# Charles Hearn

> Charles Hearn is co-founder and CTO. Alloy on Anchor Terminal, with grades, an about and public profiles.

- Canonical: https://www.anchorterminal.com/people/charles-hearn/
- Markdown: https://www.anchorterminal.com/people/charles-hearn/index.md (~1,250 tokens)
- Slim: https://www.anchorterminal.com/people/charles-hearn/index.min.md (~930 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/people/charles-hearn/index.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- MCP: https://www.anchorterminal.com/mcp (the whole catalogue as tools, no key)
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)
- Updated: 2026-10-28

Co-founder and CTO.

Charles Hearn co-founded Alloy in 2015 with Tommy Nicholas and Laura Spiekerman and is its CTO. Alloy's platform automates identity verification, fraud prevention and anti-money laundering checks for banks and fintech companies. In 2020 he was named to the Forbes 30 Under 30 list.

- LinkedIn: https://www.linkedin.com/in/charleshearn
- X: https://x.com/charleshearn

## What Charles builds

- [Alloy](https://www.anchorterminal.com/tools/alloy.md), graded D, 52.5/100, in Identity & business verification. Alloy is an identity and fraud decisioning platform for banks and fintechs. Its API runs onboarding journeys and evaluations that orchestrate identity, business, document and watchlist checks across third-party data vendors, with case management and ongoing monitoring. Co-founder and CTO, researched 2026-10-27.

## Works with

- [Laura Spiekerman](https://www.anchorterminal.com/people/laura-spiekerman/), Co-founder and President
- [Parilee Wang](https://www.anchorterminal.com/people/parilee-wang/), Chief Operating Officer and Chief Product Officer
- [Scott Clark](https://www.anchorterminal.com/people/scott-clark/), Historical co-founder; former staff engineer
- [Tommy Nicholas](https://www.anchorterminal.com/people/tommy-nicholas/), Co-founder and CEO

## Backed by

- [Eniac Ventures](https://www.anchorterminal.com/investors/eniac-ventures/)
- [Primary Venture Partners](https://www.anchorterminal.com/investors/primary-venture-partners/)
- [Bessemer Venture Partners](https://www.anchorterminal.com/investors/bessemer-venture-partners/)
- [Canapi Ventures](https://www.anchorterminal.com/investors/canapi-ventures/)
- [Felicis](https://www.anchorterminal.com/investors/felicis/)
- [Avid Ventures](https://www.anchorterminal.com/investors/avid-ventures/)
- [Lightspeed Venture Partners](https://www.anchorterminal.com/investors/lightspeed-venture-partners/)
- [Avenir Growth Capital](https://www.anchorterminal.com/investors/avenir-growth-capital/)

## Questions

### Who is Charles Hearn?

Charles Hearn co-founded Alloy in 2015 with Tommy Nicholas and Laura Spiekerman and is its CTO. Alloy's platform automates identity verification, fraud prevention and anti-money laundering checks for banks and fintech companies. In 2020 he was named to the Forbes 30 Under 30 list.

### What does First Mile Group, Inc. (Alloy) make?

Anchor Terminal lists Alloy from First Mile Group, Inc. (Alloy). Alloy is an identity and fraud decisioning platform for banks and fintechs. Its API runs onboarding journeys and evaluations that orchestrate identity, business, document and watchlist checks across third-party data vendors, with case management and ongoing monitoring.

### Who has invested in First Mile Group, Inc. (Alloy)?

The sources our research read name Eniac Ventures, Primary Venture Partners, Bessemer Venture Partners, Canapi Ventures, Felicis, Avid Ventures, Lightspeed Venture Partners and Avenir Growth Capital.

### How are Charles's tools graded?

Alloy is graded D, 52.5 out of 100, on Anchor Terminal's benchmark, which scores every listing against the same checklist.

## Sources

- https://uk.alloy.com/about
- https://www.linkedin.com/in/tommynicholas/
- https://x.com/tommyrva
- https://www.linkedin.com/in/laura-spiekerman-7306065
- https://x.com/lauraspiekerman
- https://www.linkedin.com/in/charleshearn
- https://x.com/charleshearn
- https://www.linkedin.com/in/parileeedisonwang/
- https://www.linkedin.com/posts/laura-spiekerman-7306065_10-years-ago-tommy-nicholas-charles-hearn-activity-7298384565885120513-xCei
- https://www.linkedin.com/in/clarkbarz
- https://www.alloy.com/
- https://www.alloy.com/contact
- https://help.alloy.com/en/articles/16820313-contacting-alloy-support
- https://help.alloy.com/en/articles/16818493-alloy-s-support-ticket-guide-escalating-support-tickets

These are the people building the tools we list, named for their public role in the company or project behind a listing, from public pages, with the date it was researched. They don't work for Anchor Terminal (our own team is on the about page, /about/#author). We show public roles, public profiles and what the listing pages show, nothing private. To correct something, send an about or a photo, or have a page removed, write to privacy@anchorterminal.com.

---

Query this catalogue directly over MCP: https://www.anchorterminal.com/mcp (Streamable HTTP, no key). How: https://www.anchorterminal.com/agents/#mcp