# Andrés Ugarte

> Andrés Ugarte is founder; CEO in creator interview. Copilot Money on Anchor Terminal, with grades, an about and public profiles.

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- Updated: 2026-10-27

Founder; CEO in creator interview.

Andrés Ugarte founded Copilot Money, a personal finance app that categorises spending with on-device machine learning. He left his job as a software engineer in 2018 to build it, and the app took about a year and a half to launch, he told Apple's developer news in 2021.

- X: https://x.com/chuga

## What Andrés builds

- [Copilot Money](https://www.anchorterminal.com/tools/copilot-money.md), graded F, 16.6/100, in Subscriptions, bills & personal finance. Copilot Money is a personal finance app for iPhone, iPad, Mac and the web that tracks spending, budgets, investments, recurring bills and net worth. It has an AI money assistant and a read-only MCP server in waitlist beta. Founder; CEO in creator interview, researched 2026-10-27.

## Questions

### Who is Andrés Ugarte?

Andrés Ugarte founded Copilot Money, a personal finance app that categorises spending with on-device machine learning. He left his job as a software engineer in 2018 to build it, and the app took about a year and a half to launch, he told Apple's developer news in 2021.

### What does Copilot Money, Inc. make?

Anchor Terminal lists Copilot Money from Copilot Money, Inc.. Copilot Money is a personal finance app for iPhone, iPad, Mac and the web that tracks spending, budgets, investments, recurring bills and net worth. It has an AI money assistant and a read-only MCP server in waitlist beta.

### How are Andrés's tools graded?

Copilot Money is graded F, 16.6 out of 100, on Anchor Terminal's benchmark, which scores every listing against the same checklist.

## Sources

- https://developer.apple.com/news/?id=m1mmw99d
- https://x.com/chuga
- https://www.copilot.money
- https://x.com/copilotmoney
- https://www.google.com/search?q=Copilot+Money+company+LinkedIn
- https://help.copilot.money/en/
- https://www.copilot.money/about
- https://help.copilot.money/

These are the people building the tools we list, named for their public role in the company or project behind a listing, from public pages, with the date it was researched. They don't work for Anchor Terminal (our own team is on the about page, /about/#author). We show public roles, public profiles and what the listing pages show, nothing private. To correct something, send an about or a photo, or have a page removed, write to privacy@anchorterminal.com.

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