallets) from Circle. Circle Gateway Nanopayments is a hosted x402 facilitator that settles gas-free USDC payments as small as $0.000001. Buyers sign offchain authorisations against a Gateway balance, and Circle settles net positions onchain in batches.\n\n### How are Heath's tools graded?\n\nCircle Gateway Nanopayments is graded B, 67.7 out of 100; Circle Wallets (Agent Wallets, Programmable Wallets) is graded BB, 72.4 out of 100, on Anchor Terminal's benchmark, which scores every listing against the same checklist.\n\n## Sources\n\n- https://www.circle.com/leadership/nikhil-chandhok\n- https://www.circle.com/blog/building-the-financial-rails-for-the-agentic-economy\n- https://www.linkedin.com/in/chandhok\n- https://www.circle.com/about-circle\n- https://www.circle.com/nanopayments\n- https://x.com/jerallaire\n- https://www.circle.com/\n- https://www.circle.com\n- https://www.circle.com/contact-us\n- https://help.circle.com/support\n- https://help.circle.com/support?id=support_form\n- https://www.circle.com/leadership/jeremy-allaire\n- https://developers.circle.com/\n\nThese are the people building the tools we list, named for their public role in the company or project behind a listing, from public pages, with the date it was researched. They don't work for Anchor Terminal (our own team is on the about page, /about/#author). We show public roles, public profiles and what the listing pages show, nothing private. To correct something, send an about or a photo, or have a page removed, write to privacy@anchorterminal.com.\n",
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