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  "markdown": "Founder; CEO in creator interview.\n\nAndrés Ugarte founded Copilot Money, a personal finance app that categorises spending with on-device machine learning. He left his job as a software engineer in 2018 to build it, and the app took about a year and a half to launch, he told Apple's developer news in 2021.\n\n- X: https://x.com/chuga\n\n## What Andrés builds\n\n- [Copilot Money](https://www.anchorterminal.com/tools/copilot-money.md), graded F, 16.6/100, in Subscriptions, bills \u0026 personal finance. Copilot Money is a personal finance app for iPhone, iPad, Mac and the web that tracks spending, budgets, investments, recurring bills and net worth. It has an AI money assistant and a read-only MCP server in waitlist beta. Founder; CEO in creator interview, researched 2026-10-27.\n\n## Questions\n\n### Who is Andrés Ugarte?\n\nAndrés Ugarte founded Copilot Money, a personal finance app that categorises spending with on-device machine learning. He left his job as a software engineer in 2018 to build it, and the app took about a year and a half to launch, he told Apple's developer news in 2021.\n\n### What does Copilot Money, Inc. make?\n\nAnchor Terminal lists Copilot Money from Copilot Money, Inc.. Copilot Money is a personal finance app for iPhone, iPad, Mac and the web that tracks spending, budgets, investments, recurring bills and net worth. It has an AI money assistant and a read-only MCP server in waitlist beta.\n\n### How are Andrés's tools graded?\n\nCopilot Money is graded F, 16.6 out of 100, on Anchor Terminal's benchmark, which scores every listing against the same checklist.\n\n## Sources\n\n- https://developer.apple.com/news/?id=m1mmw99d\n- https://x.com/chuga\n- https://www.copilot.money\n- https://x.com/copilotmoney\n- https://www.google.com/search?q=Copilot+Money+company+LinkedIn\n- https://help.copilot.money/en/\n- https://www.copilot.money/about\n- https://help.copilot.money/\n\nThese are the people building the tools we list, named for their public role in the company or project behind a listing, from public pages, with the date it was researched. They don't work for Anchor Terminal (our own team is on the about page, /about/#author). We show public roles, public profiles and what the listing pages show, nothing private. To correct something, send an about or a photo, or have a page removed, write to privacy@anchorterminal.com.\n",
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